Business Details
34 Years
experience
Your Trusted Insurance Partner in Sebastian, FL
Established in 1992, KE Insurance Agency has been a trusted provider of comprehensive insurance and financial services to Florida residents and businesses. Our team of licensed professionals brings decades of combined experience, offering personalized solutions tailored to meet individual client needs. We prioritize building long-term relationships through transparent communication, competitive pricing, and expert guidance on local insurance requirements.With offices across Florida, we serve families and businesses with auto, home, health, commercial, life, and retirement insurance products. Our commitment to exceptional customer service ensures clients receive policies that align with their unique circumstances while maintaining the highest ethical standards in the industry.
Services
Auto Insurance
Commercial Insurance
Health Insurance
Homeowners Insurance
Life Insurance
Retirement Policies
Condo Insurance
Townhome Insurance
Rental Insurance
Mobile Home Insurance
Details
- Year established: 1992
Highlights and features
- We have over 30 years of experience serving Florida's insurance needs
- We provide personalized insurance solutions tailored to individual needs
- Our team of licensed agents offers expert guidance and local market knowledge
- We partner with top-rated insurers to ensure reliable coverage options
- We prioritize customer relationships through respectful, transparent service
Services
Auto Insurance
KE Insurance Agency provides comprehensive auto insurance solutions for cars, motorcycles, boats, RVs, and specialty vehicles. Our policies protect against liability, collision, and uninsured motorists while offering customizable options like personal umbrella coverage. With local expertise in Florida's insurance requirements, we help clients find competitive rates that match their driving habits and asset protection needs. Our independent agency status allows us to compare multiple providers to ensure optimal coverage for every client.
Commercial Insurance
We offer tailored commercial insurance packages for Florida businesses including general liability, workers' compensation, commercial property, and vehicle coverage. Partnering with major insurers like Travelers and Firemans Fund, our policies protect against property damage, legal liabilities, and operational disruptions. Our team understands small business challenges and provides risk management solutions that balance protection with cost-effectiveness. As local business owners ourselves, we prioritize quick response times and personalized service to minimize administrative burdens for our commercial clients.
Health Insurance
Our health insurance services help individuals and families navigate Florida's healthcare landscape with ACA-compliant plans and direct-purchase policies. We assist clients in understanding coverage options for emergency care, preventive services, and chronic condition management. The agency provides guidance on marketplace exchanges while offering alternative solutions for those seeking customized benefit structures. With expertise in both individual and group plans, we help clients balance premium costs with out-of-pocket expenses to find sustainable healthcare solutions.
Homeowners Insurance
We provide comprehensive homeowners insurance covering primary residences, condos, townhomes, and rental properties across Florida. Our policies include protection against hurricanes, floods, and other common risks while offering optional endorsements for high-value items. The agency specializes in helping clients understand replacement cost vs. actual cash value calculations and navigating post-disaster claims processes. We offer flood insurance through the National Flood Insurance Program and personal umbrella policies for enhanced liability protection.
Life Insurance
Our life insurance solutions include term, whole life, universal life, and key man policies with coverage amounts ranging from $25,000 to $1,000,000. We help clients determine appropriate coverage levels based on income replacement needs and family financial obligations. The agency offers mortgage term policies and retirement-focused products that combine insurance protection with cash value accumulation. With experience in both personal and business applications, we provide guidance on policy structures that align with long-term financial goals.
People
Trish Negron
Personal Lines Agent
Trish Negron specializes in personal insurance solutions at KE Insurance Agency's Sebastian office. With extensive experience in Florida's insurance market, she helps clients protect their homes, vehicles, and personal assets through customized coverage plans that balance protection with affordability.
Randy Walters
General Agent - All Lines
Randy Walters leads KE Insurance Agency's Orlando office, providing comprehensive insurance solutions for both personal and commercial clients. His expertise spans multiple insurance lines, helping Florida businesses and families navigate risk management while maintaining cost-effective coverage strategies.
Cindy Cousins
Health Insurance Agent
Cindy Cousins focuses on health insurance solutions at the Sebastian office, helping Florida residents understand ACA requirements and find affordable coverage options. She provides personalized guidance on marketplace exchanges and alternative insurance products to meet diverse healthcare needs.
Rita Bailey
General Lines Agent
Rita Bailey serves as a general lines agent at the Melbourne Beach location, offering insurance expertise across multiple product lines. With deep knowledge of Florida's insurance landscape, she helps clients protect their assets while ensuring compliance with state-specific requirements.
Anika Nelson
General Lines Agent
Anika Nelson provides comprehensive insurance services at KE Insurance Agency's Sebastian office. As a general lines agent, she assists clients with property, casualty, and specialty insurance products while emphasizing personalized service and local market knowledge.
Questions
What types of insurance does KE Insurance Agency offer?
We provide auto, home, health, commercial, life, and retirement insurance products, along with specialized coverage for boats, RVs, and flood protection across Florida.
How can I get a personalized insurance quote?
Contact our Sebastian, Orlando, or Melbourne Beach offices during business hours to speak with a licensed agent who will assess your needs and provide tailored coverage options.
Do you serve both individuals and businesses?
Yes, we offer personal insurance solutions for families and comprehensive commercial policies for Florida businesses of all sizes.
Are your insurance agents licensed in Florida?
All our agents are Florida-licensed professionals with extensive experience in local insurance requirements and risk management strategies.
What areas of Florida do you serve?
We serve clients statewide with physical offices in Sebastian, Orlando, and Melbourne Beach, providing hometown service to communities across the Sunshine State.
Reviews (1)
Bonnie Heck
Oct 05, 2017
Report
Very professional and the BEST insurance for Manufactured Homes. These people don't tell you 1 thing than 30 days later the insurance company sends you a letter that what your agent quoted we will not cover! Go to the BEST 1st.
