Business Details
31 Years
experience
Your Trusted Partner for Mobile Home Loan Solutions
Since 1995, MH Loans has established itself as a premier provider of mobile home financing solutions across Florida, Texas, and California. Our customer-centric philosophy prioritizes personalized service, industry expertise, and ethical business practices. With decades of experience in manufactured home lending, we specialize in navigating the unique challenges of mobile home mortgages, offering competitive rates and tailored financing options.Our A+ Better Business Bureau rating reflects our commitment to transparency, integrity, and exceptional client satisfaction. The team at MH Loans combines deep market knowledge with a streamlined lending process to help clients achieve homeownership dreams while maintaining open communication and accountability throughout every transaction.
Services
Mobile Home Loans
Refinancing Services
Purchase Financing
Chattel Mortgages
Land Lease Financing
Escrow Services
Retailer Financing
Real Estate Assistance
Details
- Year established: 1995
Highlights and features
- 27+ years of specialized mobile home lending experience since 1995
- A+ Better Business Bureau rating for ethical business practices
- Dedicated support from application through loan closing
- Competitive financing options for new and used mobile homes
- Expert guidance through complex manufactured home mortgage processes
Associations and certifications
- Better Business Bureau (BBB)
What people say
Extremely grateful
Terrific service
Knowledgeable agents
Professional work
Smooth closing process
Services
Mobile Home Loans
MH Loans specializes in tailored financing solutions for new and used mobile homes. Our experts guide clients through purchase mortgages and refinancing options with competitive rates. We address unique challenges of land lease arrangements and chattel mortgages while providing comprehensive support from application to closing.
Refinancing Services
Our refinancing programs help homeowners reduce interest rates and improve loan terms. We analyze existing mortgages to identify savings opportunities while offering personalized guidance. The process includes document review, credit assessment, and customized rate comparisons to maximize financial benefits for manufactured home owners.
Purchase Financing
We provide specialized financing for mobile home purchases with down payments starting at 5%. Our team assists with property selection, loan structuring, and escrow coordination. Services include credit counseling, affordability analysis, and tailored mortgage programs to help first-time buyers achieve homeownership in land lease communities.
Chattel Mortgages
Our chattel mortgage solutions address financing needs when land ownership isn't included. We specialize in mobile home park residents and leased land arrangements. The process includes asset valuation, title verification, and customized loan terms that consider unique aspects of non-traditional real estate ownership.
Escrow Services
We offer escrow management for mobile home purchases through affiliated partners. This service ensures secure handling of deposits and closing funds while coordinating with all transaction parties. Our system guarantees funds availability at closing and maintains transparency throughout the transfer process.
Questions
What types of mobile home loans do you offer?
We provide financing for both new and used manufactured homes, including chattel mortgages for land lease situations and traditional mortgages for landowners.
Can I refinance my existing mobile home loan?
Yes, we offer refinancing options to help reduce interest rates, improve loan terms, or access equity in your manufactured home.
Which states do you serve?
Our primary service areas include Florida, Texas, and California with specialized knowledge of local mobile home regulations.
What credit requirements are needed?
We work with various credit profiles and provide personalized assessments to determine eligibility and financing options.
How does the application process work?
Start with our quick online application, then our team guides you through document submission, credit evaluation, and loan approval steps.
Is there a down payment requirement?
Yes, we offer programs starting at 5% down payment for qualified buyers of used mobile homes.
Reviews (5)
Bang Bang Niner Gang
Dec 18, 2021
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Positive:Professionalism
I have financed and now refinanced my home with MH Loans. Both times it has been a great experience. Ryan has been very helpful in the process and responds to questions quickly. Would recommend.
I have financed and now refinanced my home with MH Loans. Both times it has been a great experience. Ryan has been very helpful in the process and responds to questions quickly. Would recommend.
Manuel Jaquez
Nov 02, 2021
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Ryan & Tina are the greatest team, very efficient , quick response thru the entire process and answer all of my questions without hesitation no matter how many time i called them, they are very professional and definitely made the process so smoothly for a 1st time buyer, I recommend them 100%, It was a great pleasure working with you both!
Denise Guidry
Aug 19, 2021
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Positive:Professionalism,Responsiveness
The Team at MH Loans were excellent! Their customer service skills and patience with the many questions I had (constantly), helped me understand the process at every step. I would refer them to my family and friends. Thank you Ryan and team you are true professionals!
The Team at MH Loans were excellent! Their customer service skills and patience with the many questions I had (constantly), helped me understand the process at every step. I would refer them to my family and friends. Thank you Ryan and team you are true professionals!
Geo Kep
Jun 14, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Ryan S and Tina H at MH Loans Corp. offered very good terms on a standard chattel mortgage here in San Diego County. There were never any hiccup's in the process, which speaks very well to their collective professionalism and attention to detail. Well recommended.
Ryan S and Tina H at MH Loans Corp. offered very good terms on a standard chattel mortgage here in San Diego County. There were never any hiccup's in the process, which speaks very well to their collective professionalism and attention to detail. Well recommended.
Robin Dillon
May 22, 2021
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Positive:Professionalism,Responsiveness
M H Loans is an amazing company to work with. I am the Agency Owner of Dillon Insurance in Lake Worth and work with many lenders. I am truly impressed with the level of service MH Loans provides. They return calls quickly and make sure they furnish all necessary to get their clients cared for.
M H Loans is an amazing company to work with. I am the Agency Owner of Dillon Insurance in Lake Worth and work with many lenders. I am truly impressed with the level of service MH Loans provides. They return calls quickly and make sure they furnish all necessary to get their clients cared for.
