Business Details
29 Years
experience
Your Trusted Insurance Partner in Kingston, MA
Established in 1997 by Joseph P. Balboni, our agency has become one of the region's fastest-growing insurance providers. We prioritize excellence in service and strive to build lasting trust with every client. Our approach centers on understanding individual needs, offering honest guidance, and handling claims with promptness and confidentiality. As independent agents, we represent a curated selection of reputable insurers to secure optimal coverage at competitive rates.We conduct thorough risk assessments, design tailored protection programs, and regularly review policies to ensure comprehensive coverage while identifying cost-saving opportunities. Our commitment extends beyond transactionswe aim to be lifelong partners in safeguarding our clients' personal and business interests.
Services
Homeowners Insurance
Commercial Property
Auto Insurance
General Liability
Flood Insurance
Workers Compensation
Umbrella Coverage
Commercial Auto
Details
- Year established: 1997
Highlights and features
- We are independent agents representing multiple top-tier insurance carriers
- We conduct comprehensive risk assessments to design tailored protection programs
- We handle claims promptly, efficiently, and confidentially
- We regularly review policies to identify cost-saving opportunities and coverage gaps
- We prioritize long-term client relationships over transactional interactions
What people say
Personalized service
Prompt claims handling
Expert guidance
Cost-effective solutions
Long-term relationships
Services
Homeowners Insurance
We provide comprehensive homeowners insurance covering property damage, personal liability, and additional living expenses. Our policies protect against common risks like fire, theft, and natural disasters while offering customizable coverage options. Our team helps clients understand policy details and select appropriate limits to protect their most valuable asset.
Commercial Property
Our commercial property insurance protects business assets including buildings, equipment, and inventory. Policies cover losses from fire, vandalism, and certain natural disasters while offering business interruption coverage. We help businesses assess risks and implement cost-effective protection strategies tailored to their specific industry needs.
General Liability
We offer essential general liability coverage protecting businesses from third-party claims of bodily injury, property damage, and advertising injury. Our policies include legal defense costs and settlement coverage while helping businesses implement risk management practices. This foundational coverage works with other commercial policies for comprehensive protection.
Flood Insurance
We provide specialized flood insurance coverage through the National Flood Insurance Program and private carriers. Our experts help homeowners and businesses understand flood risk zones and secure appropriate coverage for structural and content damage. Policies cover losses from rising water events not typically included in standard insurance policies.
Umbrella Coverage
Our umbrella insurance policies provide additional liability protection beyond standard homeowners and auto policies. This cost-effective coverage kicks in when primary policy limits are exhausted, protecting against major claims that could threaten personal assets. We help clients assess appropriate coverage levels based on their risk profile.
People
Joseph P. Balboni
Founder
With over 25 years of insurance industry experience, Joseph established Clippership Insurance in 1997. He leads our team in maintaining the highest standards of client service while building long-term relationships based on trust and transparency.
Questions
What types of insurance do you offer?
We offer homeowners, auto, flood, umbrella, and commercial insurance including workers compensation, general liability, and commercial property coverage.
How are you different from other insurance agencies?
As independent agents, we represent multiple top-rated insurers rather than working for a single company, allowing us to find the best coverage at competitive rates for each client's unique needs.
Do you serve both individuals and businesses?
Yes, we provide insurance solutions for both personal needs like home and auto insurance, as well as commercial coverage for businesses of all sizes.
How do you help clients save money?
We analyze each client's risk profile to identify cost-saving opportunities through risk elimination, transfer, or assumption strategies while maintaining appropriate coverage levels.
What happens after I purchase a policy?
We periodically review your coverage to ensure it remains adequate as your needs change, and we provide ongoing support for claims assistance and policy adjustments.
Reviews (4)
Bill Le
Apr 03, 2021
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I knew Clippership Insurance Agency through my brother's referral. It has been great working with Dawn over a year. We always get better rates for our homes and cars' insurance policies....Dawn is also quick and prompt in her communication. I have continued the trend and referred Dawn and Clippership Insurance to my friends, family and coworkers. Please keep this A+ service forever long.
Allen Le
Apr 02, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Dawn works with us to match our needs with Insurance policies.
Dawn works with us to match our needs with Insurance policies.
Thomas McAndrews
Sep 27, 2020
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Joe and his team have been looking out for my best interest with auto insurance for years now there's no one I'd trust more
Cody Litchfield
May 06, 2018
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Linda was amazing. Got me a great rate and stayed in constant communication without over calling. A1 insurance
