Business Details
22 Years
experience
Your Trusted Mortgage Partner in Frisco, TX
At theLoanDesigner, we are dedicated to transforming the home financing experience through personalized service and expert guidance. Founded in 2004 by Patty Newby, our family-owned business combines decades of industry expertise with a client-centric approach to help individuals and families achieve homeownership. Our team of certified mortgage advisors specializes in crafting tailored loan solutions, including FHA, VA, Conventional, and Jumbo loans, designed to align with each client's unique financial goals. We prioritize transparency, education, and seamless transactions, ensuring clients feel confident throughout the entire process.With a commitment to excellence, we provide support seven days a week, offering flexibility to accommodate busy schedules. Our reputation for reliability and exceptional service is reflected in numerous client testimonials praising our communication, efficiency, and dedication to closing deals on time. As a trusted partner in the Dallas-Fort Worth area and beyond, we strive to make homeownership accessible, stress-free, and financially rewarding for first-time buyers and seasoned homeowners alike.
Services
FHA Loans
VA Loans
Conventional Loans
Construction Loans
Jumbo Loans
Refinance
Details
- Year established: 2004
Highlights and features
- We offer 20+ years of personalized mortgage expertise.
- Our team provides tailored loan solutions for unique financial needs.
- We guarantee seamless, transparent transactions with 7-day availability.
- Our certified advisors specialize in FHA, VA, and Conventional loans.
- We maintain a 98% client satisfaction rate based on verified reviews.
Associations and certifications
- NMLS
- Texas Department of Savings and Mortgage Lending
What people say
Personalized loan approach
Smoothest real estate loan transaction
Reliable, efficient, prompt
Fantastic communication
Best mortgage experience
Services
FHA Loans
FHA loans provide low-down-payment options for first-time homebuyers. Our team simplifies the process with expert guidance on eligibility, credit requirements, and closing cost assistance. Clients benefit from competitive rates and flexible terms tailored to their financial situation.
VA Loans
VA loans offer zero-down-payment benefits for eligible military members and veterans. We streamline the application process, ensuring clients maximize their benefits while meeting strict underwriting standards. Our advisors provide clear explanations of entitlements and funding fees.
Conventional Loans
Conventional loans suit buyers with strong credit seeking flexible terms. Our specialists help clients choose between fixed-rate and adjustable-rate options, optimize loan-to-value ratios, and navigate private mortgage insurance requirements for cost-effective solutions.
Construction Loans
Construction loans fund custom home builds with phased disbursements. We coordinate with builders and contractors to ensure timely payments while guiding clients through budgeting, permits, and permanent financing transitions for new properties.
Refinance
Refinancing services help homeowners lower rates, reduce payments, or access equity. Our team evaluates current loans, credit profiles, and market conditions to recommend cash-out, rate-and-term, or streamline refinance options for financial optimization.
People
Patty Newby
Founder & Branch Manager
Patty Newby, a certified mortgage advisor with 20+ years of experience, founded theLoanDesigner in 2004. A former IT professional turned mortgage expert, she specializes in personalized loan design and financial planning. Patty's client-first approach emphasizes education, transparency, and long-term wealth growth through homeownership.
Zach Paul
Branch Sales Manager
Zach Paul, a certified mortgage advisor, leads the Dallas-Fort Worth team with a decade of client-focused experience. A University of North Texas alumnus, he excels in collaborative loan structuring and long-term financial goal planning. Zach prioritizes seamless transactions and lifelong client relationships.
Questions
What types of mortgage loans do you offer?
We offer FHA, VA, Conventional, Jumbo, Construction, and Refinance loans tailored to meet diverse financial needs and homeownership goals.
How can I start the mortgage application process?
Begin by contacting us via phone or email to schedule a consultation. Our team will review your financial profile and guide you through document preparation.
Do you provide refinancing options?
Yes, we offer cash-out, rate-and-term, and streamline refinancing to help homeowners lower payments, access equity, or adjust loan terms.
Are you licensed to operate in Texas?
Yes, we are licensed by the Texas Department of Savings and Mortgage Lending and hold NMLS certification #2558524.
What areas do you serve?
We primarily serve Plano, Frisco, and the Dallas-Fort Worth metroplex, with lending capabilities across Texas.
Videos
Reviews (7)
Stephanie Hertz
Dec 29, 2021
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Patty Newby and her team were a dream to work with - always responsive, upbeat, and professional! They made our loan process a breeze and treated us like family. I highly recommend Thrive and Pattys team to anyone - they will move mountains to make your dreams a reality. Thank you Patty and team!
Tara Tiede
Dec 14, 2021
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Patty & her team made the loan process extremely easy. I was communicated with the entire time, their estimates were accurate and their app was very helpful. The app enables you to upload needed documents and provides a step by step guide through the loan process.
Dzenana Ramovic
Nov 03, 2021
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Patty and her team are very efficient and will make your experience as painless as possible. Patty will answer any questions you have and makes sure to answer your call or email quickly. We were happy with the entire process.
Allison Newman
Oct 21, 2021
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Patty and her team made the home buying process a breeze!! You can complete almost everything from their app, and I was always able to get ahold of someone on the team to ask questions along the way! Highly recommend working with Patty! Oh - ask about locking your rate in if you're building a home - we were able to get a KILLER rate!!
Alyssa Tille
Jul 22, 2021
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So wonderful working with Patty and her team! They were incredibly knowledgeable and really helped us make sure to get our home and to make sure the process was as smooth and stress free as possible!
Ab
Jul 18, 2021
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Highly recommend Patty and her team. They all were amazing from the start to the end. Great customer service & communications. We are so thankful for everyone, they all worked so hard for us & they cared about their clients. Thank you so much for everything. Your clients, PB & CCB
James Sales
Aug 11, 2020
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I am a real estate agent in Dallas that refers The Patty Newby Team to my clients because I know they will be well taken care of. I know my clients will receive excellent service and that makes my job easier! Patty has a wide variety of mortgage programs to fit the needs of my clients. Ive completed a few transactions with Patty over the last year and they all went great!
