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Your Trusted Real Estate Partner in Fajardo, Puerto Rico
At TL Realty, we take pride in being a family-owned real estate agency with over four decades of dedicated service to the East side of Puerto Rico. Founded by Lillian Mercado Santos, our legacy has been carried forward through generations, building an unparalleled reputation for excellence in property transactions. Our team of seasoned professionals specializes in resale, long-term rentals, property management, and bank foreclosure services, serving both local and international clientele. We approach each transaction with deep expertise and personalized attention, ensuring clients feel confident in making one of life's most significant investments. Our commitment to integrity, market knowledge, and client satisfaction has established us as trusted advisors in the region's dynamic real estate landscape.

Every transaction reflects our deep understanding of local regulations, market trends, and strategic positioning to maximize property value. We combine traditional values with modern business practices, leveraging technology while maintaining the personal touch that distinguishes our service. Client testimonials consistently highlight our responsiveness, professionalism, and ability to secure optimal outcomes through skilled negotiation. Our bilingual capabilities in Spanish and English facilitate seamless communication across diverse client backgrounds, reinforcing our position as market leaders in Fajardo, Ceiba, Luquillo, and Rio Grande. This combination of generational experience, specialized expertise, and unwavering dedication to client priorities forms the foundation of our enduring success.
Services
Buy Properties Sell Properties Rent Properties Property Management Bank Foreclosure Rental Management Market Analysis Client Consultation Property Marketing
Highlights and features
  • We have four generations of family experience serving the East side of Puerto Rico
  • Our team includes bilingual specialists in local real estate markets and regulations
  • We provide personalized property management solutions tailored to client needs
  • Our proven negotiation strategies consistently maximize property values for sellers
  • We maintain active involvement in every transaction stage for complete transparency
What people say
Excellent experience Kind and friendly staff Professionally handled Knowledgeable regarding the market Outstanding negotiation skills
Services
Buy Properties
Our expert agents help clients find ideal properties across Puerto Rico's East region. We offer comprehensive market analysis, property comparisons, and negotiation support. Clients benefit from our extensive local knowledge and proven transaction expertise when acquiring residential or investment properties.
Sell Properties
We maximize property value through strategic marketing and professional presentation. Our services include pricing analysis, property staging guidance, and negotiation expertise. Sellers receive regular market updates and benefit from our established network of qualified buyers throughout the region.
Rent Properties
Our rental specialists assist tenants in finding suitable accommodations while providing landlords reliable tenant screening and lease management. We offer personalized property showings and maintain transparent communication throughout the leasing process for both parties.
Bank Foreclosure
Our team handles distressed property transactions with professional expertise. We guide clients through complex foreclosure processes while maintaining regulatory compliance. Services include property evaluation, auction preparation, and negotiation support for both buyers and sellers.
Property Management
We provide comprehensive property management solutions including maintenance coordination, tenant relations, and financial reporting. Our services ensure property value preservation through regular inspections and prompt issue resolution while maintaining clear communication with property owners.
People
Tammy L. Dvila Mercado
Head of Operations
With 33 years of real estate experience, Tammy holds a Business Administration degree and specializes in Puerto Rico's East coast market. Fluent in Spanish and English, she excels in property transactions and client relations.
Otoniel Cruz Carrillo Sr.
Real Estate Broker
A 1990-licensed broker with 30+ years in finance and real estate. He contributes strategic market analysis expertise, holding a Master's degree in Finance and extensive local market knowledge.
Otoniel Cruz Dvila
Real Estate Broker
Licensed broker since 2018 with political science background enabling effective negotiation strategies. Bilingual capabilities and market insights help clients achieve optimal property outcomes.
Elizabeth Gonzlez
Licensed Real Estate Broker
Information systems graduate managing property administration and rental operations. She ensures efficient transaction processing and maintains high standards in client communication and service delivery.
Elsa Alvarado
Licensed Real Estate Broker
Recent addition to the team since 2022 with microbiology background bringing analytical precision to real estate transactions. Her customer service experience enhances client interactions throughout the buying/selling process.
Questions
What areas does TL Realty serve?
We specialize in Fajardo, Ceiba, Luquillo, and Rio Grande regions of Puerto Rico's East coast.
How can I sell my property effectively?
Our proven strategies combine accurate pricing analysis with targeted marketing to maximize property value.
What property types do you handle?
We manage residential properties including apartments, houses, land, and multifamily units.
Do you offer rental management services?
Yes, we provide comprehensive tenant screening, lease management, and property maintenance coordination.
How does your financing process work?
We connect clients with trusted financial partners while explaining all available mortgage options.
What sets you apart from other agencies?
Our four-generation legacy combines local market expertise, personalized service, and proven transaction success.