Deramo Insurance Associates

Business Details

Your First Choice for New Jersey Small Business Insurance

Deramo Insurance Associates is a family-owned insurance agency with over three decades of experience serving clients in Irvington, New Jersey, and surrounding areas. Our team prioritizes personalized service, ensuring clients fully understand their policy options before making decisions. We specialize in small business insurance, Medicaid for automobile accidents, tow truck insurance, motorhome insurance, and personal coverage policies.

Our knowledgeable staff works closely with clients to identify tailored solutions that protect their assets and meet budgetary needs. With a focus on transparency and client education, we provide comprehensive insurance options for business owners, artisans, contractors, and individuals seeking reliable coverage.

Services

Small Business Insurance Medicaid Automobile Coverage Tow Truck Insurance Motorhome Insurance Personal Coverage Policies Commercial Packages Contractor Policies Business Owners Policies General Liability Insurance Business Automobile Coverage

Highlights and features

We offer over 30 years of insurance industry experience serving New Jersey clients
Our family-owned agency provides personalized policy explanations and tailored solutions
Specialized coverage for tow truck operators and small business owners
Knowledgeable staff dedicated to helping clients understand complex insurance options
Comprehensive protection for both personal and commercial assets

Website

Update Listing

Services

Small Business Insurance

Protect your small business with comprehensive policies covering general liability, business vehicles, and specialized contractor needs. Our solutions safeguard assets for restaurants, retail stores, beauty salons, and service providers. Policies include builder's risk, completed operations, and contractual liability coverage tailored to New Jersey businesses.

Medicaid Automobile Coverage

Affordable Medicaid-based auto insurance for emergency medical coverage after accidents. This New Jersey Special Auto Insurance Plan costs approximately $1 daily, covering medical bills for eligible drivers with limited income. We help clients understand eligibility requirements and secure essential coverage for accident-related medical expenses.

Tow Truck Insurance

Specialized protection for tow truck operators covering both personal and customer-owned vehicles. Policies include liability coverage for business vehicles and cargo during transport. We offer tailored solutions for truckers, motorhome owners, and other commercial vehicle operators in Irvington and surrounding areas.

Motorhome Insurance

Comprehensive insurance for recreational vehicles including motorhomes, campers, and travel trailers. Our policies protect against accidents, theft, and liability while traveling. We provide detailed policy explanations to ensure RV owners understand coverage limits and protections for their significant investments.

Contractor Policies

Tailored insurance for artisans and contractors including drywallers, electricians, plumbers, and landscapers. Coverage includes general liability, products liability, and personal injury protection. We serve specialized trades with policies addressing unique risks faced by construction professionals and service contractors.

Questions

What is Medicaid automobile insurance?

Medicaid automobile insurance (SAIP) provides emergency medical coverage after car accidents for eligible New Jersey residents with limited income. It costs approximately $1 daily but doesn't cover vehicle repairs.

Do you offer commercial vehicle insurance?

Yes, we provide specialized coverage for tow trucks, motorhomes, and business vehicles including liability protection for both owned and customer vehicles during transport operations.

What are your business hours?

Our office is open Monday through Friday from 9:00 AM to 4:00 PM. Saturday hours are available by appointment only.

How can I get an insurance quote?

Request a quote through our website contact form or call us directly at 973-371-7550 during regular business hours for personalized policy recommendations.

What areas do you serve?

We primarily serve Irvington, New Jersey, and surrounding communities throughout Essex County and northern New Jersey regions.

Do you offer contractor insurance policies?

Yes, we provide specialized insurance for contractors and tradespeople including general liability, completed operations, and contractual liability coverage for construction professionals and service providers.

Reviews (7)

Write a Review

Steffon Layne Dj

Oct 28, 2021 Report

I spoke to a woman here that took the Vin number of mu truck and for the record its a gray 2017 ford explorer also my address and phone number saying she will call me back and I was like how could she find me insurance without taking my driver's license number any way it's 2 day's now no call back and I think we all know why I wish u guy can't take other people seriously

Meday

Oct 26, 2021 Report

Positive:Professionalism,Quality,Responsiveness,Value
They were really nice and got everything I needed done so fast. I wasnt even in there for up to 10 mins yesterday morning. Definitely definitely recommend this place!!

Rosa Nicolas

Oct 24, 2021 Report

Positive:Professionalism,Quality,Responsiveness,Value
Michael!!! Youre such a lifesaver.
Called him to give him all my information and he literally had everything done for me car insurance definitely a keeper! Thank you

Tyronica Cooper

Oct 15, 2021 Report

Positive:Professionalism,Quality,Responsiveness,Value
I love everything about this insurance company ! They work with your needs and your budget to give you the best not only with your car they help keep your home safe to ! If you want the best go to the best. Deramo Insurance Associates inc

Tony Blain

Jun 05, 2021 Report

Positive:Professionalism,Quality,Value
Very nice,very Professional lady..Thank you for all ur help 2day.Explaing all my options...best place in the area..

Nehemie DenverNugget

Aug 21, 2020 Report

Positive:Professionalism,Quality,Value
Would highly recommend this place to anyone looking for insurance. Super friendly and helpful. They genuinely wanted to help me find the best and cheapest insurance I could and did just so. Curbside service was super quick and efficient during the pandemic.

Maya Janaye

May 09, 2020 Report

Positive:Professionalism,Quality,Responsiveness
Would definitely recommend. They give you the exact information you need to be insured with them. Theyre very fast and efficient. Great customer service. Nice people.