Business Details
8 Years
experience
Your Trusted Mortgage Partner in Canby, OR
At Advantage Mortgage, we bring back the 'down home' feel to the lending process through personalized service and local expertise. Founded in 2018, our Canby, Oregon-based team operates as independent mortgage brokers, offering access to multiple lenders and competitive rates. With over 30 years of combined experience, we prioritize transparency, efficiency, and community involvement. Our commitment to innovation ensures clients benefit from cutting-edge technology while receiving guidance tailored to their unique financial goals.We serve Arizona, California, Hawaii, Idaho, Michigan, Montana, Oregon, Tennessee, Texas, and Washington, supporting local initiatives like the Canby Center and Maurice Lucas Foundation. Our team's certifications and dedication to ethical practices make us a trusted partner for homebuyers and refinancers.
Services
Mortgage Brokerage
Loan Programs
Refinance Services
Reverse Mortgages
Construction Loans
Rural Home Loans
USDA Financing
VA Home Loans
ODVA Loans
Renovation Loans
Details
- Year established: 2018
Highlights and features
- We offer over 30 years of mortgage experience.
- We provide transparent and efficient mortgage processes.
- We support local communities through charitable initiatives.
- Our team consists of certified mortgage advisors.
- We shop multiple lenders to find you the best rates.
What people say
Smoothest mortgage process
Extensive industry knowledge
Always available
Stress-free experience
Proactive communication
Services
Mortgage Brokerage
Our mortgage brokerage connects clients with multiple lenders to secure competitive rates and tailored financing options. We specialize in conventional, FHA, VA, and specialty loans for home purchases and refinancing. Our team provides personalized guidance through every step of the mortgage process.
Refinance Services
We offer comprehensive refinancing solutions to help homeowners reduce monthly payments, adjust loan terms, or access equity. Our advisors analyze current market conditions and client financial goals to recommend optimal refinancing strategies with transparent cost breakdowns.
Reverse Mortgages
Our reverse mortgage specialists help retirees convert home equity into tax-free income while maintaining ownership. We provide HUD-approved counseling referrals and explain eligibility requirements, payment options, and long-term financial implications.
Construction Loans
We facilitate construction-to-permanent loans for custom home builds, combining land acquisition and construction financing into one streamlined process. Our team coordinates with builders and inspectors to ensure timely fund disbursements and smooth transition to permanent mortgages.
USDA Financing
We specialize in USDA Rural Development loans offering 100% financing for eligible properties in designated rural areas. Our advisors verify property eligibility, assist with income documentation, and guide clients through the unique USDA underwriting requirements.
People
Derek Hill
President
Derek Hill founded Advantage Mortgage in 2018 with a vision to provide personalized mortgage solutions. With over 20 years in the industry, he leads a team committed to ethical lending practices and community support initiatives.
Lauren Marugg
Mortgage Advisor
NMLS #2449995, Lauren Marugg brings expertise in mortgage advisory services. With a focus on client education, she helps first-time buyers and refinancers navigate the loan process with clear communication and timely execution.
Claudia Chapman
Mortgage Advisor
As a seasoned NMLS #302526 advisor, Claudia Chapman specializes in Oregon mortgage markets. She assists clients with purchase loans and refinancing strategies, leveraging local market knowledge to optimize financing outcomes.
Jordan Keck
Mortgage Advisor
NMLS #1017341 Jordan Keck provides mortgage solutions in Oregon's Willamette Valley. With experience in conventional and government-backed loans, he focuses on simplifying the homebuying process for families and first-time purchasers.
Mark Griffin
Mortgage Advisor
Mark Griffin (NMLS #114890) serves Washington state clients with expertise in mortgage financing. He specializes in helping military veterans access VA loan benefits and guides clients through complex loan scenarios with strategic solutions.
Questions
What mortgage services does Advantage Mortgage offer?
We provide purchase loans, refinancing, reverse mortgages, construction loans, USDA, VA, and specialty programs. Our brokers access multiple lenders to find competitive rates tailored to your needs.
How do Advantage Mortgage's rates compare to other lenders?
As independent brokers, we shop multiple lenders to secure competitive rates. Our clients benefit from rate comparisons across our network rather than being limited to a single institution's offerings.
Can Advantage Mortgage help with first-time homebuyer programs?
Yes, we specialize in first-time buyer assistance programs including FHA loans, down payment grants, and state-specific initiatives. Our advisors explain eligibility requirements and application processes.
What states does Advantage Mortgage operate in?
We serve Arizona, California, Hawaii, Idaho, Michigan, Montana, Oregon, Tennessee, Texas, and Washington with licensed mortgage professionals in each state.
How does Advantage Mortgage support local communities?
We actively support organizations like the Canby Center, Maurice Lucas Foundation, and Sparks of Hope through donations and volunteer efforts, focusing on education and family support programs.
What technology tools does Advantage Mortgage provide?
Our clients access digital document submission, real-time loan tracking, and secure communication portals. We use innovative platforms to streamline the mortgage process while maintaining personal advisor support.
Reviews (4)
Daveinthx
Jan 06, 2021
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Just outstanding service from Kahren Oxner and her entire team. 20 plus years of owning real estate, and this has to be the easiest transaction I've ever been a part of. I'm beyond impressed!
Jason Thornton
Nov 12, 2020
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Positive:Quality
Jen works tirelessly to ensure you get into your home quickly with a great rate!
Jen works tirelessly to ensure you get into your home quickly with a great rate!
Erin McGibbon
Oct 27, 2020
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Positive:Professionalism,Quality,Responsiveness,Value
The process with Advantage Mortgage was seamless and much faster than we expected. I would--and have!--recommend them to my community.
The process with Advantage Mortgage was seamless and much faster than we expected. I would--and have!--recommend them to my community.
Kathy Lorentz
Oct 25, 2020
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I can't say enough how happy we are that we had Jonathan with Advantage Mortgage as our mortgage company! Jonathan and his team have been very informative, professional and available any time we had questions. We are very pleased with the ease of the process for refinancing our home and have already recommended Jonathan and Advantage Mortgage to many others.
