Vault Mortgage Group has become one of the premiere mortgage bankers in California. With a reputation based on trust, integrity, and delivering exceptional client service, we are one of the fastest growing full- service bankers in our area.
Backed by our parent company, American Pacific Mortgage Corporation, we have grown to become one of the largest independent mortgage banking operations in the western United States, with more than 125 offices in 14 states.We are one of the largest and strongest independent mortgage banking firms in the region and the country!
Backed by our parent company, American Pacific Mortgage Corporation, we have grown to become one of the largest independent mortgage banking operations in the western United States, with more than 125 offices in 14 states.We are one of the largest and strongest independent mortgage banking firms in the region and the country!
Services
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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
Refinance
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Mortgage refinancing can lower your monthly payments, which can add up to significant savings. Knowing your options is important, we can help! We offer information on a variety of mortgage refinancing rates and options. When you are ready to take the next step, feel free to give us a call or send us an email.
Lower Your Payment
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Pay less over a traditional fixed rate mortgage for the first years of your loan with a 5 or 7 year ARM. Get the lowest rates available and save money. Refinance up to 100% of your home or buy a new home with no down payment and never pay monthly insurance (PMI)! Great rates and savings may be available to you if you are a military member, veteran, or spouse of a veteran!
Consolidate Your Debt
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You could pay off those higher-interest debts by refinancing to a lower rate. Even with less-than-perfect credit, we can help you lower your monthly payment and pay off your higher-interest debt. By consolidating your payments into one low monthly payment, you may pay less each month. Depending on the program that works for you, you might be able to pay off your debt sooner, which may help improve your credit score.
Pay Off Your Mortgage Faster
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The shorter the term on your mortgage, the lower your mortgage rate. Did you know that you may be able to take advantage of today's competitive rates by shortening the term of your loan? There are many options available that could potentially help you pay off your mortgage faster and could help you save money.
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