Socotra Capital

Business Details

18 Years

experience

Fast Hard Money Loans for Real Estate Investors

Founded in 2008, Socotra Capital has established itself as a premier private lender specializing in hard money loans. Our mission is to provide fast, flexible financing solutions for real estate investors who face challenges with traditional banking institutions. With over $2 billion in originated loans and a track record of more than 2,000 transactions, we prioritize speed, reliability, and personalized service. Our team works closely with borrowers, brokers, and investors to tailor lending options that align with unique project needs, including residential, commercial, and specialized properties. We serve clients nationwide, offering loan products such as fix-and-flip loans, commercial bridge loans, private lines of credit, and cannabis property financing.

Our approach eliminates bureaucratic delays, ensuring approvals and closings within days rather than weeks. By focusing exclusively on hard money lending, weve cultivated expertise in navigating complex real estate scenarios, from urgent 1031 exchanges to high-risk cannabis market investments. Our commitment to transparency, competitive rates, and client education has earned us a reputation as a trusted partner in the real estate finance industry. We pride ourselves on fostering long-term relationships built on integrity, efficiency, and measurable results for all stakeholders.

Services

Fix-and-Flip Loans Commercial Bridge Loans Private Line of Credit Cash-Out Refinance Cannabis Property Loans Rehab Loans Turbo Close Loans Bridge to Permanent Loans

Details

Year established: 2008

Highlights and features

We fund loans in 5 days or less with no income or credit minimums.
Our team specializes in unique properties including cannabis and vacant buildings.
We offer loan amounts from $100K to $20M for residential and commercial projects.
Our flexible terms accommodate foreign investors, trusts, and LLCs.
Weve originated over $2 billion in loans with a 98% client retention rate.

What people say

Quick close Professional and diligent Speed and certainty of close Outstanding rates of return Educated investors

Website

Update Listing

Services

Fix-and-Flip Loans

Secure short-term funding for residential property renovations and resales. Our fix-and-flip loans provide 6-12 month terms with swift approvals, ideal for investors needing rapid capital access. Competitive rates and flexible repayment structures support profitable project completions.

Commercial Bridge Loans

Obtain interim financing for commercial property acquisitions until permanent funding arranges. These loans address urgent deadlines, offering quick closings for maturing notes or time-sensitive real estate opportunities across various property types.

Private Line of Credit

Access revolving credit solutions for real estate investments with interest-only payments on drawn amounts. This service caters to experienced investors requiring ongoing liquidity for multiple projects or portfolio expansions.

Cannabis Property Loans

Specialized financing for cannabis cultivation, processing, and retail facilities. Since 2017, weve supported transactions in this high-regulation sector, providing tailored solutions where traditional lenders hesitate to operate.

Turbo Close Loans

Accelerated loan processing guaranteeing residential and commercial closings within five business days. Designed for time-critical deals, this service eliminates conventional lending delays while maintaining transparent terms.

People

John Ingoglia

Co-Founder

John co-founded Socotra Capital in 2008, pioneering its mission to revolutionize hard money lending. Known for his 'win-win' negotiation philosophy, he built a culture prioritizing client needs and operational efficiency until his passing.

Adham Sbeih

Co-Founder

As co-founder, Adham has driven Socotra Capital's growth into a $2B+ loan originator. His leadership focuses on expanding national reach while maintaining personalized service standards across all lending products.

Questions

What loan options do you offer for real estate investors?

We provide fix-and-flip loans, commercial bridge loans, private lines of credit, cash-out refinances, cannabis property financing, and rehab loans with terms tailored to project timelines.

How quickly can I get funded?

Most loans close within 15 days, with Turbo Close options available for residential and commercial properties in 5 days or less.

Do you require credit checks or income verification?

We prioritize property equity over borrower financials, with no minimum credit score or income documentation required for most loan programs.

Can foreign investors apply?

Yes, we accommodate foreign nationals, ITIN borrowers, trusts, LLCs, and IRA accounts with flexible underwriting standards.

What property types qualify?

We finance conventional residential/commercial properties and specialize in unique assets like cannabis facilities, vacant buildings, and mixed-use developments.

Reviews (6)

Write a Review

Musa Dankura Maisamari

Dec 13, 2021 Report

I started earning the day I took the courage to give a try, now am happy and looking good because I’ve found the best Trading platform. You can also monitor your trading account and make easy income as well with Binary investment. Contact Mrs Katherine Lawrence on WhatsApp and start: Email:katherinelawrence070@gmail.com WhatsApp: +14326522748

Tien Ha

May 11, 2021 Report

I did not have a good experience with Socotra. They took my deposit money and retraced all the terms and loan amount. which made the deal worser then my original lender. They dont give you a straight answer and drag their feet to set you in the position to accept their high interest rate and lower loan amount.

Ann S.

Apr 22, 2021 Report

I worked with Kerati and Corey recently. They were communicative. Kerati called me back right away. Corey emailed back to follow up instantly.
Corey explained what and why when I had questions. Look forward to more closings!

Sengirlar Thao

Dec 11, 2020 Report

Socotra is a real estate investment company dealing mainly with commercial property and a select number of investors. Worked here temporarily as a mgmt consultant. Great team and work family environment. Senior leadership treats everyone like family. Good incentives for hardworking individuals. For self motivating starters there's room to move up with proven work accomplishments.

Eric L.

Dec 09, 2020 Report

They knew I was on a tight timeline and they changed my loan terms at the last minute hoping that I'd be forced to comply. This is a legal but highly unethical practice. I can only imagine what it's like to actually be in contract with them. Thanks Kerati, but no thanks!

I. Am Jj Fox

Dec 03, 2020 Report

An unbelievable professional company. The staff is first class and very knowledgeable about their investments. I have now switched most of my investments to Socotra due to the success and solid return on investments I have received since I became a client. A great company that you can count on for solid income growth and consistency in performance. The staff always keep you well informed and respond with customer service questions promptly. I look forward to many years as a client with Socotra Capitol. A company that makes investing fun!