Business Details
Fee-Only Financial Advisory Services in Grand Rapids, MI
Synergy Wealth Management is a fee-only registered investment advisory firm dedicated to empowering clients through academically grounded strategies and unbiased fiduciary guidance. Since our founding, we have prioritized transparency, education, and minimizing conflicts of interest, ensuring client interests always come first. Our team combines extensive experience in finance with a commitment to personalized service, offering detailed portfolio analysis and tailored recommendations. We strive to demystify the financial industry for clients, fostering long-term partnerships rooted in trust and evidence-based decision-making. 
Services
Investment Management
Financial Planning
Wealth Guidance
Portfolio Analysis
Educational Workshops
Highlights and features
- We operate as a true fiduciary, legally bound to act in your best interest.
- Our investment strategies are based on academic research and minimize conflicts of interest.
- We provide proprietary financial health analysis tools for client transparency.
- Our team offers decades of combined experience in fee-only financial advisory services.
- We host educational workshops to empower clients with investment knowledge.
Associations and certifications
- Registered Investment Advisor (RIA)
Services
Investment Management
Our investment management uses academically validated strategies to create efficient portfolios tailored to client needs. We focus on low-cost, evidence-based approaches to optimize returns while minimizing risks. This service provides ongoing monitoring and adjustments to align with evolving financial goals.
Financial Planning
We develop comprehensive financial plans addressing retirement, tax strategies, and estate planning. Our approach integrates portfolio analysis with long-term goal setting to ensure clients achieve financial security through personalized, research-driven solutions.
Wealth Guidance
This service provides ongoing advisory support for wealth management decisions. We focus on educating clients about investment options, risk management, and portfolio performance to foster informed decision-making aligned with their financial objectives.
Portfolio Analysis
Our proprietary financial health analysis evaluates portfolio risks, costs, and performance. This service helps clients understand their investment structure, identify inefficiencies, and make data-driven adjustments for improved outcomes.
Educational Workshops
We host workshops teaching investment principles, fiduciary standards, and portfolio evaluation techniques. These sessions empower clients to discern between advisory models and make confident financial decisions through interactive, research-backed instruction.
People
Fred Iacovoni
Founder and Managing Principal
Fred Iacovoni, CFP professional, founded Synergy Wealth Management to provide unbiased financial guidance. With 20+ years in the industry, he focuses on client education and fiduciary best practices while coaching youth hockey in Grand Rapids.
Tyler Kotlarz
Advisor
Tyler Kotlarz serves as a financial advisor with expertise in portfolio management. A former Division I hockey player, he brings analytical rigor to client relationships and has worked at Synergy since 2013.
Ryan Huyser
Advisor
Ryan Huyser advises clients on wealth management strategies. With a finance degree from Western Michigan University, he contributes 30+ years of experience and volunteers for environmental committees in West Michigan.
Questions
What does 'fee-only' mean for your firm?
Fee-only means we only accept client compensation and never take commissions, kickbacks, or product provider incentives for investment recommendations.
How do you act as a fiduciary?
We prioritize client interests through transparent advisory processes, full disclosure of potential conflicts, and educational resources helping clients verify recommendations independently.
What services do you offer?
We provide investment management, financial planning, portfolio analysis, wealth guidance, and educational workshops focused on evidence-based financial decision-making.
How can I attend financial workshops?
Workshops at Rockford Public Schools teach investment evaluation skills. Contact us directly for upcoming session details and registration information.
What investment philosophy do you follow?
Our approach applies financial science to portfolio management, emphasizing academic research, cost efficiency, and long-term market principles for client benefit.
How do you analyze financial health?
We use proprietary analytical tools to assess portfolio risks, costs, and performance metrics, creating comprehensive reports that guide data-driven investment adjustments.
