Business Details
32 Years
experience
Your Trusted Mortgage Partner in Portland, OR
Security Mortgage Lending was founded on the principle of community growth through exceptional mortgage services. With over 30 years of experience serving Oregon and Washington, we combine local expertise with access to diverse lending options including FHA, VA, and conventional loans. Our team of seasoned professionals prioritizes personalized service, helping clients achieve homeownership while supporting local economic stability.We maintain a commitment to cost-effective solutions and community development through education and arts initiatives. Our Portland-based operation ensures clients receive tailored support throughout the mortgage process, from initial consultation to closing.
Services
FHA Mortgage Programs
VA Mortgage Programs
Home Equity Loans
Conventional Mortgages
Jumbo Loans
Refinance Programs
Details
- Year established: 1994
Highlights and features
- We have over 30 years of experience in mortgage lending
- We work with multiple lenders including FHA, VA, and conventional options
- Our team provides personalized customer service for each client
- We specialize in local market expertise for Oregon and Washington
- We offer solutions for borrowers with credit scores below 620
Services
FHA Mortgage Programs
Our FHA mortgage programs provide accessible homeownership opportunities with low down payment requirements. These government-backed loans are ideal for first-time buyers and those with moderate credit histories. We guide clients through the entire FHA loan process, ensuring compliance with federal regulations while securing competitive interest rates.
VA Mortgage Programs
We specialize in VA mortgage programs for veterans and active military personnel. These zero-down payment loans offer favorable terms and no private mortgage insurance requirements. Our team has extensive experience processing VA loans with streamlined approval processes for eligible service members.
Home Equity Loans
Our home equity loan programs allow homeowners to leverage their property's value for major expenses. We offer competitive fixed-rate terms with flexible repayment options. Clients receive personalized consultations to determine optimal loan-to-value ratios and repayment schedules that maintain financial stability.
Conventional Mortgage Solutions
We provide conventional mortgage solutions for clients with strong credit profiles. These loans offer various term lengths and down payment options without government insurance requirements. Our brokers compare multiple lender products to find the best conventional mortgage rates and terms for each client's situation.
Refinance Programs
Our refinance programs help homeowners reduce monthly payments, shorten loan terms, or access equity. We analyze current mortgage terms against market conditions to determine optimal refinancing opportunities. Clients benefit from our extensive lender network and streamlined application process.
People
William O'Kief
Founder
With over 30 years in mortgage lending, William established Security Mortgage Lending in 1994 after starting his career at Washington Mutual. He brings deep local market knowledge and a commitment to community development through responsible lending practices.
Fraser Ghezel
Loan Originator
Fraser has specialized in mortgage origination for 18+ years, focusing on finding niche programs for qualified borrowers. A Portland resident for 35 years, he combines local expertise with a client-centered approach to mortgage solutions.
Daniel Downing
Mortgage Originator
Dan Downing has served Oregon homebuyers for over a decade, helping families achieve homeownership dreams. A Pacific Northwest native, he specializes in purchase and refinance transactions while maintaining a strong focus on client education.
Questions
What mortgage programs do you offer?
We offer FHA, VA, conventional, jumbo, home equity loans and refinance programs tailored to meet diverse financial needs.
Can I apply with a low credit score?
Yes, we provide mortgage solutions for borrowers with credit scores below 620 through specialized lending programs.
Do you serve areas outside Portland?
We serve all of Oregon and Washington with local market expertise and personalized mortgage solutions.
How can I start the mortgage process?
Begin with a free evaluation by calling us at 503-228-2670 or applying online through our secure portal.
What makes you different from other lenders?
Our 30+ years of local experience, multiple lending partnerships, and personalized service approach set us apart in the industry.
