Frost Insurance Agency, Inc. is an independent insurance agency, founded in 1945 by Harry L. Frost. He originally started the business out of his home in Holgate, Ohio where he sold multiple lines of insurance to his customers. Harry Frost believed his customers deserved the best possible service that he could provide.
Since 1945, we have grown through the relationships that we have developed with our lasting customers and we continue to put the customer first to this day. We have offices in Holgate and Napoleon, Ohio. Our staff is able to help you analyze your situation and provide recommendations on insuring your property and protecting your assets.
Since 1945, we have grown through the relationships that we have developed with our lasting customers and we continue to put the customer first to this day. We have offices in Holgate and Napoleon, Ohio. Our staff is able to help you analyze your situation and provide recommendations on insuring your property and protecting your assets.
Services
Automobile
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What is auto insurance? Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Business & Commercial
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The primary goal of any commercial insurance program is to protect the insured's real and business personal property. Tangible property usually represents a significant portion of its total assets, regardless of the size of the business.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.In fact, many business people use the same vehicle for both business and pleasure.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.In fact, many business people use the same vehicle for both business and pleasure.
Commercial Property
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Businesses have many physical assets, including buildings, computers, specialized equipment, outdoor signage and inventory. If a fire, storm or thief were to damage or steal these assets, a business may have to go through a recovery process before their doors can open once more. Without adequate commercial property coverage, approximately a quarter of businesses fail during the first year following a disaster or theft.
Farm
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The differences among various farm operations certainly complicate the task of finding proper coverage. Fortunately, farms have a number of elements that are common to all operations, so products have been developed for this challenging market. The more flexibility offered by a program, the greater the chance that an insurance professional can assist a farmer with developing an effective insurance plan.
Health
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As an employer in the business world today, Frost Insurance Agency knows how important it is to provide health insurance to employees, your most valuable asset. Keeping staff healthy and happy and giving them peace of mind is very important to your business, and Frost Insurance is here to help! It is our job to keep as up to date as possible with ever changing health care.
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