Business Details
Your Trusted Insurance Partner in Southgate, MI
Established with a commitment to personalized service, Gary K Smith Insurance has been a trusted name in the insurance industry for decades. Our family-owned business specializes in providing tailored insurance solutions for individuals and commercial clients across Southgate, Michigan, and the Downriver area. With over 50 years of combined experience, our team leverages deep market knowledge to help clients navigate complex insurance decisions. We prioritize building lasting relationships through transparent communication and a client-focused approach. Backed by partnerships with top carriers like Progressive, we offer competitive bundled policies that deliver value.Our expertise spans homeowners, auto, life, and commercial insurance, ensuring comprehensive coverage options. We remain dedicated to staying current with industry innovations while maintaining the personal touch that defines our agency. By focusing on long-term client needs, we aim to provide peace of mind through reliable protection strategies. Our office operates with a commitment to integrity and community values. Clients benefit from ongoing support throughout their policy lifecycle, ensuring informed decisions and satisfaction.
Services
Homeowners Insurance
Auto Insurance
Life Insurance
Commercial Policies
Rental Property Insurance
Highlights and features
- We offer over 50 years of hands-on insurance industry experience.
- Our family-owned agency prioritizes personalized client relationships.
- We provide discounted bundled policies through partnerships with top carriers.
- Our team delivers tailored coverage options for unique client needs.
- We operate with transparency and community-focused values.
Services
Homeowners Insurance
Protect your home with comprehensive policies from top Michigan carriers. Our homeowners insurance offers customizable coverage for dwellings, personal property, and liability. Progressive partners provide discounted bundled options with auto policies. Policies include protection against fire, theft, and natural disasters.
Auto Insurance
Secure competitive auto insurance from trusted Michigan carriers. Coverage options include liability, collision, comprehensive, and uninsured motorist protection. Receive discounts through bundled policies with homeowners or rental insurance. Experienced agents help find optimal coverage for all driver profiles.
Life Insurance
Plan for your family's future with term and whole life policies. Our solutions provide financial protection for loved ones through death benefits, estate planning, and income replacement. Policies can be tailored to include additional riders for specific needs or circumstances.
Commercial Policies
Safeguard your business with liability, auto, workers' compensation, and liquor liability insurance. Custom packages protect Michigan businesses from operational risks. Policies cover general liability, property damage, and industry-specific exposures for diverse commercial operations.
Rental Property Insurance
Protect investment properties with specialized rental insurance. Policies cover dwelling fire risks, loss of income from tenant vacancies, and liability protection. Additional coverage options available for property management risks and multiple-unit complexes.
Questions
How do I get an insurance quote?
Request a free quote by calling (734) 285-7620 or visiting our Southgate office during business hours (Mon-Fri 9:00 a.m. - 5:00 p.m.).
What types of insurance do you offer?
We provide homeowners, auto, life, commercial, and rental property insurance from top-rated carriers in Michigan and the Downriver area.
Are there discounts available?
Yes, we offer discounted bundled policies including Progressive's Home & Auto packages. Ask about current multi-policy savings opportunities.
What areas do you serve?
We serve Southgate, MI and the entire Downriver area with personalized insurance solutions for individuals and businesses.
Can I purchase policies online?
While most policies require agent assistance for customization, you can start an auto quote process through our online portal linked on our website.
What if I need policy help outside business hours?
Our standard operating hours are Monday-Friday 9:00 a.m. - 5:00 p.m. Emergency claims assistance is available through our carrier partners after hours.
Reviews (6)
Tasha Cherry
Jul 03, 2021
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Will find you the cheapest insurance for your home and auto. Never had an issue in all the years I've used them.
Jessica Peregord
Jun 21, 2021
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Gary disclosed private information about me to my grandmother. I never had her phone number or her name on my policy. My 8yr old daughter and I got uninvited to Easter because of this man's privacy violation. I'll never go back to this guy.
Brett M.
Jun 16, 2021
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Changed to a new agency and the communication is much better. Was always annoying not having my emails and voicemails returned but they did get me decent rates in insurance.
Eric Jayson
Apr 20, 2021
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Highly recommend, not only did Jeff cut my insurance bill in HALF over AAA. He actually has a personality and doesn't act like a robot just trying to take your money. Excellent place for all your insurance needs!
Thomas Howard
Jun 27, 2020
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Been a customer at Gary K.Smith Insurance for years.Great customer service and always will get you the coverage you need without emptying your purse or wallet.
Patrick Adamcheski
Nov 11, 2019
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I've spoken on the phone with Jennifer a couple times now and she has been very knowledgable and helpful. When compared with other agencies in the area they were by far the best rate for home/flood/auto. Very happy
