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Your Trusted Insurance Partner in Mount Clemens, MI
Founded in 1864, Macomb-Gerlach Agency has served Michigan communities for over 150 years, establishing itself as the state's oldest insurance agency. Our legacy began with Representative Edgar Weeks and evolved through pivotal leadership transitions, including Wallace S. Gerlach's debt resolution in 1945 and James Gerlach's presidency since 1972. As independent agents, we represent top Michigan-based carriers like Auto-Owners and Fremont, along with regional providers such as Harford and Safeco. Our expertise spans personal and commercial insurance solutions, including auto, home, business, life, and specialized coverage like wedding insurance and bonds. We combine deep local knowledge with tailored service, maintaining our Mount Clemens headquarters while serving clients across Michigan and surrounding regions.

Our team of experienced professionals, including third-generation leader David Gerlach, prioritizes personalized solutions over standardized products. We emphasize financial security through life insurance planning and comprehensive risk management for businesses of all sizes. Our commitment to community extends to historical preservation, reflecting our deep roots in Michigan's insurance landscape. We maintain modern accessibility through digital quote requests while preserving the personal touch that defined our 19th-century origins. This enduring approach ensures clients receive both contemporary coverage options and time-tested service principles.
Services
Auto Insurance Business Insurance Home Insurance Life Insurance Wedding Insurance Bonds Renters Insurance Umbrella Insurance Watercraft Insurance
Highlights and features
  • We offer 150+ years of Michigan insurance expertise
  • Our team provides tailored solutions through independent agent representation
  • We maintain relationships with top Michigan-based carriers
  • Our specialists handle complex commercial insurance needs
  • We combine historical knowledge with modern coverage options
Services
Auto Insurance
We provide comprehensive auto insurance solutions including collision, liability, and gap coverage. Our policies protect against property damage, bodily injury, and roadside emergencies. Specialized options include lease/loan protection and additional expense coverage for Michigan drivers.
Business Insurance
Tailored commercial insurance packages cover property, liability, and workers' compensation needs. We offer specialized policies for restaurants, dealerships, and other businesses. Our coverage includes bonds, commercial auto, and general liability protection for Michigan enterprises.
Home Insurance
Comprehensive homeowners insurance protects primary residences, personal property, and additional structures. We offer condo, renters, and liability coverage options. Policies include protection against property damage and living expense reimbursement during covered losses.
Life Insurance
We provide life insurance solutions for financial protection of dependents. Our offerings include term and permanent policies to address income replacement, debt coverage, and estate planning needs. Specialists help determine appropriate coverage amounts for various life stages.
Wedding Insurance
Specialized event coverage includes cancellation protection, liability insurance, and deposit guarantees. Policies cover liquor liability, general liability, and location-specific risks for weddings held locally or destination venues across Michigan.
People
Wallace S. Gerlach
Founder
Took ownership of the agency in 1945 after resolving Great Depression-era debts. Established the foundation for multi-generational family leadership and community-focused insurance services in Mount Clemens.
James Gerlach
President
Joined the agency in 1960 after U.S. Army service and Michigan State University education. Served as president since 1972, maintaining traditional values while expanding coverage options for modern insurance needs.
Lorraine Boos
Corporate Secretary
Began career in 1960, became Corporate Secretary in 1972. Provides continuity in administrative leadership while ensuring compliance with insurance regulations and corporate governance standards.
David Gerlach
Officer
Third-generation leader since 1998, graduated from University of Detroit. Maintains family commitment to personalized service while adapting to digital insurance trends and evolving client needs.
Brenda Reedy
Officer
Key leadership team member since 1998, contributes to strategic decision-making and operational management. Helps maintain agency's reputation as Michigan's oldest continuously operating insurance provider.
Questions
What types of insurance do you offer?
We provide auto, home, life, business, wedding insurance, bonds, and specialty coverage options for Michigan residents and businesses.
How can I get an insurance quote?
Request a free quote online or call us at 586-465-6171 during business hours (Monday-Friday 8am-5pm).
Do you serve areas outside Michigan?
While based in Mount Clemens, we serve clients in surrounding regions beyond Michigan's borders.
Are you affiliated with specific insurance carriers?
We represent Michigan-based companies like Auto-Owners and Fremont, plus regional carriers including Harford and Safeco.
Can you help with commercial insurance needs?
Yes, we create customized commercial packages including property, liability, and workers' compensation coverage for businesses of all sizes.
What makes your agency unique?
As Michigan's oldest insurance agency since 1864, we combine generational expertise with personalized service through independent agent representation.
Reviews (4)
Berta Moore
Apr 06, 2021 Report
Positive:Quality
They came through for me when a truck hit my apt complex.they were there for me 100%. I recommend them to anyone looking for Auto. Home. Life insurance.
Kala May
Jan 12, 2021 Report
Positive:Professionalism,Quality,Responsiveness,Value
Denise Ryde is awesome! Courteous, fast, efficient, and incredibly kind! :) She deserves a raise!! Helped us get insurance for the business in a timely manner.
Tylor Sepesi-Benson
Jul 15, 2020 Report
Positive:Professionalism,Quality,Responsiveness,Value
Macomb Gerlach has helped my business greatly for the many years I have been with them! Always very helpful and take care of my needs quickly! Thank you!
Tom Whitmire
Feb 07, 2020 Report
This company has been nothing but helpful for my business. The staff is always so nice and they help you get on the right path