Business Details
50+ Years
experience
Your Trusted Credit Union in Moorestown, NJ
Garden State FCU has served the financial needs of its members since 1960. As a member-owned, not-for-profit cooperative, we prioritize returning value to our members through competitive rates, low fees, and personalized service. Our founding principles of community focus and financial responsibility remain central to our operations. We serve over 4,400 members across 37 member groups and 9 New Jersey municipalities. Regulated by the National Credit Union Administration (NCUA), our federally insured deposits provide security up to $250,000 through the National Credit Union Share Insurance Fund (NCUSIF).Our team combines decades of local expertise with modern financial solutions to meet diverse member needs. We offer a comprehensive suite of services including personal and business banking, loans, investment options, and 24/7 digital access. Our commitment to transparency ensures no hidden fees and clear communication about all products. We actively support community development through financial education and accessible services. With a physical branch in Moorestown and nationwide CO-OP Shared Branch access, we combine local presence with national convenience.
Services
Personal Checking
Vehicle Loans
Mortgage Services
Credit Cards
Online Banking
Bill Pay
Investment Services
Business Accounts
Student Loans
Mobile Banking
Details
- Year established: 1960
Highlights and features
- We return excess earnings to members through better loan rates and higher savings yields
- Our 24/7 digital banking platform provides convenient account access anytime
- Federally insured deposits protect member funds up to $250,000
- Local decision-making ensures personalized service and community understanding
- We offer free financial education resources to help members achieve financial goals
Associations and certifications
- National Credit Union Administration (NCUA)
- National Credit Union Share Insurance Fund (NCUSIF)
What people say
Excellent customer service
Competitive loan rates
User-friendly mobile app
No hidden fees
Personalized attention
Services
Personal Checking
Our personal checking accounts provide convenient money management with no monthly maintenance fees. Members enjoy free bill pay, mobile check deposit, and nationwide ATM access through the CO-OP network. We offer both standard and premium checking options with varying benefit levels to suit different financial needs.
Vehicle Loans
We offer competitive vehicle loans for new and used car purchases with flexible terms up to 72 months. Our financing options include low down payment requirements and special programs for first-time buyers. Members benefit from personalized loan counseling and quick approval processes.
Online Banking
Our 24/7 online banking platform enables account management from any device. Features include real-time balance checks, fund transfers, bill payments, and eStatements. Security is enhanced through multi-factor authentication and transaction alerts to protect member accounts.
Credit Cards
We issue VISA credit cards with competitive APRs and no annual fees. Cardholders receive purchase protection, fraud monitoring, and rewards programs. Our credit building cards help members establish or improve their credit scores through responsible usage.
Investment Services
Through MEMBERS Financial Services, we offer investment options including mutual funds, variable annuities, and college savings plans. Our partnership with CUNA Brokerage Services provides access to professional investment advisors and a wide range of securities for different risk profiles.
People
Lisa Weaver
Branch Manager / Head Loan Officer
With over 15 years of credit union experience, Lisa Weaver leads our Moorestown branch and loan department. She specializes in mortgage lending and financial education, helping members achieve homeownership goals while maintaining responsible lending practices.
Michael Cesarano
Loan Officer
Michael Cesarano brings 12 years of mortgage expertise to our lending team. He focuses on first-time homebuyer programs and refinancing options, working closely with members to find affordable housing solutions that match their financial situations.
Laurie McKenna
Loan Clerk
Laurie McKenna supports our lending operations with 8 years of credit union experience. She assists members with loan applications, document preparation, and account management, ensuring smooth processing for all loan products.
Questions
Who is eligible to join Garden State FCU?
Eligibility includes employees of member groups, residents of select New Jersey towns, or family members of existing members.
Are my deposits insured?
Yes, all deposits are federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF).
What online banking features are available?
Our online platform offers account management, bill pay, mobile check deposit, fund transfers, and eStatements 24/7.
Do you offer business banking services?
Yes, we provide business checking, savings, loans, and credit cards tailored to local businesses' needs.
How can I access ATMs nationwide?
As a CO-OP Shared Branch member, you can use thousands of credit union ATMs across the country without surcharges.
What loan types do you specialize in?
We focus on mortgages, vehicle loans, personal loans, and student financing with competitive rates for qualified members.
