Patty Newby-theLoanDesigner
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Patty Newby-theLoanDesigner
Patty Newby and her team want to help you get the home you've always wanted, just like they've been doing since 2004. Whether you're interested in refinancing a mortgage, doing some remodel work, or you just got back from overseas and want a VA loan to start building your home, we'll help you do it.

A jumbo loan is a mortgage loan that exceeds the traditional conforming limit of $510,400. For veterans of serving or served our country getting a VA Loan can make financing your home much easier. Patty and her team at Thrive Mortgage truly went above and beyond to fund our loan. My situation was very unique and she was able to meet and exceed the requirements given to her for us to obtain our loan.
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About Us
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I grew up in Indiana and moved to Dallas in 1999. I'm blessed to have a fabulous husband, son, two daughters, son in law, daughter in law, and a lovable puppy which is just the best. I love to cook, travel and just enjoy being with my family and friends at a football game or playing board games. After a 23-year career in IT I left the industry and decided to use my education in the financial area.
VA Loans
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For veterans of surviving spouses of veterans, getting a VA home loan can make financing your house much easier. The U.S. Department of Veteran Affairs (VA) guarantees a portion of VA mortgage loans. In other words, the VA adopts the responsibility of covering any losses that may occur from the loan defaulting.
Conventional Loans
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If you or your property don't qualify for a government-insured loan, like an FHA or VA loan, Patty Newby will work with you to find the conventional loan that will help you finance your home. Conventional loans can offer several financing benefits that government-insured loans can't provide.

With Thrive Mortgage, LLC, you will have an experienced professional by your side to determine which financing option will be best suited for your unique situation.With any type of loan comes a certain amount of risk for the financial institution acting as a lender. Often, the government will mitigate this risk by offering programs that will cover potential losses.
Construction Loans
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Construction Lending: Find a lot or own a lot, select a builder and let's build your Dream Home. We'll be with you from the ground up to keys to your home. We make construction lending easy. I've specialized in construction lending since 2004 and built my own homes too.

Construction Loans: Build offers a full range of construction loan financing options including one- and two-time close construction loans on everything from Conventional to FHA and VA.Our in-house Interim Construction Operations team works closely with buyers and builders to ensure a smooth experience when building a custom home.
Jumbo Loans
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I've been working to help clients acquire jumbo loans since 2004. With flexible programs that require no mortgage insurance and as little as 10% down, we will work with you to get the jumbo loans you need. At Thrive Mortgage, LLC, we have the experience to make buying, refinancing, or building your dream home easy!
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