Business Details
Your Trusted Financial Planning Partner in Auburn, CA
Packard Financial & Insurance Services is committed to delivering personalized, objective financial planning tailored to meet individual client needs. With a focus on proven financial concepts simplified for clarity, we specialize in retirement planning, business succession strategies, portfolio management, and estate planning. Our team, led by Chris Packard, combines extensive industry experience with a client-centric approach to help individuals and business owners achieve their financial goals. Recognizing the dynamic nature of financial circumstances, we approach planning as an ongoing process that adapts to life changes, tax law modifications, and market conditions. Our services emphasize comprehensive strategies that integrate risk management, wealth preservation, and education funding solutions.Through strategic partnerships with specialists in tax and estate planning, we offer coordinated approaches to complex financial challenges. Operating with transparency and integrity, we prioritize client trust and satisfaction in every aspect of our work. Our local expertise in Auburn, California, is complemented by state-wide and national service capabilities through appropriate licensing. Demonstrating our commitment to excellence, we maintain affiliations with premier industry organizations such as the Million Dollar Round Table. By continuously evolving our services to meet changing client needs, we aim to build lasting relationships based on reliability and financial expertise.
Services
Retirement Planning
Business Succession Strategies
Portfolio Management
Risk Management
Wealth Preservation
Estate Planning
Education Funding
Charitable Gifting
Highlights and features
- We provide personalized financial planning with over 13 years of local expertise in Auburn, CA
- Our team combines institutional investment resources with tailored client strategies
- We maintain strict compliance with FINRA and SIPC registration requirements
- Our advisory services adapt to evolving tax laws and market conditions
- We offer coordinated financial solutions through specialist partnerships in estate planning
Associations and certifications
- Million Dollar Round Table (MDRT)
Services
Retirement Planning
Our retirement planning service helps determine optimal savings strategies based on individual goals, expected retirement age, and market conditions. We evaluate pension options, tax-advantaged accounts, and investment growth potential while considering future healthcare costs and inflation. Our approach focuses on creating sustainable income streams through diversified investment strategies tailored to each client's risk tolerance and life expectancy.
Business Succession Strategies
We develop comprehensive business transition plans addressing ownership transfer, key employee retention, and tax minimization strategies. Our services include valuation analysis, ownership structure optimization, and implementation of succession frameworks that maintain business continuity while protecting owner equity through various transfer scenarios.
Portfolio Management
Our portfolio management offers access to professional investment advisors and customized asset allocation strategies. We provide separately managed accounts and mutual fund wrap programs with ongoing monitoring, focusing on balancing risk tolerance with growth objectives across different market cycles for both individual and institutional investors.
Wealth Preservation
We design wealth transfer strategies to minimize estate taxes and facilitate smooth asset distribution according to client wishes. This includes charitable giving strategies, trust implementations, and coordination with legal professionals to ensure proper documentation that aligns with both financial and personal legacy objectives.
Education Funding
Our education funding solutions help families plan for future educational expenses through strategic savings approaches. We analyze various investment vehicles like 529 plans, Coverdell accounts, and UTMA options while considering financial aid implications and inflation-adjusted tuition projections to optimize college savings efficiency.
People
Christopher Packard
Financial Advisor
Christopher Packard is a graduate of Columbia University with extensive experience in financial planning. He specializes in personalized investment strategies and business succession planning for Auburn clients. Actively involved in local community organizations, Chris combines professional expertise with personal commitment to client success.
Sarah Johnson
Associate Financial Advisor
Sarah Johnson brings 13 years of financial industry experience to Packard Financial. A CSU Sacramento graduate, she provides client service support with deep knowledge of financial operations. Born and raised in Auburn, she combines local market understanding with technical expertise in financial planning processes.
Questions
What financial planning services do you offer?
We provide retirement planning, business succession strategies, portfolio management, risk management, wealth preservation, estate planning, education funding, and charitable gifting solutions.
Are you licensed to provide financial advice in California?
Yes, we are licensed through NYLIFE Securities LLC (Member FINRA/SIPC) and Eagle Strategies LLC in California under license #0E03773.
How do you approach personalized financial planning?
We create dynamic, adaptable plans that consider your unique circumstances, evolving goals, and changing market conditions through ongoing portfolio monitoring and strategy adjustments.
What investment management options are available?
We offer access to institutional-grade portfolio management including separately managed accounts and diversified mutual fund wrap programs tailored to individual risk tolerance.
How do you handle estate planning considerations?
We develop comprehensive strategies for wealth transfer, tax minimization, and charitable gifting through coordinated planning with estate specialists, focusing on generational wealth preservation.
What business planning services do you provide?
We specialize in business succession planning, ownership transition strategies, and executive compensation planning to ensure continued business operations and asset protection.
