Business Details
Trusted Financial Advisers for Retirement Planning
Guardian Financial Management is a retirement income investment firm dedicated to helping clients make informed financial decisions. Our team of qualified professionals specializes in retirement income planning, tax strategies, and wealth management, providing personalized guidance to grow assets with strategic guardrails. With over two decades of combined experience, our advisors prioritize client needs through fiduciary standards, tailored solutions, and comprehensive financial education.We serve individuals and small businesses across North Texas, Southern Oklahoma, and East Texas, offering both in-person and virtual consultations. Our commitment to transparency, ethical practices, and client-centric service has established us as trusted partners in financial planning.
Services
Retirement Planning
Wealth Management
Tax Strategies
Financial Legacy
Small Business Planning
Highlights and features
- We act as fiduciaries, prioritizing your best interests in all financial decisions
- Our advisors hold CPA and CFP certifications with combined 30+ years of industry experience
- We offer tailored investment strategies with risk management guardrails
- Our team provides 24/7 client communication through multiple digital channels
- We maintain partnerships with top-tier insurance and investment providers
Services
Retirement Planning
Our retirement planning service helps clients build secure financial futures through diversified investment strategies and guaranteed income products. We specialize in annuity planning, IRA rollovers, and tax-efficient withdrawal strategies. With personalized guidance, we help clients navigate market risks while maintaining their standard of living during retirement years.
Wealth Management
Wealth management services focus on growing and preserving client assets through strategic portfolio diversification and risk management. Our advisors create customized investment plans that balance growth potential with capital protection. We help clients optimize their financial resources while minimizing exposure to market volatility through defensive investment strategies.
Tax Strategies
Our tax strategy services help clients minimize tax liabilities through legal tax reduction techniques and efficient investment vehicles. We specialize in tax-deferred investment options and legacy planning strategies. Our advisors stay current with changing tax laws to ensure clients maximize after-tax returns while maintaining compliance with federal regulations.
Financial Legacy
Financial legacy services help clients create lasting wealth transfers through comprehensive estate planning solutions. We assist with trust creation, life insurance strategies, and charitable giving plans. Our advisors work with legal professionals to ensure client wishes are honored while minimizing estate tax burdens for future generations.
Small Business Planning
Small business planning services provide tailored financial solutions for entrepreneurs, including 401(k) plan creation and key employee insurance. We help business owners develop succession plans and implement strategic asset management strategies. Our advisors focus on ensuring business continuity while optimizing owners' personal retirement outcomes.
People
Matt Howard
President
Matt Howard brings oil and gas industry experience to financial planning after transitioning from accounting consulting. He specializes in helping clients protect assets through strategic investment approaches. Matt holds a University of Arkansas degree and actively coaches youth sports.
Tyler Rea
Senior Advisor
Certified Public Accountant Tyler Rea combines accounting expertise with financial planning, serving clients with comprehensive strategies. A Texas A&M graduate, he previously worked at Ernst & Young and in insurance industry financial roles. Tyler integrates faith with financial counseling.
Kristin Rucker
Office Manager
Office Manager Kristin Rucker holds an MBA in Finance from Dallas Baptist University with over a decade in financial services. She previously worked as an analyst at Guidestone Financial Resources, focusing on retirement planning and low-risk investment strategies.
Lauren Rea
Office Manager
Lauren Rea combines nursing expertise with financial services experience, previously working in IT management consulting. She earned her business degree at Texas A&M before transitioning to critical care nursing while supporting financial operations at Guardian.
Questions
What financial services do you specialize in?
We specialize in retirement planning, wealth management, tax strategies, financial legacy planning, and small business financial solutions tailored to individual client needs.
Are you legally required to act in my best interest?
Yes, as registered investment advisors we operate under fiduciary standards, legally obligated to prioritize client interests in all financial recommendations.
Do you serve clients outside Texas?
We serve clients across North Texas, Southern Oklahoma, DFW area, and East Texas through both in-person and virtual consultation options.
What investment approach do you use?
We use diversified, risk-managed strategies with guardrails, combining defensive investments and safe-haven assets tailored to individual risk tolerance and goals.
Do you offer business retirement plans?
Yes, we help small businesses establish 401(k) plans and develop succession strategies to ensure business continuity and owner retirement security.
