Business Details
Your Trusted Partner for Financial Planning Solutions
At Ballard Financial, we prioritize your financial future through personalized retirement income strategies tailored to individual needs. With over 30 years of industry experience, our team specializes in creating comprehensive plans that integrate insurance and investment products to ensure long-term financial security. Our approach emphasizes transparency, integrity, and community-focused relationships, reflecting our commitment to helping clients navigate complex financial decisions. As a CERTIFIED FINANCIAL PLANNER firm, we combine technical expertise with a deep understanding of retirement challenges, including market volatility and tax implications. Our services are designed to address both immediate concerns and future aspirations, ensuring clients maintain confidence in their financial strategies throughout retirement.We operate with a client-first philosophy, offering ongoing support and education to empower informed decision-making. Our local presence in Clermont, Florida, allows us to build lasting relationships while serving clients across the Orlando area. By focusing on retirement income sustainability, asset protection, and tax-efficient planning, we aim to transform financial uncertainty into structured, achievable goals. Our team's extensive qualifications, including CFP certification and Series 65 licensing, underscore our dedication to professional excellence and client trust.
Services
Retirement Income Strategies
Annuities
Life Insurance
Wealth Management
Tax Minimization Strategies
Long-Term Care
IRA & 401(k) Rollovers
Estate Planning
Asset Protection Strategies
IRA Asset Planning
Highlights and features
- We offer 30+ years of specialized retirement planning experience
- Our strategies prioritize personalized, long-term financial security
- Certified Financial Planner professionals ensure expert guidance
- Community-focused approach with local market expertise
- Transparent recommendations aligned with client objectives
Associations and certifications
- Certified Financial Planner Board of Standards
Services
Retirement Income Strategies
We design guaranteed retirement income strategies using insurance and annuity vehicles to ensure financial longevity. Our approach addresses market volatility risks while creating opportunities for growth. By analyzing individual needs and risk tolerance, we develop customized plans that integrate with existing assets to create sustainable income streams lasting throughout retirement years.
Annuities
Our annuity solutions provide guaranteed income options through fixed and variable contracts. These long-term retirement vehicles offer tax-deferred growth potential with various payout options. We help clients understand surrender charges, withdrawal limits, and the importance of selecting carriers with strong financial ratings to ensure contract security and claims-paying ability.
Life Insurance
We offer term and permanent life insurance policies to protect loved ones and maintain family financial stability. Our solutions address income replacement, funeral expenses, and estate planning needs. We help clients determine appropriate coverage amounts and policy types that align with their overall financial objectives and family circumstances.
Tax Minimization Strategies
Our tax-efficient planning strategies focus on deferring tax liabilities and optimizing retirement distributions. We analyze clients' financial situations to implement tax-deferred vehicles that allow compounding growth while considering future tax brackets. We collaborate with qualified professionals to ensure compliance with current tax regulations and maximize after-tax returns.
Long-Term Care Strategies
We help clients prepare for potential healthcare costs through specialized insurance products. Our strategies address home health care and nursing facility expenses while protecting retirement assets. We evaluate individual risk factors and recommend solutions that maintain financial security while ensuring access to quality care services when needed.
People
Chris Ballard
CEO & Investment Adviser Representative
With over 30 years in insurance and annuities, Chris holds CFP certification and Series 65 licensing. He founded Ballard Financial after an FBI career shift, focusing on retirement strategies. His expertise includes developing personalized financial plans that integrate insurance products and investment solutions for long-term security.
Briana DeFano
Financial Planner
As a financial planner, Briana specializes in creating comprehensive retirement strategies that address clients' unique financial situations. She focuses on helping clients understand complex financial products and make informed decisions about their retirement income needs while maintaining a client-centered approach to financial planning.
Danielle Glass
Director of Client Operations
Danielle oversees client operations, ensuring seamless implementation of financial strategies. She coordinates client services and maintains communication between advisors and clients. Her role focuses on delivering exceptional service through efficient process management and personalized client support throughout the financial planning journey.
