Steve Marks
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Steve Marks
Working with Steve was an absolute pleasure! As first time buyers we had a lot of questions, and concerns but Steve guided us through the process with ease. He was very caring and detailed and made us feel like family. I would absolutely recommend Steve for anyone interested in buying! I will be using him again for future transactions.

Secure a home purchase loan that utilizes today's great mortgage rates to make your dream home affordable. Lock in great terms with current interest rates to ensure your home remains affordable-or build more equity with an update! Seize opportunity as soon as you can with our fast funding options, giving you the freedom to cure that house fever.
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About us
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My family and I moved to Oahu in 2014. We honestly weren't sure if we would thrive in such a new place. We were a young family with two kids and a third on the way. But over time (and more than a few malasadas) this island quickly became home to us. A few years later we purchased our home in Kapolei and have continued to enjoy the community, pace of life, and new friends here in West Oahu.
Purchase
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Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn't have to be stressful! We're here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a preapproval letter request.
Refinance
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Refinancing could save you a considerable amount of money over the life of your loan and potentially improve your overall financial outlook. We're here to make the home refinance process easier, with tools and knowledge that will help guide you along the way, starting with a refinance analysis request.
30 Year Fixed Mortgage
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The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. A 30-year fixed-rate loan may be a good option if you plan on staying in your home for years to come. We're here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with our 30-Year Fixed Rate Mortgage Qualifier.
Adjustable Rate Mortgage
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An ARM is an Adjustable Rate Mortgage. Unlike fixed-rate mortgages that have an interest rate that remains the same for the life of the loan, the interest rate on an ARM will change periodically.

The intial interest rate of an ARM is lower then that of a fixed-rate mortgage, consequently, an ARM maybe a good option to consider if you plan to own your home for only a few years; you expect an increase in future earnings; or, the prevailing interest rate for a fixed mortgage is too high.We're here to make it easier, with tools and expertise that will help guide you along the way, starting with our Adjustable-Rate Mortgage Qualifier.
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