America's Home Loans Inc., a mortgage brokerage, located in the beautiful and very popular Bixby Knolls neighborhood of Long Beach, provides a wide range of mortgage products including Fixed and Adjustable Rate Mortgages, FHA and VA home loans, Jumbo loans, refinancing options including HARP, Reverse and renovation mortgages.
It is our goal to make sure that you qualify for the very best mortgage that satisfies your needs. As new programs are introduced periodically into the market, we jump on the opportunity to become well-versed on the industry-wide changes and ensure that we offer these advantages to our clients and the community.
It is our goal to make sure that you qualify for the very best mortgage that satisfies your needs. As new programs are introduced periodically into the market, we jump on the opportunity to become well-versed on the industry-wide changes and ensure that we offer these advantages to our clients and the community.
Services
About Us
Report
At America\'s Home Loans, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Purchase
Report
If you're like most people, purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. If you're considering buying a home, you're likely aware of the complexity of the endeavor. Because of the numerous factors to consider when purchasing a home, it's important to prepare as best you can.
Paperwork Needed
Report
To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application. Evidence of any other assets such as bonds, stocks, or money saved in retirement programs i.e.
Refinance
Report
Refinancing is often used to lower your interest rate. If rates have dropped since you last financed your home, you may want to consider refinancing. Other common reasons to refinance include paying off a balloon payment, converting an adjustable rate loan to a fixed rate loan or to extract cash equity in your home (cash out).
Cash Out Refinance
Report
Cashing out refers to the refinancing of a loan where the borrowers will borrow money on their own home. If a home is appraised at $100,000 and the borrower's outstanding mortgage loan is $60,000, it is possible to enter into an 80% cash-out refinance transaction for a loan of $80,000 (80% of $100,000).
Reviews
Be the first to review America's Home Loans.
Write a Review
