Business Details
Your Trusted Mortgage Partner in Detroit Lakes, MN
Minuteman Mortgage Corp is a family-owned mortgage brokerage dedicated to helping clients achieve homeownership through personalized service and a nationwide network of wholesale lenders. With over two decades of combined experience in the mortgage industry, our team specializes in securing competitive rates for conventional, FHA, VA, USDA, jumbo, commercial, and specialty loans tailored to unique financial situations. We leverage both cutting-edge technology and traditional customer service principles to streamline the loan process while maintaining local market expertise in Detroit Lakes, MN. Our commitment to transparency ensures clients receive honest guidance throughout every stage of the mortgage journey, from pre-qualification to closing.By maintaining relationships with more than 20 lending partners, we provide access to diverse loan programs including down payment assistance, investor financing, and multi-family property solutions. Our hybrid approach combines digital efficiency with personalized communication to deliver fast funding solutions while upholding the community-focused values established in our company's founding. Through consistent dedication to client education and market knowledge, we aim to make the homebuying process accessible and stress-free for first-time buyers and seasoned investors alike.
Services
Conventional Loans
FHA Loans
VA Loans
USDA Rural Loans
Jumbo Loans
Commercial Loans
Refinance Options
Investment Property Loans
First Time Buyer Programs
Down Payment Assistance
Highlights and features
- We work with 20+ wholesale lenders to find your best rate
- Our team provides fast loan processing with local market expertise
- Hybrid technology combines digital efficiency with personal service
- Specialists in unconventional loan scenarios and down payment assistance
- Proven track record helping first-time buyers and investors
Associations and certifications
- NMLS
Services
Conventional Loans
Conventional loans offer flexible terms for borrowers with strong credit histories. These mortgages aren't government-insured but often provide competitive rates for primary residences, investment properties, and second homes. Our team helps clients navigate conventional loan requirements while securing favorable terms through our lender network.
FHA Loans
FHA loans provide accessible homeownership options with lower down payments and credit score requirements. Ideal for first-time buyers, these government-insured mortgages allow 3.5% down payments while maintaining competitive interest rates. We specialize in guiding clients through FHA loan qualifications and documentation processes.
VA Loans
VA loans offer zero-down payment options for eligible military members and veterans. Our specialists understand the unique benefits of these government-guaranteed mortgages, including competitive rates and streamlined refinancing options. We help service members maximize their VA loan entitlements while navigating the application process.
Refinance Options
Refinancing services help homeowners reduce monthly payments, shorten loan terms, or access equity. We evaluate current mortgage terms against market conditions to determine optimal refinance strategies. Our team facilitates rate-and-term refinances, cash-out options, and streamline programs for conventional and government-backed loans.
Investment Property Loans
Specialized financing solutions for real estate investors seeking rental property acquisitions. These non-owner occupied loans consider investment potential alongside borrower qualifications. We connect investors with lenders offering competitive terms for single-family rentals, multi-unit properties, and commercial real estate investments.
Questions
What loan programs do you offer?
We offer conventional, FHA, VA, USDA, jumbo, commercial, and specialty loans including down payment assistance and investment property financing options through our network of 20+ lenders.
How does the pre-qualification process work?
Our online pre-qualification process takes minutes using basic financial information to determine your potential loan amount before connecting you with a mortgage specialist.
Can you help with unconventional loan scenarios?
Yes, we specialize in non-traditional situations including no-documentation loans, non-owner occupied properties, and multi-family financing through our diverse lender network.
What areas do you serve?
While based in Detroit Lakes, MN, we work with lenders nationwide to provide mortgage solutions for properties across the United States.
How do you ensure competitive rates?
By maintaining relationships with over 20 wholesale lenders, we shop multiple programs to find your best rate based on current market conditions and your financial profile.
What technology tools do you offer?
We provide secure mobile document upload, online payment calculators, and digital application tools while maintaining personal guidance throughout the mortgage process.
Reviews (5)
Travis & Vanessa Hill
Oct 31, 2021
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Robert at Minuteman mortgage was very responsive! They got us an incredible interest rate. Very easy to work with, not too pushy. He listened to our needs and worked within our budget. Would definitely work with him again!
Bren Case
Oct 24, 2021
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I used them for my refi. Robert Groves is very responsive, knowledgeable, helpful & efficient. I've referred MANY people to him specifically (along with other reputable lenders I've worked with before) and most people decide to go with him after comparing. I highly recommend!
Khristinia Garcia
Sep 27, 2021
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Without a doubt the BEST mortgage company out there. They took care of everything and got me the best rate! All my concerns and worries were answered in a reassuring manner. I'll definitely be sticking with Brian and his team for future purchases or refinances. Highly recommended! Thank you all for making me have a stress free smooth transaction.
Julie Nirula
Jul 24, 2021
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Robert at Minuteman Mortgage is amazing! He is so knowledgeable, and was so patient with me during the (rather long and challenging) homebuying process. Robert made sure all was done correctly, efficiently, and effectively, and was a pleasure to work with as well. I've bought a more than a few properties, and this was the first time I was so involved and informed about every step. It was also the first time I felt like someone was really looking out for my best interest. I cannot say enough about him - Robert really is THAT good!
Brandt Oxley
Jul 21, 2021
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Robert Groves at Minuteman Mortgage was great to work with. He took complete ownership of our loan from origination to closing, making us feel valued and in trusted hands. He provided excellent advice and insight that helped guide us through the process, going out of his way to ensure we understood the details. I'd recommend him and the team at Minuteman Mortgage to anyone.
