Business Details
Independent Financial Planning Services
ThriveLife360 delivers client-centered financial guidance rooted in 29 years of industry experience. Our approach prioritizes personalized wealth management strategies, empowering clients to achieve financial independence through education and active participation in decision-making. We specialize in comprehensive services including asset management, education planning, and estate strategies, supported by partnerships with LPL Financial and IHT Wealth Management.Our team focuses on building long-term relationships grounded in transparency, accountability, and tailored financial roadmaps. With expertise navigating multiple market cycles, we implement strategies designed to address volatility while aligning with individual client values and life aspirations.
Services
Wealth Management
Asset Management
Education Planning
Estate Planning
Risk Management
Tax Sheltered Assets
401k Plans
Charitable Giving
Credit Sheltered Trusts
Highlights and features
- 29 years of experience navigating multiple market cycles
- Personalized financial strategies tailored to individual client needs
- No proprietary products or sales quotas
- Transparent advisory process with ongoing client education
- Comprehensive wealth management solutions from certified professionals
Associations and certifications
- FINRA
- SIPC
- Registered Investment Adviser
Services
Wealth Management
Our wealth management services create customized strategies for financial independence. We combine investment guidance with comprehensive planning to help clients build and preserve wealth across market cycles. Our approach addresses tax implications, estate considerations, and long-term financial goals through personalized roadmaps.
Education Planning
Education planning services focus on managing college costs while protecting retirement assets. We develop strategies for 529 plans, Florida Bright Futures optimization, and educational tax preparation. Our approach balances immediate education needs with long-term financial security for families.
Asset Management
Asset management services focus on strategic investment allocation and portfolio optimization. We implement tax-efficient strategies for both tax-sheltered and non-tax-sheltered accounts. Our approach emphasizes risk management while maintaining alignment with clients' financial objectives and market conditions.
Estate Planning
Estate planning services help clients preserve wealth for future generations. We coordinate with legal professionals to implement credit sheltered trusts, irrevocable trusts, and charitable giving strategies. Our goal ensures smooth wealth transfer while minimizing tax liabilities and honoring client intentions.
Risk Management
Risk management services protect assets through comprehensive insurance evaluation and trust structures. We assess liability exposure and implement strategies using credit sheltered trusts and insurance solutions. Our approach safeguards wealth against potential threats while maintaining liquidity for financial goals.
People
Karim Poonawala
Founder, Chief Portfolio Manager
With 29 years of experience, Karim specializes in personalized wealth strategies. He focuses on guiding clients through market cycles while emphasizing financial education and client empowerment in decision-making processes.
Chris Davidson
Managing Partner
Chris brings extensive financial services experience to client relationships. He emphasizes comprehensive planning solutions and works closely with clients to develop strategies aligned with their long-term financial objectives.
L. Brian Housel
Managing Partner
Brian focuses on wealth preservation strategies and portfolio management. He works with clients to implement solutions that balance growth objectives with risk management considerations across various market environments.
Christy Schmitz
Office Manager
Christy oversees daily operations and client communications. She ensures smooth administrative support while maintaining the firm's commitment to client service excellence and operational efficiency.
Belinda Robinson
Client Service Specialist
Belinda provides dedicated client support with focus on service excellence. She assists clients with account management needs while maintaining the firm's standards of personalized attention and responsiveness.
Questions
What financial services do you specialize in?
We specialize in wealth management, education planning, asset management, estate planning, and risk management strategies tailored to individual client needs.
How do you work with clients?
We use a personalized approach combining financial education with customized strategies. Our process emphasizes client participation in decision-making and ongoing financial guidance.
Are you affiliated with any financial institutions?
We partner with LPL Financial (member FINRA/SIPC) and IHT Wealth Management, a registered investment adviser, to provide comprehensive financial solutions.
How are your services different from other advisors?
We focus on independent, non-proprietary solutions without sales quotas. Our approach emphasizes client education and personalized strategies over product sales.
What areas do you serve?
We primarily serve clients in Orlando and Tampa, Florida, with customized financial solutions for local and national clients.
How do you handle investment management?
We implement strategic asset allocation using both tax-sheltered and non-tax-sheltered accounts, focusing on risk management and long-term growth objectives.
