Business Details
4 Years
experience
Your Trusted Mortgage Partner in Long Beach, CA
At America's Home Loans, we treat each customer as an individual, not a number. Our approach combines common sense with personalized service to help clients obtain the best loan possible. We represent a wide range of A-rated lenders, from traditional banks to specialized hardship lenders, and work with over 100 investors to secure competitive rates. Our expertise spans all loan programs including fixed-rate mortgages, ARMs, conventional, jumbo, VA, and commercial loans. We specialize in accommodating diverse financial situations through full documentation, no-documentation, investor, and multi-family loan options.Our team provides fast, friendly service while leveraging technology for efficient closings. We combine modern tools like secure mobile uploads with traditional customer service values. Our local market knowledge and community focus set us apart from automated lending platforms. We offer pre-qualification services to help buyers confidently enter the market and guarantee hassle-free funding for dream home purchases. Our hybrid approach ensures clients receive both innovative solutions and personalized attention throughout the loan process.
Services
Home Purchase Loans
Refinance Options
FHA Home Loans
VA Home Loans
Jumbo Home Loans
Investment Property Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Home Equity Lines
Commercial Loans
Details
- Year established: 2022
Highlights and features
- We work with over 100 lenders to find competitive rates
- Our team provides fast processing for loan closings
- We combine technology with traditional customer service
- We offer personalized solutions for unique financial situations
- Our local market expertise serves Southern California communities
Associations and certifications
- NMLS 231434
- NMLS 242823
Services
Home Purchase Loans
We provide comprehensive home purchase loan options for first-time buyers and experienced homeowners. Our services include conventional mortgages, FHA loans, and jumbo loans with competitive rates. Our team helps clients navigate the entire process from pre-qualification to closing.
Refinance Options
Our refinance solutions help homeowners secure better rates and terms. We offer fixed-rate conversions from ARMs, cash-out refinancing, and streamline options. We analyze your current mortgage to identify savings opportunities through our network of lenders.
FHA Home Loans
We specialize in FHA-insured mortgage programs for qualified buyers. Our FHA loan options require lower down payments and credit score requirements. We guide clients through the application process and help meet federal housing administration standards.
VA Home Loans
We offer VA-guaranteed mortgage programs for eligible military personnel and veterans. Our services include specialized rate shopping and documentation assistance. We help clients maximize their VA loan benefits while maintaining competitive terms.
Jumbo Home Loans
Our jumbo loan programs serve high-value property purchases exceeding conventional loan limits. We provide tailored underwriting solutions and access to specialty lenders. Our team helps clients meet stringent qualification requirements while securing favorable rates.
Questions
What types of mortgage loans do you offer?
We offer fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, jumbo loans, home equity lines, commercial loans, and investment property loans through our network of 100+ lenders.
How does the pre-qualification process work?
Our online pre-qualification process takes minutes and helps determine your buying range. This non-binding estimate shows sellers you're a serious buyer while we shop for the best loan terms.
Can you help with bad credit mortgage applications?
Yes, we work with specialty lenders for non-traditional credit situations. Our team evaluates your unique circumstances and finds lending solutions that match your specific financial profile.
How long does the mortgage approval process take?
Most approvals complete within 30-45 days. Our fast processing team uses digital tools to expedite documentation while maintaining thorough underwriting standards for all loan programs.
Do you offer online mortgage application options?
Yes, we provide secure online applications with mobile document upload capabilities. Our hybrid system allows electronic submissions while maintaining personal assistance throughout the loan process.
Reviews (4)
Geselle Amador
Dec 03, 2021
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I cant stress how AMAZING Greg is. He has gave me all the information needed in regards to my home loan. He immediately answers ANY questions I have! I found Greg on Google so if your looking at these reviews like I once did...THIS IS YOUR SIGN, GO WITH GREG! He has not once asked me to write a review, so this is coming from the bottom of my heart. I'm currently in the escrow process to my FUTURE new home! THANK YOUUUU GREG for the 1 million time!
Elizabeth McCarter
Sep 13, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Greg Fox is the absolute best!! We have used him twice in the last few years. He is professional, experienced and efficient . He will guide and help you through the entire process and is patient and understanding of his clients individual history and needs. Greg and America's Home Loans 5 stars all around!!
Greg Fox is the absolute best!! We have used him twice in the last few years. He is professional, experienced and efficient . He will guide and help you through the entire process and is patient and understanding of his clients individual history and needs. Greg and America's Home Loans 5 stars all around!!
Dawn Nakaya-Delk
Aug 22, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Greg has been a great person to work with on our home loan. Very organized, professional, and extremely responsive. He uses great tools to collate your documents in a safe and secure portal. He guides you every step of the way. Most importantly, very patient. Wonderful experience working with him. He is fantastic!
Greg has been a great person to work with on our home loan. Very organized, professional, and extremely responsive. He uses great tools to collate your documents in a safe and secure portal. He guides you every step of the way. Most importantly, very patient. Wonderful experience working with him. He is fantastic!
Eric W.
Aug 04, 2021
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Working with Greg Fox was a pleasure, from his careful explanation of the process to his vast knowledge of the mortgage industry. Very helpful and professional.I would highly recommend his team and their services.
