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Trusted Independent Insurance Agency in San Mateo, CA
James K Mason Insurance Services is an independent insurance agency based in San Mateo, CA, specializing in commercial insurance solutions for small businesses. With over 45 years of combined experience, our team works directly with clients across diverse industries, including real estate, auto repair, technology, and food distribution. We partner with more than 80 reputable carriers such as Nationwide, Hartford, and Travelers to design customized insurance plans that address unique business risks. Our services include General Liability, Workers Compensation, Cyber Liability, and Business Owners Policies, among others. We prioritize a one-stop approach, offering consolidated billing and dedicated support to streamline insurance management.Our deep understanding of the Bay Area market allows us to meet the specific needs of local businesses. We emphasize transparency, personalized service, and comprehensive coverage to ensure client satisfaction. By maintaining relationships with multiple carriers, we secure competitive rates while addressing complex insurance requirements. Our clients benefit from our long-standing industry expertise and commitment to protecting their operations. We are accessible through direct communication channels, including phone and secure online forms, to resolve inquiries promptly. Our goal is to be a trusted partner in risk management and insurance planning.
Services
Business Owners Policy
Commercial Auto
Cyber Liability
General Liability
Professional Liability
Workers Compensation
Commercial Property
EPLI Insurance
Errors and Omissions
Commercial Umbrella
Highlights and features
- We have over 45 years of combined experience in commercial insurance.
- Our independent brokerage offers access to 80+ insurance carriers.
- We specialize in business-focused insurance for diverse industries.
- Our team provides personalized support for complex insurance needs.
- We serve local markets with deep knowledge of Bay Area businesses.
What people say
Great job
Kept the meeting short
Solid insurance plan
Highly recommended
Services
Business Owners Policy
Business Owners Policies combine essential coverages like General Liability and Property Insurance into one package. They protect small businesses from risks such as property damage, legal claims, and operational disruptions. Our tailored plans adapt to specific industry needs, ensuring comprehensive protection while simplifying policy management for business owners.
Cyber Liability
Cyber Liability Insurance covers costs related to data breaches and cyberattacks, including legal fees, notification expenses, and compliance penalties. This service safeguards small businesses handling sensitive customer information, providing resources to mitigate reputational damage and meet legal obligations after incidents.
General Liability
General Liability Insurance protects against claims of bodily injury, property damage, and advertising errors. It is essential for businesses interacting with customers, suppliers, or third parties, covering legal fees and settlements to minimize financial risks from common operational hazards.
Workers Compensation
Workers Compensation Insurance covers medical expenses and lost wages for employees injured on the job. It is legally required in most states, providing financial protection to employers while ensuring employees receive necessary care and compensation for work-related injuries.
Commercial Auto
Commercial Auto Insurance covers vehicles used for business purposes, including cars, trucks, and specialized equipment. It protects against collision damage, liability claims, and theft, ensuring business operations continue smoothly even after accidents or vehicle-related incidents.
People
James K. Mason
Owner
James K. Mason is the founder of James K Mason Insurance Services, bringing decades of commercial insurance expertise to small businesses in the Bay Area.
Questions
What types of insurance do you offer for small businesses?
We specialize in General Liability, Business Property, Workers Compensation, Cyber Liability, and Business Owners Policies tailored to small businesses.
Do you serve businesses outside of San Mateo?
Yes, we serve the entire Bay Area, including San Francisco, Redwood City, Palo Alto, and surrounding cities.
How can I file an insurance claim?
Call us at 650-401-6040 or contact your policy's 24-hour claim reporting number for assistance.
What industries do you specialize in?
We focus on real estate, auto repair, technology, food distribution, and other small business sectors.
Can you help consolidate multiple insurance policies?
Yes, we offer unified billing and coverage through partnerships with 80+ carriers for streamlined management.
How do you ensure competitive insurance rates?
As independent brokers, we compare offerings from multiple carriers to find cost-effective solutions for your needs.
Reviews (5)
Office Loft
May 11, 2020
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Positive:Professionalism,Quality,Responsiveness,Value
Jimmy handles all our (significant) business insurance needs since Jan 2018. He is always looking our for our needs, provides sound advise and is always looking for the best deal on our behalf. Very responsive, knowledgeable and proactive. Highly recommended. Joerg R.
Jimmy handles all our (significant) business insurance needs since Jan 2018. He is always looking our for our needs, provides sound advise and is always looking for the best deal on our behalf. Very responsive, knowledgeable and proactive. Highly recommended. Joerg R.
Mark L.
Feb 27, 2020
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I needed a super last minute insurance policy to begin working with a new client for my small business. I was working with a different insurance agent, only to get price gouged at the last possible minute where my initial quote tripled. I called here and was able to speak with Jimmy. Jimmy was professional, exceptionally prompt, and knowledgeable about the exact things I needed to satisfy the insurance requirements of my client. He was also able to get me a good policy at a great price. I'd give 6 stars if I could.
Christy Frantz
Dec 05, 2016
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My bookkeeper and Tax EA, who have exceptional standards, referred me to James Mason Insurance and the rest was history---simple history, too, and history isn't usually simple.
James and Jimmy have incredible memories, follow up, work like lightening speed and find the absolute best rates for your business needs. I run two businesses and there can be too many decisions. Luckily when it came to Liability Insurance and Workers Comp those decisions were made easy by James Mason Insurance and The Hartford. Thank you and I will continue to refer all my clients to JKM Insurance!
James and Jimmy have incredible memories, follow up, work like lightening speed and find the absolute best rates for your business needs. I run two businesses and there can be too many decisions. Luckily when it came to Liability Insurance and Workers Comp those decisions were made easy by James Mason Insurance and The Hartford. Thank you and I will continue to refer all my clients to JKM Insurance!
Lisa F.
Jan 17, 2013
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After a terrible experience with a different insurance broker, I found James Mason. He is very good at keeping in touch and found us a policy that had the same coverage and cost less. Highly recommended
Marcus H.
Apr 28, 2012
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I'm a happy costomer of Mason insurance. I like the fact that whenever I need something from them James is always there to lend a hand. Its been three years since I opened my multi million dollar policy with them and i am not going anywhere. Great costomer service and individual client care is a standard with them. Thanks a million James.
Marcus
Marcus
