Business Details
30 Years
experience
Your Trusted Partner for Retirement Planning Solutions
Since 1996, Rodgers & Associates has been dedicated to helping individuals achieve financial independence for retirement. As fee-only fiduciaries, we prioritize client interests through comprehensive financial planning, investment management, and specialized guidance on Social Security, healthcare, and estate planning. Our team of Certified Financial Planners brings decades of experience to navigate retirement's complexities, offering tailored strategies that address both financial and lifestyle considerations.We serve clients across Central Pennsylvania and nationally, maintaining transparency through fee-based compensation with no product sales conflicts. Our AGILE framework structures retirement into five phases, ensuring adaptive planning for evolving needs. Headquartered at The Manor, a historic Lancaster County landmark, we combine professional excellence with community commitment, supporting local initiatives while delivering personalized service grounded in integrity and expertise.
Services
Retirement Planning
Investment Management
Social Security Guidance
Healthcare Advice
Tax Minimization
Estate Planning
Charitable Giving Strategies
Lifestyle Planning
Financial Monitoring
Educational Seminars
Details
- Year established: 1996
Highlights and features
- We operate as fee-only fiduciaries with no product sales conflicts
- Specialized expertise in retirement planning since 1996
- AGILE framework structures retirement into five adaptive planning phases
- Team holds Certified Financial Planner and CRPC designations
- Community-focused firm serving Central Pennsylvania and nationwide clients
Associations and certifications
- CFP Board
Services
Retirement Planning
Our AGILE retirement framework structures planning into five distinct phases, from pre-retirement assessment through post-retirement wealth management. Certified Financial Planners develop customized roadmaps addressing tax efficiency, investment strategy, and lifestyle transitions while maintaining fiduciary accountability to client interests.
Investment Management
We implement diversified investment strategies tailored to individual risk tolerance and retirement timelines. Our approach focuses on generating predictable income streams while preserving capital through ongoing portfolio monitoring and tax-efficient rebalancing aligned with evolving market conditions.
Social Security Guidance
Our experts analyze claiming strategies to maximize Social Security benefits considering marital status, work history, and retirement timing. We provide detailed projections and coordinate benefits with overall retirement income plans to minimize tax implications.
Healthcare Advice
We guide clients through Medicare enrollment, supplemental insurance selection, and long-term care planning. Our advisors explain coverage options, cost implications, and integration with retirement budgets while addressing pre-retirement healthcare savings strategies.
Tax Minimization
Our proprietary Three-Legged Stool methodology optimizes tax efficiency across retirement accounts, taxable investments, and Social Security. We implement Roth conversion strategies, required minimum distribution planning, and charitable giving techniques to reduce lifetime tax liabilities.
People
Rick Rodgers
Co-Founder
Co-founder with 25+ years of retirement planning experience, Rick established Rodgers & Associates in 1996 to help families achieve financial independence through ethical wealth management and comprehensive retirement strategies.
Jessica Rodgers
Co-Founder
Co-founder Jessica Rodgers brings extensive financial counseling expertise, focusing on women's financial independence and intergenerational wealth transfer strategies within the firm's retirement planning framework.
Clint
Client Relations
Clint coordinates initial client consultations, guiding prospective clients through the firm's service offerings and scheduling comprehensive retirement planning sessions with certified advisors.
Questions
What retirement planning services do you offer?
We provide comprehensive retirement planning covering investment management, Social Security optimization, healthcare strategy, tax minimization, and estate planning through our AGILE five-phase framework.
Are you fee-only financial advisors?
Yes, we operate strictly as fee-only advisors with no product sales commissions, ensuring our recommendations remain unbiased and fully aligned with client interests.
Do you work with out-of-state clients?
We serve clients nationwide through virtual consultations and digital document management, maintaining the same personalized service standards regardless of geographic location.
What credentials do your advisors hold?
Our team includes Certified Financial Planners (CFP) and Chartered Retirement Planning Counselors (CRPC) with specialized training in retirement-specific financial strategies.
How do you charge for services?
We use transparent asset-based fee structures with no hidden costs, providing clear pricing disclosures before service initiation to ensure complete cost understanding.
Can you help with Medicare planning?
Yes, our healthcare advisors specialize in Medicare enrollment strategies, supplemental insurance selection, and long-term care planning integrated with overall retirement financial management.
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Reviews (3)
Anonymous Reviews
Jan 19, 2020
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The people here are nice. I had a previous background in finance. Their fees are high. Also, they can show you a poorly designed financial calculator that tells you to liquidate your pensions and roll everything under there management.
Disappointed, went in expecting something different. Better than a typical wire house but still just very sales and high fee oriented. This review won't make a difference. But I recommended looking around and finding an honest person who doesn't charge outrageous fees. The do exist. Just not here.
Disappointed, went in expecting something different. Better than a typical wire house but still just very sales and high fee oriented. This review won't make a difference. But I recommended looking around and finding an honest person who doesn't charge outrageous fees. The do exist. Just not here.
George Bisignani
Nov 29, 2019
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I very much trust Rodgers and Associates. They work in my best interest and clearly strive to understand and achieve MY financial goals. I'm a tough time consuming customer. Rodgers Assoc always takes time with me and provide solid explanations about account performances. When we meet I never feel manipulated but assured all is being done to maintain MY financial independancy.
Mark Stierstorfer
Nov 04, 2019
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I have been very pleased with my relationship with my advisor at Rodgers and Associates. I have had several other advisors in the past. Unlike my previous financial advisors , they are fee only and sign a fiduciary oath putting my best interests first. They put together a comprehensive retirement plan based on my specific goals and situation. We meet on a regular basis to review my financial plan, and I can call at any time for advice. None of my previous advisors were Certified Financial Planners, as is my current advisor. In addition , they take a global approach to my retirement planning needs
