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Trusted Insurance Solutions in Defiance, Ohio
Roehrs-McMillen has been a trusted name in the insurance industry for over 85 years, serving families and businesses in Northwest Ohio since 1930. Our agency was founded on the principles of integrity and professionalism, and we remain committed to delivering personalized service that meets the evolving needs of our clients. As an independent agency, we partner with multiple reputable insurance carriers to provide comprehensive coverage options tailored to individual requirements. Our experienced team prioritizes responsiveness, ensuring clients receive timely assistance with policy adjustments, claims processing, and risk management solutions.

We take pride in building long-term relationships through transparent communication and a deep understanding of local market dynamics. Our office in downtown Defiance, Ohio, serves as a central hub for addressing client concerns and offering expert guidance on insurance matters. By combining decades of industry expertise with a client-centric approach, we strive to exceed expectations while maintaining competitive pricing. Our reputation for reliability has been reinforced through generations of satisfied policyholders who continue to recommend our services to others in the community.
Services
Life Insurance Homeowners Insurance Auto Insurance Business Insurance Farmowner Insurance Boat Insurance Motorcycle Insurance Umbrella Insurance
Details
  • Year established: 1930
Highlights and features
  • We offer 85+ years of insurance expertise serving Northwest Ohio
  • Our team provides personalized policy adjustments and annual coverage reviews
  • We partner with multiple carriers to ensure competitive pricing options
  • Our local agents understand specific regional insurance requirements
  • We maintain direct client communication for prompt claims resolution
What people say
Personalized service Prompt claims resolution Competitive pricing Annual coverage reviews Long-term reliability
Services
Life Insurance
Life insurance policies protect loved ones through customizable coverage options. We offer term and permanent life insurance solutions with flexible premium structures. Our agents help clients determine appropriate coverage amounts based on financial obligations and future needs while ensuring competitive pricing through multiple carrier options.
Homeowners Insurance
Homeowners insurance safeguards residential properties against common risks including fire, theft, and weather damage. We provide comprehensive policies covering structural repairs, personal belongings, and liability protection. Our team assists with policy customization for unique home features and ensures adequate coverage limits based on current property values.
Auto Insurance
Auto insurance policies protect personal and commercial vehicles against accidents, theft, and damage. We offer liability, collision, and comprehensive coverage options with discounts for safe drivers and multi-policy bundling. Our specialists help clients navigate coverage requirements for standard vehicles, classic cars, and high-risk drivers.
Business Insurance
Business insurance protects companies against operational risks through customizable commercial policies. We provide general liability, property, and workers' compensation coverage tailored to specific industries. Our agents work with clients to develop risk management strategies that protect assets while maintaining compliance with regulatory requirements for businesses of all sizes.
Umbrella Insurance
Umbrella insurance provides additional liability protection beyond standard policy limits. We offer supplemental coverage for personal and commercial risks that exceed primary insurance thresholds. Our specialists help clients assess exposure levels and implement cost-effective umbrella policies that provide comprehensive financial protection against catastrophic claims.
Questions
How do I file an insurance claim?
Call us at 419-784-3979 during business hours or contact our carrier partners directly for after-hours claims. We'll guide you through the process and coordinate repairs.
What insurance products do you offer?
We provide life, auto, home, business, farm, boat, motorcycle, and umbrella insurance. Our independent agency partners with multiple carriers to offer comprehensive coverage options.
Why choose Roehrs-McMillen for insurance?
We combine 85+ years of local experience with personalized service. Our independent agency status allows competitive pricing through multiple carrier options and tailored policy adjustments.
Do you offer coverage for high-risk drivers?
Yes, we work with specialized carriers to provide auto insurance solutions for drivers with unique circumstances while helping reduce premiums through available discounts.
How can I get a policy quote?
Request a quote through our website or call 419-784-3979. Our agents will help determine appropriate coverage levels and provide competitive pricing options.
Reviews (5)
Kevin Holbrook
Jul 15, 2020 Report
Pat and Jill McMillan run a great insurance company. anytime we need anything they're there for us. Highly recommend.
Ben Dennie
Dec 31, 2016 Report
I have used them for insurance for over 10 years. I would recommend them to everyone. They treat me like family and are a joy to work with. I have all my insurance plans with them.
Deana Harper
Jul 20, 2016 Report
I had the worst experience with this insurance company. The man is rude, and has terrible customer service skills. He acts as if it's a chore to do his job. I WOULD NOT RECOMMEND THIS INSURANCE COMPANY TO ANYONE!
Julie Latham
Jun 21, 2016 Report
These folks are so nice, knowledgeable, and make getting insurance a pleasure. I highly recommend them!
Eric Merkel
Jun 21, 2016 Report
I have had my auto and homeowners insurance with Roehrs-McMillen for many years. Any time I have had an issue, they have always gone above and beyond in taking care of me. I highly recommend them!