Business Details
36 Years
experience
Your Trusted Used Car Dealership in Bedford, OH
Since 1990, ABC Motor Credit has been dedicated to providing reliable transportation solutions for individuals regardless of their credit history. Our buy-here-pay-here model empowers customers to take control of their finances through flexible payment plans tailored to their budgets. With over three decades of experience, we have helped thousands of Ohio and Western Pennsylvania residents secure dependable vehicles and rebuild their credit. Our team prioritizes respect, dignity, and transparency, ensuring a stress-free car-buying experience. We offer a wide selection of pre-owned cars, trucks, SUVs, and vans, all available with competitive financing options starting at 2.9% APR.Our commitment to community extends beyond sales, as we actively support local initiatives and customer success stories. By focusing on solutions rather than credit scores, we have become a trusted dealership for those seeking second-chance auto loans. Our streamlined approval process allows qualified buyers to drive away in 90 minutes or less, backed by our renowned ABC Value Package and Lisa Warranty. We pride ourselves on personalized service, with dedicated account managers who guide customers through every step of ownership. As a locally owned business, we remain steadfast in our mission to make reliable transportation accessible to all.
Services
Used Car Sales
Bad Credit Financing
Vehicle Trade-Ins
Extended Warranties
Car Appraisals
Flexible Payment Plans
Credit Rebuilding Assistance
Online Payments
Vehicle Selection
Customer Support
Details
- Year established: 1990
Highlights and features
- We've specialized in bad credit auto financing for over 35 years.
- Our buy-here-pay-here model eliminates third-party lender requirements.
- Flexible payment plans let you choose your down payment and terms.
- We operate with complete transparencyno hidden fees or surprises.
- Dedicated account managers provide personalized support throughout ownership.
What people say
Fast approvals
Friendly service
Flexible financing
No-pressure sales
Reliable vehicles
Services
Used Car Sales
We offer a wide selection of inspected used cars, trucks, SUVs, and vans for sale. Our inventory features reliable makes and models with competitive pricing and warranty options. Every vehicle undergoes thorough quality checks to ensure roadworthiness and customer satisfaction.
Bad Credit Financing
Our specialized financing programs help customers with poor credit, no credit, or past bankruptcies secure auto loans. With approval rates starting at 2.9% APR, we provide flexible terms and down payment options to accommodate various financial situations.
ABC Value Package
This unique program allows customers to select their preferred down payment amount, interest rate, and repayment terms. The package includes optional extended service plans and insurance products to protect both the vehicle and the investment.
Vehicle Trade-Ins
We accept trade-in vehicles toward the purchase of a new-to-you car. Our team provides fair market value assessments and handles all paperwork, making the transition to your next vehicle seamless and efficient.
Lisa Warranty
This optional service plan covers mechanical breakdowns beyond the manufacturer's warranty. Available on qualifying vehicles, it provides peace of mind with coverage for major components and roadside assistance benefits.
People
Sam Snellenberger Sr.
Founder
Sam founded ABC Motor Credit in 1990 after witnessing good people being denied cars due to credit issues. With a vision for inclusive financing, he established the buy-here-pay-here model that remains the company's foundation.
Shamika
Sales Associate
Shamika is praised for her exceptional customer service and ability to help clients find suitable vehicles. Her personalized approach and patience make her a top-performing team member at the Bedford location.
Tina
Account Manager
Tina specializes in payment arrangements and customer support. Known for her understanding approach, she helps clients navigate financial challenges while maintaining positive account standing.
Questions
Can I get approved with bad credit?
Yes! We specialize in helping customers with all credit types, including bad credit and no credit history.
How quickly can I drive away?
Qualified buyers complete the process in 90 minutes or less with our streamlined approval system.
What documents do I need?
Bring your driver's license, three recent pay stubs, and a utility bill in your name.
Do you offer warranties?
Yes, our Lisa Warranty provides extended protection against mechanical breakdowns on qualifying vehicles.
Can I trade in my vehicle?
Absolutely! We accept trade-ins and apply their value toward your new purchase.
What payment options exist?
Choose from online payments, auto-pay, or in-person transactions at our Bedford location.
Videos
Reviews (7)
Tasha Hickman
Jan 24, 2022
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The only thing great about my experience was Shamika. The process was ridiculously long, and things need to be more clear to customers about down payment. Every car says $99 but then when you ask, you get oh that one is $500, or that was is $2300. Thats a huge difference and every customer in that dealership had said the same thing. Ryan was ridiculously loud and annoying. He was clear across the office and not funny. Extremely unprofessional and that went for most. Customers business should not be told and heard by other customers. If I was not in a tight situation I wouldnt have stayed
Yaye Gabbana
Jan 24, 2022
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Man walk in there and met with my salesman Ryan an he was the best, got me in a nice car and he was very helpful with everything. Also help me understand all the thing that I didnt know about getting car, hes was a great & also have a great personality had me laughing since I walk in great salesman I would recommend anybody that come here go holla at my boy Ryan good dude
Elisha Hooks
Jan 15, 2022
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Allen salesperson was very professional prompt honest I highly recommend him please go see him for you car buying needs
Shell F.
Dec 05, 2021
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Allen and Al were great! While I'm not thrilled about what my payments are, I got the car that I was interested in. The payment is still affordable. (I should probably add that I've never had a car payment to have anything to compare it to) They worked hard to help me get on the road again. I appreciate them!!!
Heather K.
Nov 18, 2020
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Bedford location : I had submitted an application online and they let me know I was approved. I was working with Lisa, she is incredible. I wasn't quite sure if I wanted to commit yet so I was just looking around at vehicles. Lisa tried being super helpful as well as two other employees here. However when I decided that I'd like to wait at least a week before purchasing her manager Al began criticizing me, telling me I just came in and wasted everyone's time, he was yelling at me, I was treated very poorly, with everything I've been going through with my four month old being
Dante B.
Mar 23, 2017
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This company advertises like it is there to help consumers when the exact opposite is true. Parasite car dealerships like this prey on the poor and are no better than a payday loan company. After my experiences with this company, I wouldn't wish them upon my worst enemy. They sell lemons!
Megan C.
Oct 11, 2014
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My credit isn't the best and after contacting a few used car lots and getting turned down I was very discouraged. ABC Motorcredit called about 20 minutes after I filled out my online application to get some more information from me and 20 minutes after that I received another call letting me know I was pre-approved. I took my pay stubs and proof of residency and a 300$ down payment and drove away in a SUV the same day. The staff is very friendly and efficient. The high payment (440.00 a month) and the high miles (90,000-125,000) on the cars could be big negatives for other people but for me
