Business Details
Your Trusted Partner for Real Estate and Home Loan Solutions
At CBM Real Estate, we operate with unwavering commitment to Old Fashioned Values and Principles, prioritizing Integrity, Honesty, and Professionalism in every client interaction. Our team specializes in residential, residential income, and commercial real estate transactions across Whittier, Downey, and surrounding areas, with over 20 years of combined experience in real estate and financing. We maintain strong affiliations with the Downey Association of Realtors and adhere to the National and California Realtor Code of Ethics, ensuring ethical practices and community engagement. Our licensed professionals, including Broker/Owner Lina Ariza and seasoned agents Irma Salgado, Benjamin Salgado Jr., and Tania Mendoza, deliver personalized service for home buyers, sellers, and loan applicants.We offer comprehensive market analyses, loan pre-qualification, refinancing options, and 100% financing programs, while fostering long-term client relationships built on trust and reliability. Our expertise spans conventional, FHA, jumbo, VA, and reverse mortgage loans, supported by a dedication to simplifying real estate processes for clients. Active in local committees and community initiatives, we strive to exceed client expectations through transparency, accessibility, and tailored guidance at every stage of their real estate journey.
Services
Real Estate Services
Home Loans
Pre-Qualifying
Refinancing
Selling a Home
Highlights and features
- We have over 20 years of combined experience in real estate and financing.
- We provide comprehensive market analyses and breakdowns for sellers.
- Our team offers 100% financing options and VA loan expertise.
- We specialize in residential, residential income, and commercial real estate.
- Our agents maintain active roles in local Realtor committees and community initiatives.
What people say
Trust and reliability
Simplified the process
Professional and accessible
Best of the best
Highly recommended
Services
Real Estate Services
We specialize in residential, residential income, and commercial real estate transactions across Whittier, Downey, and surrounding areas. Our team provides comprehensive market analyses, negotiation expertise, and personalized guidance for buyers and sellers. With over 20 years of combined experience, we ensure seamless transactions aligned with client goals and market conditions.
Home Loans
Our mortgage services include conventional, FHA, jumbo, VA, and reverse mortgage loans tailored to individual financial needs. We offer 100% financing options and expert loan pre-qualification to streamline the home-buying process. Our licensed professionals provide transparent advice and competitive rates for first-time buyers and seasoned investors.
Selling a Home
We assist homeowners in selling properties through free market analyses, strategic pricing, and targeted marketing. Our agents handle every step from listing preparation to closing, ensuring maximum exposure and optimal returns. With deep local market knowledge, we negotiate favorable terms and simplify the selling process for stress-free transactions.
Refinancing
Our refinancing solutions help clients lower monthly payments, consolidate debt, or fund home improvements through conventional, FHA, and VA programs. We evaluate individual financial goals to recommend the best refinancing options, leveraging competitive rates and streamlined processes. Our team ensures clear communication and efficient execution for timely closings.
Pre-Qualifying
We offer loan pre-qualification services to help buyers understand their budget and strengthen their offers in competitive markets. Our process reviews income, assets, and credit to determine eligibility for various loan programs. This step provides buyers with confidence and clarity before house hunting, expediting the approval process for faster transactions.
People
Lina Ariza
Broker/Owner
Licensed since 2003, Lina brings 17+ years of mortgage origination experience and a commitment to community service. She specializes in real estate and financing, serving on Downey Association of Realtors committees and advocating for ethical practices.
Irma Salgado
Realtor
A licensed agent since 2011, Irma specializes in Southern California markets. Active in community organizations, she combines negotiation skills with local expertise to deliver professional service for buyers and sellers in Downey, Norwalk, and Bellflower.
Benjamin Salgado Jr.
Realtor
With 25+ years of experience, Benjamin focuses on buyer representation, leveraging his patience and market knowledge to help clients find ideal homes. He prioritizes client needs and maintains a strong reputation for integrity in real estate transactions.
Tania Mendoza
Realtor
A Southern California native, Tania emphasizes transparency and community involvement. She guides clients through Whittier's real estate market with honesty and professionalism, ensuring a warm, trustworthy experience for first-time and repeat homebuyers.
Questions
What real estate services do you offer?
We provide residential, residential income, and commercial real estate services, including buying, selling, and property management in Whittier and surrounding areas.
How do you help sellers maximize their home's value?
We offer free market analyses, strategic pricing, professional staging advice, and targeted marketing to ensure competitive positioning and optimal returns for sellers.
What loan programs are available for first-time buyers?
We offer conventional 3% down loans, FHA programs, and VA loans with competitive rates and personalized guidance for first-time homebuyers.
Can you assist with refinancing existing mortgages?
Yes, we provide refinancing options to lower payments, consolidate debt, or fund improvements through conventional, FHA, and VA programs.
What areas do you serve?
We specialize in Whittier and Downey, with services extending to Norwalk, Pico Rivera, Bellflower, South Gate, and surrounding Southern California communities.
