Anderson-Buysse Appraisal

We are a family owned business with over 30 years experience in the San Diego real estate appraisal industry. We pride ourselves on a professional level of service which is unrivaled among our peers. Our goal is to exceed your expectations in all areas of our service. We provide confidential, timely, and accurate appraisal reports that you can trust and will assist you in reaching your goals.

Quick and comprehensive real estate appraisals that help streamline the financing process, and leave you feeling confident in your decisions. Appraisals are an important part of selling your home or refinancing your mortgage. Aside from being a requirement in many cases, a professional and objective opinion of your home's value will give you the most up to date info on the appreciation or depreciation of your property.

Challenging the tax assessment has become an annual ritual in many parts of the country. Unfortunately, most people go into these challenges unarmed. They may pull some information from the internet to support their claims, but have no real basis other than "It wasn't worth that much last year." A real estate appraiser can help you in these situations.

Private Mortgage Insurance or PMI is the supplemental insurance that many lenders ask home buyers to purchase when the amount being loaned is more than 80% of the value of the home. Very often, this additional payment is folded into the monthly mortgage payment and is quickly forgotten.

This is unfortunate because PMI becomes unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - dips below this 80% level.In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI payments when the loan-to-value ratio conditions have been met.

While a kitchen remodel may improve the appeal of a home, it may not add nearly enough to the value to justify the expense. As experienced appraisers, we can step in and help you make these decisions. Unlike a Realtor, an appraiser has no vested interest in what amount the house sells for. Our fees are based off our efforts, not a percentage of the sales price.