At Mortgages By Linda, we bring over two decades of experience in the mortgage industry, offering personalized loan solutions tailored to each client's unique needs. As a licensed mortgage broker in Florida, our deep understanding of the local market allows us to provide relevant and reliable information to our clients. Our commitment to excellence ensures that every borrower receives individualized attention throughout the mortgage process.

We offer a comprehensive range of loan programs, including FHA, USDA, VA, Conventional, HARP, and Commercial loans. Our affiliation with more than 15 wholesale lenders enables us to shop for the lowest rates and fees for your loan. We pride ourselves on our availability, offering assistance after business hours and on weekends to accommodate your schedule. At Mortgages By Linda, we never charge an application fee, and we are dedicated to providing exceptional customer service and professional advice with the highest level of integrity.

Served areas

Florida
Alabama

Details

Year established: 2004
Licensed

Highlights and features

Over 20 years of mortgage industry experience
Affiliated with 15+ wholesale lenders for best rates
Offers FHA, USDA, VA, Conventional, and Commercial loans
Available after hours and weekends for client calls
No application fees ever charged
Personalized one-on-one service throughout loan process

Website

Services

Loan Types Report

We offer a comprehensive selection of mortgage options tailored to meet diverse financial needs. Our portfolio includes Conventional, FHA, VA, USDA, Florida Hometown Heroes, and Professional Loans. Each loan type is designed to accommodate specific borrower requirements, ensuring flexibility and accessibility. Our experienced team is committed to guiding clients through the loan selection process with professionalism and care.

Reviews (22)

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Frank Alexander

Jan 08, 2025

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I just like to thank God on most high for him placing such people like Ms Linda and staff to God be the glory, I did not know what to do but Ms Linda and staff got me put in my lovely house and I tell the world that I Frank Alexander is now a Home owner because of Ms Linda, I tell anyone and everybody if you need a home to call yours reach out NOW to Ms Linda and staff they will make it easier and happen for you I'm a living witness .

Dakota Kalis

Jun 27, 2024

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Linda is a fantastic lender. If you want to secure a good deal, she will make it happen. I got the deal I want. The process was smooth, and I'm very happy with the deal I closed. Thank you so much, Linda. I'll definitely use this lender again in the future.

Michael Vandiver

Dec 21, 2023

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It was a very informative class on using Instagram and how to make reels.

Brandon Hobby

Nov 12, 2023

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Linda was very patient with me as it took some time to find a home. She was very quick to send me estimates based off of homes I was interested in. This is the second time Ive used her and would highly recommend.

Frank Whibley

Oct 17, 2023

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Linda Garcia at Mortgages by Linda was instrumental in guiding my clients, Vic and Katie, through their first home buying experience. Her expertise, responsiveness, and patience stood out, making a typically stressful process smooth and understandable. Linda's commitment was highlighted when she attended the closing in person, adeptly handling a last-minute snafu with professionalism and efficiency. Her presence and quick action not only resolved the issue swiftly but also reassured everyone involved. Lindas dedication to her clients goes beyond expectation, making her highly recommendable for anyone navigating the mortgage process. Thank you, Linda, for ensuring Vic and Katies journey to homeownership was a success!

Latoyia Laneair

Feb 02, 2023

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Thank you so much for your help with the refinancing of my home. Linda and her team made the process simple and easy to understand for me, and I appreciated their patience and expertise. Linda and her team's insight was extremely valuable to me and I don't think I could have done this without them!

Ismary Castro

Aug 31, 2022

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Best mortgage broker ever! Linda went above and beyond in the process of getting my first home. She makes the impossible be possible. Exceptional service, family like care, great communication, quick responses and smooth process.

Tiffany Pinnock

Jan 15, 2022

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Linda is amazing! She was very patient with me and my loan. She never gave up. She fought with me until the end. She communicated with very well. Always answer my text or calls and answer to any questions I needed. I really appreciate her and I highly recommend her. I can honestly say if I ever decide to buy another house I would definitely go back to Linda! Thank You Linda for everything. God Bless You!

J. C.

Oct 05, 2021

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Good experience with MBL. Refinancing as an independent contractor is not an easy process and Linda and her team walked us through every step. Thanks again!

