Business Details
Your Trusted Partner for Financial Planning Solutions
At Sequinox, we pride ourselves on being champions for our clients, dedicated to helping individuals achieve their financial goals through personalized planning. Founded by Joe Wirbick after his frustration with the self-serving nature of large financial firms, our company prioritizes transparency, honesty, and client education. Our mission focuses on assisting retirees and pre-retirees with comprehensive strategies centered on income, taxes, and conservative investment philosophies. Recognized as one of Central Pennsylvanias fastest-growing companies and a multiple award-winning firm, we maintain an independent status to ensure every recommendation aligns with our clients unique objectives. With offices in Lancaster, PA, Scottsdale, AZ, and Johnstown, PA, our team of certified professionals brings decades of combined experience to deliver tailored solutions.We measure success by our clients ability to retire comfortably, minimize taxes, and secure their financial futures. Our approach eliminates industry jargon, fosters informed decision-making, and treats every client like family. From retirement planning to college savings, we address risk reduction, tax efficiency, and lifelong income stability. Our accolades, including the Inc 500 Award and Central Penn Business Journals Business of the Year, reflect our commitment to excellence. We believe financial planning should be as straightforward as it is impactful, ensuring clients always understand where their money is and how it grows.
Services
Financial Planning
Retirement Planning
Tax Optimization
Investment Management
College Savings
Highlights and features
- We offer 20+ years of experience in retirement and tax planning.
- Our team holds certifications including Certified Financial Planner (CFP).
- We prioritize transparent communication and client education.
- Recognized as Central Pennsylvanias #1 Wealth Manager by Central Penn Business Journal.
- Customized strategies focus on risk reduction and lifelong income stability.
Associations and certifications
- Registered Investment Advisor (RIA)
Services
Financial Planning
We develop comprehensive financial plans tailored to individual goals, covering retirement, tax strategies, and investment growth. Our approach emphasizes education, ensuring clients understand every decisions impact. With a focus on conservative philosophies, we help secure long-term stability.
Retirement Planning
Our retirement planning service designs strategies to ensure financial independence, addressing income needs, tax efficiency, and risk management. We prioritize lifelong income streams and tax-free growth, helping clients transition into retirement confidently and securely.
Tax Optimization
We identify opportunities to minimize tax liabilities through strategic planning, leveraging retirement accounts and investment vehicles. Our goal is to maximize after-tax income while maintaining compliance with evolving tax regulations and client-specific circumstances.
Investment Management
Our investment strategies focus on conservative growth, balancing risk and return to align with client objectives. We continuously monitor portfolios, adjusting as needed to adapt to market changes and life milestones while maintaining transparency.
College Savings
We create customized college savings plans to help families achieve educational goals without compromising retirement security. Our strategies integrate tax-advantaged accounts and long-term planning to efficiently fund future academic expenses.
People
Joe Wirbick
President
With 20+ years in financial services, Joe founded Sequinox to prioritize client needs over industry jargon. A CFP and author, he focuses on retirement tax strategies and has earned national speaking accolades and multiple business awards.
Matt Lebo
Certified Financial Planner
Matt brings expertise in financial planning, holding a CFP certification and a finance degree from the University of Richmond. He specializes in client-focused strategies while balancing family life and outdoor activities.
Donald Lamison
Financial Services Professional
Donald has over 25 years in finance, coaching youth hockey and pursuing CFP certification. He graduated from Penn State and focuses on insurance and investment solutions tailored to client goals.
Teressa Beard
Financial Advisor
Teressa transitioned from publishing to finance, earning her Series 65 license. With an associate degree in business, she supports clients in Lancaster while enjoying hiking and family time.
Joseph Ullmann
Financial Services Associate
Joseph, a University of Texas graduate, specializes in client support and banking integration. He relocated to Pennsylvania to build roots, combining professional service with outdoor hobbies like camping and BBQ.
Questions
What financial services does Sequinox offer?
We provide retirement planning, tax optimization, investment management, and college savings strategies tailored to individual goals.
How does Sequinox approach client relationships?
We prioritize transparency, education, and personalized guidance, treating clients like family with no industry jargon.
Are Sequinox advisors certified professionals?
Yes, our team includes Certified Financial Planners (CFP) and licensed professionals with decades of combined experience.
What areas does Sequinox serve?
We serve clients in Lancaster, PA; Scottsdale, AZ; and Johnstown, PA, with nationwide advisory capabilities.
How can I schedule a consultation?
Visit our website or call 717-397-7957 to schedule a free consultation with our financial experts.
What makes Sequinox different from other firms?
We focus on client-first principles, conservative investment strategies, and measurable outcomes like tax-free retirement.
Videos
Reviews (5)
Valerie H.
Sep 14, 2021
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I feel confident in the people at Sequinox. Joe is great to work with & very positive. Everyone else, Matt, Theresa are there for us too. In the almost year and a half since we've been with Sequinox, I feel like we're really on a path with a plan to a good retirement.
Jennifer Hillman
Jul 27, 2021
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Working with Joe, Matt, and Joseph at Sequinox has given my husband and me such an incredible peace of mind over our finances. Joe and his entire team are professional, personable, and responsive to all of our questions and concerns. I only wish I had known about the benefits of working with a Certified Financial Planner (CFP) and fiduciary sooner! It is amazing to work with a professional who is ethically bound to put your financial goals and needs first, and is trained and licensed to understand and model virtually every investment and retirement scenario you can think of! My husband and I are
Chuck Reinfried
Aug 14, 2019
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Just wasnt a good fit for our situation. Joes guidance on liability insurance was very informative, but as for investments, half of our money went into annuities, which we did not want. The other half went to a 3rd party investment firm, which did ok. Then we were sold an insurance policy which the premiums were very high compared to an almost identical policy with our Prudential agent. If you are looking for whole life or universal life insurance, please go to your own agent and compare rates. You may be be pleasantly surprised. Before you write him a check for the investment plan
Dick Williams
Jan 31, 2019
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We chose Sequinox because our daughter had chosen them, and had nothing but good things to say about them. She is a hard person to please, and we felt that if she really was impressed with Sequinox and their people, then they would certainly be good for us. We have since found out that she was correct in her assessment, and we're very happy to be Sequinox clients.
James Lewis
Jan 25, 2019
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Sequinox has been a great organization to work with. With Sequinox, there have been no dumb financial questions! We feel like the staff are family. Their caring and helpful approach has gone a long way in building our relationship. Thank you Mike!
