Business Details
33 Years
experience
Your Trusted Insurance Partner in Florida
Florida Health Insurance Advisors has been dedicated to providing high-quality insurance solutions for over two decades. Founded in 1993 by Paul Lamer, a former law enforcement professional, the company transitioned from a single-agent operation to an independent brokerage to better serve diverse client needs. Our mission emphasizes not only quality insurance products but also exceptional service, ensuring clients receive personalized attention and support. With expertise in health, life, dental, and Medicare insurance, we cater to individuals, families, and small businesses across Florida. Pamela Lamer joined in 1998, specializing in Medicare plans, and together with Paul, they prioritize client satisfaction through transparency and responsiveness.Our commitment extends beyond policy sales, offering long-term support to address questions and concerns. Serving communities in Miami, Orlando, Tampa, Jacksonville, Tallahassee, and beyond, we combine decades of experience with a family-centric approach. Client testimonials highlight our reliability, stress-free service, and ability to secure optimal coverage. Recognized for our expertise in navigating complex insurance options, we remain an independent resource for Floridians seeking trusted guidance. Our philosophy remains simple: quality coverage must be paired with quality service to deliver true value.
Services
Health Insurance
Life Insurance
Dental Insurance
Medicare Insurance
Short-Term Health Insurance
Details
- Year established: 1993
Highlights and features
- We offer 30+ years of combined experience in health and Medicare insurance expertise.
- Our independent brokerage model provides access to multiple carriers for competitive rates.
- We specialize in simplifying complex Medicare plan options for seniors across Florida.
- Our team provides personalized support long after policy enrollment is complete.
- Client testimonials consistently highlight our responsive service and stress-free approach.
What people say
Quick response
Best coverage
Exceptional service
Stress-free approach
Trusted guidance
Services
Health Insurance
We provide comprehensive health insurance solutions tailored to individual and family needs. Our independent brokerage accesses multiple carriers to find plans balancing cost and coverage. Clients benefit from personalized guidance through enrollment and ongoing support for policy adjustments.
Medicare Insurance
Specialized Medicare plan assistance helps seniors navigate complex options. We offer unbiased comparisons of available plans across Florida. Our expertise ensures clients find coverage matching their healthcare needs and budget during annual enrollment periods.
Life Insurance
We offer term and permanent life insurance products to secure families' financial futures. Our approach considers clients' unique circumstances to determine appropriate coverage levels. Policyholders receive ongoing reviews to ensure protection evolves with changing needs.
Dental Insurance
Our dental insurance options cover preventive care, major procedures, and orthodontic treatments. We help clients understand benefit structures and network providers. Plans are designed to reduce out-of-pocket costs while maintaining quality dental care access.
Short-Term Health Insurance
We provide flexible short-term medical plans for transitional life periods. These plans offer cost-effective solutions for gaps in coverage between jobs or major life changes. Clients receive clear explanations of policy limitations and renewal options.
People
Paul Lamer
Founder
Paul transitioned from law enforcement to insurance in 1993, establishing an independent brokerage to better serve clients. He focuses on personalized service and access to multiple carriers, ensuring comprehensive coverage solutions for individuals and businesses across Florida.
Pamela Lamer
Medicare Specialist
Pam joined the agency in 1998, specializing in Medicare plans after helping her parents navigate coverage options. She provides personalized senior insurance guidance, emphasizing clear communication and thorough plan comparisons for Florida residents.
Questions
What insurance types do you specialize in?
We specialize in health, life, dental, Medicare, and short-term health insurance for individuals, families, and small businesses.
Are you an independent insurance agency?
Yes, our independent status allows us to offer multiple carrier options to find the best coverage for your needs.
Do you help with Medicare plan selection?
Yes, we provide specialized assistance with Medicare Part A/B/D and Advantage plan comparisons across Florida.
How long have you served Florida residents?
We've provided insurance solutions to Floridians since 1993, with over 30 years of combined agent experience.
What areas do you serve?
We serve clients throughout Florida, including Miami, Orlando, Tampa, Jacksonville, and Tallahassee.
Can you assist with business insurance needs?
Yes, we offer group health insurance and QSEHRA/ICHRA solutions for small to mid-size businesses.