Steve Garcia

Dec 30, 2020

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Just did a cash out Re-F,i and before I closed my loan Nick My loan officer was able to lower my rate twice! Team MLB closed my loan in a very short time and exceeded my expectations! Great company please check here before you do a loan or you will pay to much! Thank You again for superior service Mortgages by Linda!

Francine Simplice

Dec 22, 2019

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I am im tears because I had such a great team by my side. Linda is a saint and even my crying yelling and sorrow didnt steer her away from getting my loan approved. I've never dealth with a business that cared so much for my well being. I will surely do business with her in the future and I will recommend her to everyone looking to find a perfect person to help them get a home loan. God bless her and her team I am so happy to get into my first home. What a great Christmas present...I closed on christmas eve!

Tina Lay

Sep 15, 2019

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I recently closed on my new home with the help of Mortgages by Linda. The process in applying and receiving approval was honestly the least stressful part of my real estate transaction. If I ever find myself in need of a mortgage, I know where to go. I highly recommend Linda & team. Everyone I interacted with was super responsive, great communicators and overall easy to work with. I highly recommend.

Sam Manning

Apr 04, 2019

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Linda is well-informed and experienced. She meets buyers at their level and provides guidance along the way. She made a very stressful process bearable. Her Team works promptly and diligently to ensure the buying process runs smoothly. Thank you, Linda and Team

Chris Dakhil

Oct 28, 2018

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The best of the best. If it wasnt for her we wouldnt got our first home, she did everything possible to make it happen for me and my family. We struggled with papers and everything but she made it happen.
I would definitely recommend her no doubt shes the best out there.

Tina Tisdale

Oct 14, 2018

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Mortgages by Linda made the complicated process of purchasing our first home seem simple! Linda and her team guided us through the process with impeccable service. I would highly recommend Mortgages by Linda to find the right mortgage solution that fits any budget!

Melanie Somnitz

Oct 13, 2017

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Our realtor recommended Linda and we were very pleased with her services. Her team was very efficient and did an excellent job communicating with us, organizing our documents and keeping us on track. From our initial pre-qualification to our house closing, Linda offered 5 Star service.

Sue Newman

Aug 18, 2016

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Linda and Jessica were always available whenever I called or emailed and ready to solve problems or answer questions. I was constantly provided with updated information and fed all the paperwork that needed to be addressed. It was essential that I was able to sign electronically and very easy to do with the places flagged that needed to be signed. After first trying to get a mortgage through a bank, I was almost ready to give up because of our situation, when I contacted Linda and was assured that we would be able to secure a mortgage that met our situation. I would highly recommend Mortgages by Linda.

Jessica Huffman

Mar 24, 2016

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We are HOME OWNERS for the first time in a very long time and knew we needed someone patient and experienced! Linda and the team did that and MORE - THANK YOU!

Linda is our go-to Loan Originator and the ONLY person we would recommend.

Whitney Maness

Jan 13, 2016

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My husband and I have been together for 10 years and have ALWAYS dreamed of owning a home. To us, one of the scariest processes of home-buying is choosing a mortgage loaner. We weren't sure what to do, but when we found Linda and her team, that was the day things really started changing AND progressing for us. We even worked with a lender previous to MBL who never called us again after being pre-approved..he didn't take us seriously. But Linda did and because of that I am writing this review in the office of our brand new, fantastic home!!! Linda and her team are also always available and know that you aren't an expert in this, but they are. You can ask them anything, anytime. Do yourself a favor, call Linda for all of your home loan needs. She KNOWS the industry and has the experience to prove it!!!

Buzz Thomas

Oct 23, 2015

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Linda leads a dream team, that excels in communication, tenacious processing, and the most thorough follow-thru. Mortgages by Linda has the experience and market knowledge to help pick the perfect mortgage from their extensive list of products. Every transaction had been handled with professionalism and courtesy.

Annia Torres Annia Torres Pa

Jan 24, 2015

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I am a Real Estate Agent and Linda saved my deal. She's really professional and a woman of her word!! I will recommend her again.

DeAnna Byfield

Sep 17, 2014

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It was a great experience working with Linda. She was able to get things done that other companies could never dream of doing. Her great personality and style will definitely take her far. Thanks for helping us to get into our beautiful home!