Business Details
42 Years
experience
Your Trusted Mortgage Partner in Coral Gables, FL
Founded in 1984, Home Financing Center has established itself as Florida's largest independent mortgage banker, serving families with competitive rates and personalized service. Our 40+ years of experience in South Florida's dynamic real estate market position us as a trusted partner for home financing needs. We combine financial strength with local expertise, offering tailored solutions for purchase loans, refinancing, jumbo loans, and specialized programs for first-time buyers and foreign nationals.Our team of dedicated loan officers prioritizes client satisfaction, ensuring transparent communication and no hidden fees throughout the mortgage process. With a 98% customer satisfaction rate and a commitment to responsible lending practices, we maintain strong relationships with federal housing agencies to expedite transactions and deliver exceptional service.
Services
Conventional Mortgage Loans
Refinance Programs
Foreign National Loans
FHA Loans
Jumbo Loans
Details
- Year established: 1984
Highlights and features
- 40+ years of South Florida mortgage expertise
- Personalized service with dedicated loan officers
- Financial strength with stable management
- Deep local market knowledge in Miami-Dade, Broward, and Palm Beach counties
- 98% customer satisfaction rate
Associations and certifications
- NMLS Licensed
- Florida Licensed Mortgage Banker
- Better Business Bureau A+ Rating
What people say
Very helpful
AWESOME
Excellent
Professional
Knowledgeable
Services
Conventional Mortgage Loans
Conventional mortgage loans provide flexible financing options for primary residences, second homes, and investment properties. Our expert team tailors solutions with fixed or adjustable rates, competitive terms, and down payment options starting at 3%. We specialize in helping Florida homeowners achieve their goals through personalized guidance and streamlined processes.
Refinance Programs
Our refinance programs help homeowners lower monthly payments, reduce interest rates, or access home equity. With options including rate-and-term, cash-out, and streamline refinancing, we deliver customized solutions backed by 40+ years of local expertise and a 15-day average closing timeline.
Foreign National Loans
Specialized financing for non-US residents investing in Florida real estate. We offer competitive rates and flexible documentation requirements for foreign nationals purchasing luxury properties, rental investments, or commercial assets, supported by our deep understanding of international buyer needs and market dynamics.
FHA Loans
FHA-insured loans with low down payments (as low as 3.5%) and flexible credit requirements. Ideal for first-time buyers, these mortgages provide accessible homeownership opportunities while maintaining strict quality standards and compliance with federal housing regulations.
Jumbo Loans
Jumbo loans finance high-value properties exceeding conventional loan limits. We offer specialized programs for luxury homes up to $3M+, with personalized underwriting and competitive rates, leveraging our status as South Florida's largest independent mortgage banker to serve discerning clients.
People
Claudine Claus
President & CEO
Leading Home Financing Center since its founding, Claudine Claus brings decades of mortgage industry expertise and a commitment to responsible lending practices that have earned the trust of 10,000+ Florida families.
Questions
What mortgage options do you offer?
We provide conventional, FHA, VA, jumbo, refinance, foreign national, and first-time buyer loans tailored to your needs.
How long does the mortgage process take?
Our average loan closing time is 15 days, with expedited options available for qualified applicants.
Do you serve all of Florida?
We serve Coral Gables, Miami, Fort Lauderdale, and all of South Florida including Broward, Miami-Dade, and Palm Beach counties.
What are your credit requirements?
We offer flexible credit requirements with specialized programs for various credit profiles and financial situations.
Can I get pre-approved online?
Yes, our online pre-approval process takes minutes and helps you understand your borrowing power immediately.
Reviews (5)
Miguel Freire
Apr 07, 2021
Report
I have my home loan with HFC from 2014. I made an application for refinancing but everything was a lie. The customer services does not return email or calls and the broker SC is just as unresponsive as the CS is. I am not planning to have any other business with HFC. I DO NOT RECOMEND HFC for loan application. Please see other serious companies.
Edwin Roman
Feb 20, 2021
Report
Lack of professionalism, uneducated loan officer louis figueroa does not even says hello or looks at your face when speaking to you, it will be nice if you leave some room to be humble. Not nice way to talk to customers at the end you are still a service provider.
Terri C.
Feb 20, 2021
Report
I agree with the previous reviewer. My loan(s) have been with HFC since 2004. The Servicing Dept. is horrible- completely unresponsive. I would never consider HFC for a future purchase. They refuse to even acknowledge you. The operators of the main line won't give you direct phone number or email address. Just constantly transferred to a voicemail and ignored.
Deborah Labuda
May 07, 2020
Report
Olga was exceptional to work with Thanks I have been using home financing for over 20 years and have not had a bad experience.
Angie Angie
Mar 09, 2020
Report
Very professional experience and knowledgeable staff love this place definitely will recommend to all of my family and friends also to everyone that is looking to buy a home. This is the best place ever I am a first time buyer myself the process was easy and stress free.
