Member Preferred Federal Credit Union

Since 1935, Member Preferred Federal Credit Union has dedicated itself to serving the railroad community with reliable financial solutions. Our commitment to convenient banking and trustworthy service has made us a preferred choice for generations of members. We offer a comprehensive range of services including savings and checking accounts, loans, and mobile banking solutions designed to meet modern financial needs. Our 12-month CD offering 1.25% APY demonstrates our focus on helping members grow their savings. Through our secure online banking platform and mobile app, we provide 24/7 access to account management tools and payment options. Our team understands the unique financial requirements of our local community in Saginaw, Texas, and works diligently to maintain our reputation as a trusted financial partner.

We prioritize transparency in our operations, clearly communicating fund availability policies and disclosure requirements. With convenient branch hours Monday through Friday and digital solutions available around the clock, we strive to make banking accessible and efficient for all members. Our routing number 311981999 connects us to a broader network of financial services while maintaining our community-focused approach. As we continue serving families and individuals, we remain committed to the principles of financial responsibility and member satisfaction that have defined us since our founding.