AAM Financial Planning & Investments

Business Details

Your Trusted Financial Planning Partner in Grandville, MI

AAM Financial Planning & Investments is dedicated to helping individuals and families define their vision of financial freedom and create tailored strategies to achieve it. Our team of certified professionals specializes in comprehensive financial planning, retirement strategies, investment management, estate planning, and tax optimization. With a focus on personalized service, we work closely with clients to assess their unique circumstances, align resources with long-term goals, and provide ongoing guidance to adapt to life's changes. Our disciplined investment philosophy combines passive and active ETFs with strategic macroeconomic tilts to balance risk and growth potential. We prioritize transparency in our fee structures, offering flexible options including assets under management, hourly consulting, and project-based pricing.

Recognized for industry excellence through awards like Forbes Best-in-State Wealth Advisor and Barron's Hall of Fame induction, we combine technical expertise with a client-first approach. Our advisors act as coaches, advocates, and accountability partners, ensuring clients maintain financial discipline while pursuing their personal definition of true wealth. Backed by a national network of specialists in tax planning, trust services, and investment research, we deliver sophisticated solutions tailored to both individual and business financial needs.

Services

Financial Planning Retirement Planning Investment Management Estate Planning Tax Planning

Highlights and features

We offer personalized financial plans tailored to your unique life goals and circumstances
Our team includes Certified Financial Planners and investment specialists with industry-recognized credentials
We provide comprehensive services covering all aspects of financial wellness from tax to estate planning
Our transparent fee structures offer flexible engagement options to suit different client needs
We combine technical expertise with ongoing coaching to help clients stay committed to their financial goals

Associations and certifications

SEC (U.S. Securities and Exchange Commission)

Website

Update Listing

Services

Financial Planning

Our financial planning service creates customized roadmaps to help clients achieve their financial goals. We analyze current financial status, develop cash flow strategies, and implement plans for debt reduction, wealth accumulation, and legacy creation. Our advisors work with clients at all life stages to ensure financial decisions align with personal values and long-term objectives.

Retirement Planning

We specialize in creating comprehensive retirement plans that address income needs, tax efficiency, and lifestyle goals. Our five-step process includes Social Security optimization, risk management, and legacy planning. We help clients avoid common pitfalls while preparing for both expected and unexpected challenges during retirement years.

Investment Management

Our investment approach combines passive index funds with active management strategies. We create diversified portfolios with core holdings and tactical satellite positions that adapt to changing market conditions. The strategy focuses on tax efficiency, risk management, and maintaining low expense ratios while pursuing long-term growth objectives.

Estate Planning

We help clients create comprehensive estate plans that ensure proper asset distribution according to their wishes. Our services include will and trust creation, power of attorney arrangements, and special needs planning. We coordinate with legal professionals to ensure plans comply with current tax laws and provide maximum protection for beneficiaries.

Tax Planning

Our tax planning service focuses on minimizing tax liabilities through strategic investment positioning and retirement account management. We analyze clients' tax returns to identify savings opportunities and work with CPAs to implement strategies that improve overall tax efficiency while maintaining compliance with IRS regulations.

People

Ron VanSurksum

Senior Wealth Advisor

Ron brings over 20 years of experience in wealth management, specializing in retirement income strategies and portfolio optimization. He holds the Certified Financial Planner designation and focuses on helping clients achieve financial independence through personalized planning.

Gabriel Jones

Wealth Advisor

Gabriel specializes in asset allocation and investment strategy development. With his Accredited Business Fiduciary certification, he helps clients build diversified portfolios aligned with their risk tolerance and long-term financial objectives.

Ryan Detrick

Chief Market Strategist

Ryan leads investment strategy development with over 15 years of market analysis experience. He holds the Chartered Market Technician designation and focuses on macroeconomic trends that impact client portfolios.

Debra Taylor

Managing Partner

Debra oversees tax planning services with expertise in estate taxation and business succession planning. As a CPA and Certified Divorce Financial Analyst, she provides specialized guidance for complex financial situations.

Tom Mullen

Senior Tax Planner

Tom specializes in tax-efficient retirement strategies and estate tax planning. With his accounting background, he helps clients minimize tax liabilities through strategic investment positioning and retirement account management.

Questions

What financial planning services do you offer?

We offer comprehensive financial planning covering retirement strategies, investment management, estate planning, tax optimization, and risk management tailored to individual client needs.

How do you help with retirement planning?

Our five-step retirement planning process includes income needs assessment, Social Security optimization, risk management, and legacy planning to ensure financial security throughout retirement.

What investment strategies do you use?

We combine passive index funds with active management strategies, creating diversified portfolios that adapt to market conditions while maintaining focus on long-term growth objectives.

How are your fees structured?

We offer flexible fee structures including assets under management, hourly consulting, and project-based pricing to accommodate different client preferences and financial situations.

Do you work with clients outside Grandville?

While based in Grandville, MI, we serve clients nationwide through virtual consultations and personalized digital planning tools that maintain the same high service standards.

Reviews (4)

Write a Review

James Engelking

Dec 30, 2021 Report

Positive:Professionalism,Responsiveness
Ron does an excellent job of explaining the "plan of action" and is very thorough with follow up. He is easy to talk with and always available to answer questions. I really appreciate working with him. Ron is a true community partner volunteering time and expertise with our local non-profits. I highly recommend him!

Alex Englund

Nov 23, 2018 Report

Very helpful and knowledgeable. I met with Ron regarding some questions I had and he was very helpful. Also, it is very evident that Ron's top priority is doing what is best for his clients.

Jonathan Mast

Dec 27, 2016 Report

Professional and trusted. Ron's knowledge and professionalism are truly impressive. Friendly staff. Professional expertise. I especially appreciate their approach to financial advising and their fee only programs so I know that I'm getting quality recommendations. Highly recommended!

Colette Cashin

Dec 15, 2015 Report

Very knowledgeable in planning my financial future. Well organized presentation of all of my options for my savings and retirement. If you are in need of financial planning I highly recommend Advanced Asset Management!!!!