Business Details
49 Years
experience
Emergency
services
Your Trusted Insurance Partner in Salisbury, MD
Wilgus Insurance Agency & Financial Services has been dedicated to protecting clients' most valued assets since 1977. Our agency prioritizes building long-term relationships, ensuring personalized insurance solutions tailored to each client's unique needs at every life stage. As an independent agency, we represent multiple top-rated insurance carriers, offering comprehensive coverage options for personal, business, employee benefits, and industry-specific insurance. With two offices serving Maryland and Delaware, we extend our expertise across six states, including Virginia, Pennsylvania, North Carolina, and South Carolina. Our team of licensed advisors specializes in home, auto, umbrella, life, collector car, and flood insurance, among other specialized policies.We emphasize transparency, client advocacy, and post-claim support, operating with the philosophy that we work for our clientsnot insurance companies. Our commitment to local communities is reflected in our deep understanding of regional risks and tailored risk management strategies. We provide 24/7 client support for emergencies and offer digital tools for policy management, claims reporting, and billing. Recognized for our independent agency advantage, we deliver unbiased advice and competitive pricing across personal, commercial, and specialty insurance markets.
Services
Home Insurance
Auto Insurance
Umbrella Insurance
Business Insurance
Employee Benefits
Contractor Insurance
Farm Insurance
Non-Profit Insurance
Flood Insurance
Collector Cars Insurance
Details
- Year established: 1977
Highlights and features
- We offer a wide variety of insurance solutions from top-rated carriers.
- We are independent advisors who work for you, not insurance companies.
- We provide licensed insurance professionals with regional market expertise.
- We deliver personalized service tailored to individual and business needs.
- We serve clients across six states with local knowledge and national resources.
Services
Home Insurance
Protect your home with policies covering structural damage, personal property, liability, and additional living expenses. We offer replacement cost coverage, flood insurance, and scheduled valuables protection. Our policies address risks like fire, water damage, and natural disasters while ensuring compliance with evolving building codes.
Business Insurance
Safeguard your business with liability, property, and auto coverage tailored to industry needs. We provide general liability, commercial umbrella, and specialized policies for contractors, farms, and nonprofits. Our solutions address operational risks, asset protection, and regulatory compliance across multiple sectors.
Employee Benefits
Enhance employee retention with group health, life, disability, and retirement plans. We design customized benefits packages including 401(k) programs and voluntary supplemental insurance. Our solutions help businesses attract talent while meeting diverse workforce needs and industry standards.
Flood Insurance
Secure coverage for flood-related damages through the National Flood Insurance Program. We offer policies that protect primary residences and commercial properties against rising water risks, including storm surges and heavy rainfall, with options for properties in moderate-risk areas.
Collector Cars Insurance
Specialized coverage for classic and collector vehicles with agreed-value protection. Our policies address unique risks for vintage automobiles, including storage, restoration, and usage limitations, ensuring proper valuation and preservation of high-value automotive assets.
Questions
What types of insurance do you offer?
We provide personal insurance (home, auto, life), business insurance (general liability, commercial property), employee benefits, and industry-specific policies for contractors, farms, and nonprofits.
Why choose an independent agency?
As an independent agency, we offer unbiased recommendations from multiple carriers, ensuring competitive pricing and tailored coverage that aligns with your specific needs.
How do I file a claim?
Report claims through our online Service Center, by phone at 410-742-8240, or at our Salisbury, MD, or Millsboro, DE offices for prompt assistance and guidance.
Do you serve areas outside Maryland and Delaware?
Yes, we serve clients in Virginia, Pennsylvania, North Carolina, and South Carolina, providing localized insurance solutions across six Mid-Atlantic states.
What is umbrella insurance?
Umbrella insurance provides excess liability coverage beyond standard auto or homeowners policies, protecting your assets in case of major lawsuits or catastrophic events.
Reviews (3)
Charles Russo
Dec 09, 2020
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Critical:Value
highest rates quoted and the rep had no idea of any other insurance company other than Nationwide.
highest rates quoted and the rep had no idea of any other insurance company other than Nationwide.
Michael Famiglietti
Nov 08, 2019
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Agent Mrs. Laura Adkins always keeps me up to date in matters of insurance. She is friendly and is always available to talk to or will call you back right away. I have had many insurance agents in the past but this lady is the best. Keep up the great work!
Nena Perez
Oct 11, 2019
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Agent Laura, Millsboro Office.
Thankyou Laura, for your great costumer service through out these years.
Thankyou Laura, for your great costumer service through out these years.
