Business Details
Trusted Financial Advisers in Flower Mound, TX
At Lifetime Capital Planning Group, we specialize in comprehensive retirement planning, long-term care strategies, and tax-efficient financial solutions. With decades of combined experience, our team leverages strategic alliances with industry experts to deliver unbiased, client-centric advice. We operate as fiduciaries, legally obligated to prioritize your interests, offering flat-fee and fee-based advisory services alongside insurance products.Our proprietary evaluation software stress-tests retirement plans against thousands of scenarios, ensuring preparedness for longevity, market risks, inflation, and healthcare costs. We serve pre-retirees, retirees, and families navigating financial transitions, emphasizing transparency, education, and personalized service.
Services
Retirement Planning
Long-Term Care Insurance
Tax Strategy
Investment Advisory
Fiduciary Consulting
Highlights and features
- We operate as fiduciaries, legally required to prioritize your financial interests.
- Our proprietary software stress-tests retirement plans against 5,000+ scenarios for reliability.
- We offer transparent flat-fee and fee-based advisory services with no product sales bias.
- Our team combines 20+ years of experience with strategic industry expert collaborations.
- We address all retirement risks: longevity, healthcare costs, inflation, and tax exposure.
Associations and certifications
- Registered Investment Advisory Firm (RIA)
What people say
Fiduciary-first approach
Detailed scenario analysis
Transparent fee structure
Knowledgeable advisors
Holistic planning
Services
Retirement Planning
We create personalized retirement plans addressing income, expenses, and unexpected risks. Our process uses proprietary software to model 5,000+ scenarios, ensuring preparedness for longevity, healthcare costs, and market volatility. Clients receive multiple implementation options with statistical success odds.
Long-Term Care Planning
We help clients navigate long-term care risks through insurance options and self-funding strategies. Our services include Minnesota Long-Term Care Partnership policies and hybrid insurance solutions, addressing the 70% likelihood of needing extended care while protecting family assets.
Tax Strategy
We develop tax-efficient withdrawal strategies to maximize retirement income. Our approach considers future tax rate increases and incorporates tax-loss harvesting, Roth conversions, and Social Security optimization to preserve wealth across generations.
Investment Advisory
We build low-cost portfolios using ETFs, mutual funds, and individual securities. Our strategies emphasize diversification, risk management, and cost-effectiveness, with client assets custodied at Pershing/BNY Melon for transparency and security.
Fiduciary Consulting
As fiduciaries, we provide conflict-free advice prioritizing client interests. Our services include plan reviews, implementation assistance, and ongoing advisory support, with satisfaction guarantees and no obligation to execute recommendations.
People
Geoff George
President/Principal Advisor
With 20 years in finance, Geoff founded Lifetime Capital to focus on retirement planning. He's a fiduciary advisor, SOFA member, and Alzheimer's advocacy leader. Holds FINRA Series 65 license and works in Flower Mound and Minnesota offices.
Anne Allar
Director of Marketing
Anne established Allar Long-Term Care in 2002 before merging with Lifetime Capital. She manages client relations and educational workshops, leveraging personal experience with long-term care challenges to guide clients.
Nicole Mattingly
Office Manager
Nicole oversees daily operations with a finance degree from University of North Texas. She manages compliance and technology systems, ensuring smooth client data handling and regulatory adherence.
Kelsey Pennington
Director of Operations
Kelsey manages client data and operational workflows, applying organizational administration expertise. She transitioned from hospitality to finance, focusing on process efficiency and client communication.
Questions
What makes Lifetime Capital different from other financial advisors?
We're fiduciaries required to act in your best interest, use proprietary software for scenario testing, and offer product-neutral advice with transparent fee structures.
Do you work with clients outside Texas?
Yes, we serve clients nationwide through virtual consultations and have physical offices in Flower Mound, TX and Minnesota.
What retirement plan evaluation tools do you use?
Our proprietary software stress-tests plans against 5,000+ scenarios, analyzing longevity, market risks, inflation, and healthcare costs.
How are your fees structured?
We offer flat-fee planning services and asset-based advisory fees, with no commissions from product sales.
Do you offer long-term care insurance options?
We provide all major carriers' policies, including Minnesota Partnership-qualified plans and hybrid insurance solutions.
Reviews (1)
J.
Sep 14, 2020
Report
Critical:Professionalism,Quality,Value
A great place to lose all of your money. Avoid at all costs.
A great place to lose all of your money. Avoid at all costs.
