Business Details
50+ Years
experience
Emergency
services
Interest-Free Loans for Jewish Communities in Dallas, TX
Dallas Hebrew Free Loan Association (DHFLA) has been a steadfast pillar of financial support for the Greater North Texas Jewish community since 1935. Our organization operates on the principle of Gemilut Chasadim, the Jewish tradition of providing interest-free loans as a dignified alternative to charity. We specialize in addressing diverse financial needs, from education and healthcare to small business development and emergency assistance, while maintaining a 100% loan repayment rate. Our work is rooted in the belief that financial aid should empower individuals and families without imposing undue burdens.As a 501c3 nonprofit, we rely entirely on donations to sustain our loan programs, ensuring that repaid funds can be recycled to benefit future generations. Our expertise in community-based lending spans over 90 years, making us the largest provider of interest-free loans in Collin, Dallas, Denton, and surrounding counties. We operate with strict adherence to ethical lending practices, requiring two creditworthy guarantors and demonstrating financial need, while guaranteeing confidentiality and respect for all borrowers.
Services
Adoption Loans
Fertility Loans
Education Loans
Emergency Loans
Healthcare Loans
Small Business Loans
Jewish Burial Loans
Special Needs Loans
Loan Guarantors
Community Financial Support
Details
- Year established: 1935
Highlights and features
- We have been providing interest-free loans to Jewish communities since 1935.
- We offer 12 specialized loan programs for education, healthcare, and emergencies.
- Our 100% loan repayment rate demonstrates financial responsibility and community trust.
- We serve Jewish communities across 18 Texas counties and surrounding regions.
- We provide dignified financial assistance without interest or hidden fees.
Associations and certifications
- International Association of Jewish Free Loans (IAJFL)
Services
Adoption and Fertility Loans
We provide interest-free loans up to $20,000 for adoption and fertility treatments. These loans help Jewish families in North Texas overcome financial barriers to starting or expanding their families. Our program recognizes the emotional and financial challenges associated with these processes while maintaining strict confidentiality and dignity for all applicants.
Education Consolidation Loans
Our zero-interest loan programs offer up to $25,000 for education debt consolidation. This service specifically targets students burdened with high-interest educational debt, providing a path to financial relief through manageable repayment terms without charging interest or additional fees.
Emergency Loans
Emergency loans up to $1,500 provide immediate financial assistance for unexpected hardships. This program serves as a critical safety net for Jewish community members facing sudden medical expenses, home repairs, or other urgent needs across 18 Texas counties and surrounding areas.
Small Business Loans
We offer interest-free loans up to $20,000 to support small business development. This program helps Jewish entrepreneurs in Dallas and surrounding areas sustain operations, expand services, or overcome temporary financial challenges while maintaining employee relationships and business continuity.
Special Needs Loans
Our special needs loans provide up to $10,000 for therapies and support services for individuals with disabilities. This program addresses critical financial gaps for families requiring specialized care while honoring their dignity through interest-free lending.
People
Jane Larkin
Executive Director
Jane Larkin leads DHFLA's day-to-day operations with over 20 years of nonprofit management experience. She oversees loan processing, donor relations, and community outreach while maintaining our commitment to financial integrity.
Alan Tolmas
President
Alan Tolmas chairs our board with deep community roots and a commitment to financial accessibility. He brings extensive business leadership experience to our governance while guiding strategic decision-making.
Eric Feldman
Vice President
Eric Feldman contributes business acumen and community service expertise to our leadership. He focuses on expanding our financial education programs while maintaining our core lending principles.
Brian Waxler
Treasurer
Brian Waxler manages our financial operations with a focus on fiscal responsibility. He ensures proper loan fund management and reporting while maintaining our 100% repayment success.
Carole Wolanow
Secretary
Carole Wolanow brings legal and governance expertise to our leadership team. She ensures proper documentation and compliance with our lending policies while promoting community engagement.
Questions
What loan programs does Dallas Hebrew Free Loan offer?
We offer 12 loan categories including adoption, education consolidation, emergency assistance, healthcare, small business, and special needs loans.
Who qualifies for these interest-free loans?
Applicants must be Jewish community members living in designated Texas counties and demonstrate financial need with creditworthy guarantors.
How do I apply for a loan?
Contact our office to select your loan type, complete an application, obtain guarantors, and schedule a loan interview with our committee.
Is there a minimum credit score requirement?
While we consider credit history, we focus on creditworthiness and repayment ability rather than minimum score requirements.
How are loans funded?
Our programs depend entirely on donations, which recycle through repayments to create ongoing financial support for future borrowers.
What makes your loans different from banks?
We provide zero-interest loans based on community support rather than profit, with repayment plans tailored to borrowers' financial capabilities.
