Business Details
Your Trusted Real Estate & Mortgage Partner in Santa Barbara
Allyn & Associates was established to provide comprehensive real estate and mortgage lending services to the Santa Barbara community and the Tri-Counties region. Our philosophy prioritizes customer service, positioning ourselves as counselors first and agents second, which has cultivated a client base built on repeat business and referrals. We maintain strong relationships with attorneys, accountants, and real estate professionals, ensuring a collaborative approach to client needs. With over 50 years of collective experience in lending, we are approved by nearly every lender in the industry, offering tailored financing solutions for residential, commercial, construction, land, farm, and reverse mortgage needs. Our team includes 12 associatesseven dual-licensed as loan officers and real estate agentswith formal training programs and monthly updates on industry regulations.We are members of leading professional organizations, including the National Association of Mortgage Brokers and multiple REALTOR associations, enhancing our local and national reach. Our office provides in-house processing and operates as a sole proprietorship under Michele Allyn, who oversees daily operations, team management, and strategic growth. With our NMLS ID #331254 and DRE #00459242, we combine deep local expertise with a vast network of lenders to deliver efficient, ethical service. Our commitment to transparency, accessibility, and personalized guidance ensures clients receive optimal financial strategies aligned with their goals. From initial consultation to closing, we prioritize client education, competitive rates, and seamless transaction processes, fostering long-term trust and satisfaction.
Services
Residential Financing
Commercial Lending
Reverse Mortgages
Construction Loans
Land & Farm Financing
Loan Pre-Approvals
Market Analysis
Escrow Coordination
Property Marketing
REALTOR Services
Highlights and features
- We offer 50+ years of combined experience in real estate and mortgage lending.
- Our team includes dual-licensed loan officers and real estate agents for seamless service.
- We provide 24/7 cell phone availability for client convenience.
- Our local expertise extends across Santa Barbara, Ventura, and Los Angeles counties.
- We are members of leading industry organizations, including NAMB and CAR.
Associations and certifications
- National Mortgage Licensing System (NMLS)
- California Department of Real Estate (DRE)
What people say
Exceptional customer service
Deep local market knowledge
Personalized loan solutions
Professional and ethical
Responsive and knowledgeable
Services
Residential Financing
We provide tailored residential financing solutions to purchase or refinance single-family homes, condos, and townhouses. Our expertise includes conventional, jumbo, and super-jumbo loans with competitive rates. Clients benefit from personalized consultations to align financing with their long-term financial goals.
Commercial Lending
Our commercial lending services support investments in office buildings, multi-family properties, agricultural land, and mixed-use developments. We collaborate with specialized lenders to structure loans that match business needs, ensuring flexible terms and efficient approval processes.
Reverse Mortgages
We offer reverse mortgages for homeowners aged 62+ to access equity without monthly payments. This service includes thorough counseling to ensure clients understand terms, eligibility, and how it affects their financial future.
Loan Pre-Approvals
Our pre-approval process analyzes income, assets, and credit to determine borrowing capacity. This step empowers buyers with clear budget guidelines, enhancing credibility when making offers on properties.
Property Marketing
We aggressively market properties through MLS, online platforms, broker caravans, and open houses. Services include competitive pricing analysis, staging advice, and ongoing market updates to maximize exposure and achieve favorable sale terms.
People
Michele Allyn
Owner/Broker
Michele Allyn oversees daily operations at Allyn & Associates, managing team training, recruiting, and client relations. With decades of experience, she ensures compliance with industry standards while guiding clients through complex real estate and financing processes.
Anne Wilder
Mortgage Lending Associate
Anne Wilder specializes in mortgage lending, offering personalized guidance to clients seeking residential or commercial financing. Her focus on competitive rates and tailored loan solutions supports clients in achieving their investment goals efficiently.
Questions
What services does Allyn & Associates offer?
We provide real estate and mortgage lending services, including residential and commercial financing, reverse mortgages, loan pre-approvals, and property marketing.
How can Allyn & Associates help first-time homebuyers?
We offer personalized loan pre-approvals and guidance to help first-time buyers understand their budget and financing options, simplifying the home purchase process.
Are your mortgage rates competitive?
Yes, we collaborate with multiple lenders to secure competitive rates tailored to each client's financial situation and property type.
Do you serve areas outside Santa Barbara?
We primarily serve Santa Barbara and the Tri-Counties, including Ventura and Los Angeles counties, with a network extending statewide and nationally.
How do you support sellers?
We provide market analysis, property staging advice, and aggressive marketing to help sellers achieve optimal prices and smooth transaction processes.
Can I apply for a loan online?
Yes, we offer downloadable loan applications and electronic submission options for convenience. Contact us to begin the process.
