Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance & Real Estate Partner in Norwood, MA
Zammito Insurance & Real Estate has been serving clients from our family-owned office in Norwood, Massachusetts since 1975. Our team specializes in providing comprehensive insurance solutions including auto, home, business, and umbrella coverage, alongside personalized real estate services for buying, selling, and renting properties in Norfolk County. With over 20 years of direct experience, owner Charles Zammito combines deep local knowledge with a commitment to personalized service, ensuring clients receive tailored protection plans and market insights.We prioritize face-to-face interactions and maintain 24/7 availability for emergencies, reflecting our dedication to community service through partnerships with local organizations like Norwood Soccer and the Neponset Valley Chamber of Commerce. Our approach emphasizes transparency, with no generic website interactions required for quotes or policy changes, and we offer access to multiple insurance carriers to secure competitive rates and specialized coverage options.
Services
Auto Insurance
Home Insurance
Business Insurance
Umbrella Coverage
Real Estate Services
Boat Insurance
Workers Compensation
Condo Insurance
Mobile Home Insurance
Identity Theft Protection
Details
- Year established: 1975
Highlights and features
- Owners available 24/7 for emergencies and consultations
- Face-to-face service with no automated systems
- Access to 10+ home insurance carriers for competitive rates
- Certified Insurance Representative with 20+ years experience
- Active community involvement since 1975
What people say
24/7 owner availability
Personalized insurance solutions
Deep community knowledge
Competitive multi-car discounts
Seamless claim handling
Services
Auto Insurance
We offer comprehensive auto insurance solutions with three competitive carriers, including liability protection, collision coverage, and specialized discounts. Our policies feature customizable options like original equipment endorsements, gap coverage, and substitute transportation reimbursement. With 24/7 claim support and direct owner assistance, we ensure Massachusetts drivers receive tailored protection that meets state requirements while addressing individual risk profiles.
Home Insurance
Our home insurance policies protect Massachusetts homeowners against fire, theft, and natural disasters while covering personal property and liability risks. We offer replacement cost options, ordinance compliance coverage, and specialized endorsements for high-value items. The policies include loss of use protection for temporary housing and medical payments coverage, with flexible limits that can be customized to meet specific property needs in Norfolk County.
Business Insurance
We provide comprehensive business insurance packages including liability protection, property coverage, and workers compensation for Norwood-area companies. Our solutions address industry-specific risks for businesses ranging from medical practices to auto repair shops. The policies include business interruption coverage and can be customized with endorsements for equipment protection and cyber liability, ensuring complete risk management for local enterprises.
Umbrella Coverage
Our personal umbrella policies provide $1M-$5M liability coverage to protect assets beyond standard insurance limits. The policies cover global liability risks, personal injury claims, and legal defense costs with affordable premiums starting at $135/year. We require underlying policies with specific minimum limits to ensure comprehensive protection for Norwood residents seeking enhanced liability safeguards.
Real Estate Services
We offer full-service real estate assistance for Norwood and Norfolk County properties, including home buying/selling, rental management, and market analysis. Our local expertise covers condominiums, mobile homes, and commercial properties with personalized guidance throughout transactions. The services include market valuation, listing strategies, and buyer representation to help clients achieve their real estate goals in this specific regional market.
People
Charles Zammito
Owner
Charles Zammito, a Norwood native with 20+ years insurance experience, leads our agency as owner. He holds the Certified Insurance Representative designation and actively contributes to local organizations including the Norwood Recreation Department and Xaverian Brothers High School Alumni Board. Living seven minutes from our office, Charles ensures immediate availability for client needs while maintaining deep community connections that enhance our service approach.
Questions
What insurance products do you specialize in?
We specialize in auto, home, business, umbrella, and boat insurance policies tailored to Massachusetts residents and businesses.
Do you offer real estate services alongside insurance?
Yes, we provide full-service real estate assistance for buying, selling, and renting properties in Norwood and Norfolk County.
How quickly can I get an insurance quote?
Quotes are available immediately through phone consultations with our agents during business hours.
What sets you apart from other agencies?
Our 48-year local presence, 24/7 owner availability, and personalized service without automated systems differentiate us.
How do I file an insurance claim?
Contact us directly at (781) 762-6732 to file claims; we prefer handling claims through our office rather than company portals.
Do you offer umbrella insurance policies?
Yes, we provide personal umbrella coverage with limits from $1M to $5M to protect against liability gaps.
Reviews (2)
Jimmy Vu
Dec 04, 2021
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Chuck's great. He was able to save me money by bundling my home and auto insurance. He's customer service is also wonderful. Always helpful when I have any questions.
Josue D.
Jun 11, 2019
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Two time I asked an information to two different person, both of the told me that they'd call me back with the answer, so far they've not " after a month ".
