Business Details
Your Trusted Partner for Financial Security and Retirement Planning
Founded over 35 years ago, Integrated Financial Services has established itself as a trusted leader in financial advisory services across Michigan. Our approach prioritizes client education and personalized guidance, helping individuals navigate complex retirement planning, tax strategies, and wealth management. With a team of certified professionals holding prestigious designations like CFP, ChFC, and CLU, we combine deep industry expertise with a fiduciary commitment to client interests.Our collaborative model integrates elder-law attorneys, CPAs, and insurance specialists to deliver comprehensive solutions. Recognized in national publications and media outlets, we maintain transparency through fee disclosures and prioritize long-term relationships built on integrity and measurable results.
Services
Retirement Planning
Wealth Management
Life Insurance
Tax Planning
Asset Protection
Long-Term Care
Social Security Optimization
Highlights and features
- We operate as fiduciaries with legally mandated client-first priorities
- Our advisors hold multiple industry-leading certifications including CFP and ChFC
- 35+ years of specialized experience in senior retirement planning
- Transparent fee structure with no proprietary products
- Collaborative approach integrating legal, tax, and insurance experts
Associations and certifications
- CERTIFIED FINANCIAL PLANNER (TM)
- Chartered Financial Consultant (ChFC)
- Chartered Life Underwriter (CLU)
- Registered Health Underwriter (RHU)
- Chartered Adviser for Senior Living (CASL)
What people say
35 years of experience
Personalized guidance
Fiduciary commitment
Transparent communication
Long-term relationships
Services
Retirement Planning
Our retirement planning service helps clients create customized strategies for financial security. We analyze current assets, future goals, and risk tolerance to develop comprehensive plans. With expertise in tax optimization and long-term care, we ensure clients maintain their desired lifestyle throughout retirement.
Wealth Management
Wealth management services focus on growing and preserving client assets through strategic investment planning. Our certified advisors create diversified portfolios aligned with individual goals and risk profiles. We continuously monitor market conditions to optimize returns while maintaining appropriate risk levels.
Tax Planning
Our tax planning specialists develop strategies to minimize tax liabilities throughout retirement. We coordinate with CPAs to implement legal tax reduction techniques while ensuring compliance with evolving regulations. Services include tax-efficient withdrawal strategies and estate tax planning.
Life Insurance
We offer customized life insurance solutions for estate planning and financial protection. Our specialists evaluate different policy types to find optimal coverage for clients' needs. We work with multiple providers to ensure competitive rates and appropriate policy structures.
Asset Protection
Asset protection services safeguard clients' wealth from potential risks through legal strategies. We implement plans that protect against long-term care costs and other financial threats. Our approach combines insurance products with legal structures to create comprehensive protection frameworks.
People
Rick Myers
President & Founder
With over 35 years of experience, Rick Myers holds multiple certifications including CFP, ChFC, and CLU. He specializes in retirement planning and has helped hundreds of families achieve financial security through personalized guidance and education.
Questions
What makes a fiduciary financial advisor different?
Fiduciaries like our CFP professionals are legally required to prioritize client interests over their own, unlike non-fiduciary advisors who only need to provide suitable recommendations.
How do you approach retirement planning?
We combine comprehensive financial analysis with personalized education, addressing tax strategies, asset protection, and long-term care while considering individual risk tolerance and goals.
What credentials do your advisors hold?
Our team includes Certified Financial Planners, Chartered Financial Consultants, and specialists with designations like CLU and RHU, ensuring comprehensive retirement expertise.
How are your services compensated?
We earn fees and commissions based on percentage of assets under management, with full transparency about compensation structures for all recommended products.
Do you work with other professionals?
Yes, we collaborate with elder-law attorneys, CPAs, and insurance specialists to provide integrated solutions while maintaining strict referral fee transparency.