Alexa Ballard
Financial Advisor
As a financial advisor, Alexa provides personalized guidance on retirement income strategies and insurance products. She works closely with clients to understand their financial goals and develop tailored solutions that address both immediate needs and long-term objectives while maintaining a commitment to professional excellence.
Questions
What retirement planning services do you offer?
We specialize in retirement income strategies, annuities, tax minimization planning, and long-term care solutions tailored to individual needs.
How can you help with retirement income sustainability?
We create customized plans using insurance products and investment strategies to ensure your retirement savings last throughout your lifetime.
What happens during an initial consultation?
We'll discuss your financial goals, analyze current assets, and recommend strategies to create sustainable retirement income streams.
Do you serve clients outside Clermont?
We work with clients throughout the Orlando area and surrounding communities in Florida.
What credentials does your team hold?
Our team includes a CERTIFIED FINANCIAL PLANNER™ professional and Series 65 licensed investment adviser representatives.
How do you address market volatility risks?
We incorporate asset protection strategies and diversified approaches to help mitigate market fluctuations' impact on retirement income.
Reviews (6)
Dave Martin
Dec 29, 2021
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Chris has been a solid advisor to us. Our last advisor started out with our financial interest but after several years, he started appearing in very expensive suits, with expensive jewelry and cars. After our previous advisor sold us an unwise product for a high commission, we began looking for another financial advisor. After meeting with Chris he was able to help us extricate ourselves from the other advisors bad advice. Chris listened to our priorities and put us on the correct course.
Chris has shown that he deserves our trust and has not changed since we have been with him. We have been with
Chris has shown that he deserves our trust and has not changed since we have been with him. We have been with
Sherri Finnegan
Oct 30, 2021
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As a recent retiree, Chris Ballard walked me through the maze of Medicare plans! I attended four separate seminars that Chris teaches about retirement issues - I learned alot ! I appreciate being acknowledged in a personal and friendly manner as a client each time I phone or stop by the office - Chris has earned my trust with his long-standing career and experience here in Clermont .
Dominic Cicio
Oct 27, 2021
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Positive:Professionalism,Quality
Have been using Ballard Service for years. Chris has earned my Trust which is what the investment business is all about. The entire BallRd Family are a pleasure to work with. Ballard Service is more important than ever in volatile times.
Have been using Ballard Service for years. Chris has earned my Trust which is what the investment business is all about. The entire BallRd Family are a pleasure to work with. Ballard Service is more important than ever in volatile times.
Max G.
Oct 26, 2021
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I attended all the presentations offered by Chris and Ballard Financial. Chris is a knowledgeable person with years of experience. I met with Chris one-on-one in his office. His office has a friendly ambiance, and the staff are very friendly and helpful. I have learned much about the financial world as it relates to the aging population. Their help is highly valued and appreciated.
Vocals Incorporated Orlando
Oct 26, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Chris and his family have gone above and beyond to help me get my life in order! From a medicare supplemental plan, to a creative long term care investment, Chris cares about the whole person, not just how much money you have! I highly recommend Ballard Financial.
Chris and his family have gone above and beyond to help me get my life in order! From a medicare supplemental plan, to a creative long term care investment, Chris cares about the whole person, not just how much money you have! I highly recommend Ballard Financial.
Marian Humberson
Oct 25, 2021
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Positive:Professionalism,Quality,Responsiveness
Ballard has been my financial advisor for the past 3 years, and I only wish I had found them sooner. Their advice fits me to a "T," and my investments are growing faster than they have with any other advisor. Also, the office is very homey and pleasant.
Ballard has been my financial advisor for the past 3 years, and I only wish I had found them sooner. Their advice fits me to a "T," and my investments are growing faster than they have with any other advisor. Also, the office is very homey and pleasant.
