Business Details
33 Years
experience
Your Trusted Medicare Planning Partner in Boca Raton, FL
ACBS Insurance Services has been a trusted leader in Medicare planning for over 31 years. Our team of experts brings 125+ combined years of experience to provide personalized guidance tailored to each client's unique needs. We specialize in simplifying complex Medicare options, offering comprehensive solutions including Supplements, Advantage Plans, and Prescription Drug coverage. Our mission is to empower seniors with clear, expert advice that ensures peace of mind in retirement. We prioritize client well-being above all else, delivering customized insurance plans and ongoing support to keep coverage up to date.With a proven track record of excellence, we serve individuals approaching Medicare eligibility and those seeking to optimize existing coverage. Our commitment to personalized service has earned us long-term client relationships spanning decades. We provide educational resources, webinars, and free consultations to help clients make informed decisions about their healthcare and financial future. Our nationwide network of partner agencies extends our reach while maintaining local expertise in key markets.
Services
Medicare Supplements
Prescription Drug Plans
Long Term Care
Tax Deferred Annuities
Individual Insurance
Life Insurance
Details
- Year established: 1993
Highlights and features
- We offer 31 years of specialized Medicare planning expertise
- Our team has 125+ combined years of insurance experience
- We provide personalized plan evaluations and recommendations
- We offer access to 50+ insurance carriers' options
- We include free educational webinars and one-on-one consultations
What people say
Knowledgeable and caring
Saved me $150 per month
Made the process easy
Exceptional in helping
Very patient and thorough
Services
Medicare Supplements
Comprehensive coverage that fills gaps in Original Medicare. We help clients select plans that cover deductibles, copays, and coinsurance. Our experts analyze individual healthcare needs to recommend optimal coverage options that ensure financial protection against unexpected medical expenses.
Prescription Drug Plans
Customized medication coverage solutions tailored to prescription needs. We evaluate drug formularies, coverage gaps, and cost structures to find plans that balance affordability with comprehensive medication access. Our ongoing support ensures clients maintain optimal pharmacy benefits as their needs change.
Long Term Care
Financial protection for extended care needs including nursing homes, assisted living, or home healthcare. We provide policy comparisons that address inflation protection, benefit periods, and elimination periods to create sustainable coverage plans that preserve financial security.
Tax Deferred Annuities
Stable growth investment vehicles with tax advantages for retirement planning. Our specialists explain different annuity types, including fixed, indexed, and variable options, helping clients understand surrender charges, income riders, and liquidity options to build secure retirement portfolios.
Individual Insurance
Customized coverage solutions for unique personal needs. We assess life circumstances, financial obligations, and future goals to recommend appropriate term or whole life policies, disability insurance, and supplemental coverage that protects individuals and their families.
People
Lawrence Adkins
Chief Executive Officer
Lawrence Adkins leads ACBS Insurance Services with over 31 years of Medicare planning expertise. He oversees strategic direction while maintaining client-focused operations. His leadership emphasizes personalized service and industry innovation.
Elvis Rivera
Chief Financial Officer & Treasurer
Elvis Rivera manages financial operations with 25+ years in insurance finance. He ensures fiscal responsibility while developing cost-effective solutions. His expertise includes risk assessment and long-term financial planning strategies.
Jennifer Adkins
Vice President of Acquisition Integration
Jennifer Adkins leads agency partnerships with 18 years of insurance experience. She specializes in seamless transitions for acquired agencies, maintaining client relationships while integrating new teams into ACBS's service framework.
Debbie Bonafede
Operations Manager
Debbie Bonafede oversees daily operations with 20+ years in insurance administration. She ensures efficient service delivery, coordinates client support teams, and implements process improvements that enhance service quality and client satisfaction.
Questions
What Medicare plan options do you help with?
We assist with Medicare Supplements, Advantage Plans, Prescription Drug coverage, and Long-Term Care insurance. Our experts explain all available options to find your best fit.
How do you personalize Medicare recommendations?
We analyze your healthcare needs, prescription requirements, and budget to recommend customized coverage solutions that adapt as your needs change over time.
Do you offer educational resources about Medicare?
Yes, we provide free webinars, on-demand videos, and our 'Navigating Medicare' guide to help you understand plan options and enrollment processes.
Can you help switch existing Medicare coverage?
Yes, we assist with plan changes during annual enrollment periods and special circumstances, ensuring seamless transitions without coverage gaps.
What areas do you serve?
We operate nationwide with local offices in Florida, Ohio, Massachusetts, Maine, and New York, providing both in-person and virtual consultations.
Is there a cost for your consultation services?
No, we offer free one-hour consultations to evaluate your current coverage and explore better options that meet your healthcare needs.
