Business Details
50+ Years
experience
Your Trusted Insurance Partner in Merced, CA
Since 1975, we have dedicated ourselves to protecting families, businesses, and nonprofit organizations across California. Our mission centers on delivering first-class insurance solutions through personalized relationships, ensuring clients can focus on what truly matters. With decades of experience navigating industry changes, we combine integrity, knowledge, and client-centric service to provide tailored coverage. Our team maintains appointments with major health insurance carriers and holds a pioneering role as one of the first Covered California agents.We prioritize understanding each client's unique needs, offering competitive pricing through an extensive network of carriers. Our commitment extends beyond insurance, reflected in decades of community service and leadership roles in local organizations. Clients benefit from our expertise in health, life, and business insurance, with testimonials highlighting significant savings and exceptional service. We operate from Merced and Orange County offices, maintaining transparency and accountability in all interactions.
Services
Health Insurance
Life Insurance
Business Insurance
Covered California Assistance
Non-Profit Insurance
Details
- Year established: 1975
Highlights and features
- Decades of experience navigating insurance industry changes since 1975
- Personalized approach prioritizing client relationships over generic solutions
- Community service legacy through leadership roles in local organizations
- Extensive carrier network ensures competitive pricing and tailored policies
- Pioneering Covered California agent status for tax credit expertise
Associations and certifications
- Covered California
What people say
Saving $400 per month
Better coverage
Get to know my family
Services
Health Insurance
We provide comprehensive health insurance solutions for individuals and businesses. Our expertise with major carriers and Covered California ensures clients receive optimal coverage at competitive rates. With personalized consultations, we help clients navigate options to find policies that balance cost and comprehensive protection.
Life Insurance
Our life insurance services help clients create lasting financial security for loved ones. We guide clients through policy selection, emphasizing long-term planning and tailored solutions. Our approach ensures clients understand policy details while addressing their unique family and financial circumstances.
Business Insurance
We protect businesses with customized insurance solutions that safeguard employees and reduce benefit costs. Our industry knowledge helps businesses navigate complex insurance markets. We focus on finding policies that protect assets while maintaining cost-effectiveness for growing enterprises.
Covered California Assistance
As one of California's first licensed Covered California agents, we help clients access tax-credit eligible health insurance. We explain eligibility requirements and guide clients through enrollment. Our expertise ensures clients maximize savings while securing appropriate coverage through this state program.
Non-Profit Insurance
We specialize in insurance solutions for nonprofit organizations, protecting their missions and operations. Our services address unique nonprofit risks while maintaining affordability. We work closely with organizations to ensure coverage aligns with their community impact goals.
People
Robert "Bob" Harmon
Founder
Decades of insurance experience, Vietnam War veteran, BS from Whitworth University. Awarded Silver Beaver and Award of Merit from Boy Scouts of America. Active in Merced Sunrise Rotary and United Way leadership.
Questions
What types of insurance do you offer?
We provide health, life, business, and non-profit insurance solutions, including Covered California assistance for tax-credit eligible plans.
Are you a Covered California agent?
Yes, we are one of California's first licensed Covered California agents, helping clients access state-subsidized health insurance programs.
How do you help businesses save on insurance?
We leverage our carrier network and industry expertise to find cost-effective health benefit solutions that protect employees while reducing business expenses.
What areas do you serve?
We operate throughout California from our Merced and Orange County offices, serving clients statewide.
What are your business hours?
Our offices are open Monday-Friday 9AM-5PM. We offer personalized consultations during these hours at both locations.
How long have you been in business?
We've protected California families and businesses since 1975, with client relationships dating back to our founding.
