Atlantic Trust Mortgage is a customer-focused lending company serving Northeast Florida. When it comes to ironing out a client-friendly mortgage, we've got you covered. Our team of mortgage experts understands the ins and outs of lending practices and regulations and is prepared to help you come to the best terms possible.
We offer a broad spectrum of loan programs to our customers, including conventional financing, FHA financing, VA financing, renovation financing, and jumbo financing. We can help determine which one you qualify for, as well as what loan type will be best for you and your family. At Atlantic Trust Mortgage, we operate under a simple premise: Every customer is unique.
We offer a broad spectrum of loan programs to our customers, including conventional financing, FHA financing, VA financing, renovation financing, and jumbo financing. We can help determine which one you qualify for, as well as what loan type will be best for you and your family. At Atlantic Trust Mortgage, we operate under a simple premise: Every customer is unique.
Services
About
Report
At Atlantic Trust Mortgage, we strive to find the best solution possible for our clients. Buying a home can be a stressful event, but it is also fun, exciting, and rewarding. Our goal is to make the process as easy as possible for you to focus on finding your dream home. Homeownership is one of the surest, most impactful ways to build lasting generational wealth.
Our Programs
Report
Conventional financing is perfect for homeowners with excellent credit who can put down three percent. This type of mortgage is purchased by Fannie Mae or Freddie Mac and is not guaranteed by the federal government. They come in two forms: Fixed and adjustable-rate. FHA financing is an excellent option for first-time buyers with low-to-moderate income levels and credit scores as low as 580.
Conventional Financing
Report
Conventional financing refers to a mortgage that is purchased by Fannie Mae or Freddie Mac and is not guaranteed by the federal government, unlike other programs such as FHA and VA Financing. Conventional loans are completely made in the private sector without any government involvement. You can use conventional financing to purchase or refinance single family to four family homes.
FHA Financing
Report
FHA mortgages are insured by the Federal Housing Administration (FHA). They are issued by federally qualified lenders and are designed to help borrowers with high debt-to-income ratios (DTI) purchase or refinance their homes. If you default on this loan, the FHA will cover your lender's losses, therefore mortgage insurance is required.
VA Financing
Report
VA Financing is a government-guaranteed loan program offered by the U.S. Department of Veterans Affairs (VA) to military service members and their families. The VA doesn't lend the money, rather they guarantee the loan made by your lending company. The biggest benefit of VA financing is there is absolutely no downpayment requirement.
Reviews
Be the first to review Atlantic Trust Mortgage.
Write a Review
