Business Details
50+ Years
experience
Your Trusted Financial Partner in Philadelphia
Transit Workers Federal Credit Union has been dedicated to serving our community since 1967. As a not-for-profit financial cooperative, we are democratically owned and operated by our members, governed by a volunteer Board of Directors elected by the membership. Our mission remains focused on promoting thrift and providing accessible credit to help members achieve their financial goals. We offer a comprehensive range of financial products and services, including share accounts, loans, and modern banking solutions like online banking and electronic bill payment. Our commitment to personalized service ensures members receive one-on-one attention in a welcoming hometown atmosphere. With decades of experience serving Philadelphia transportation workers, their families, and the broader community, we combine financial expertise with a deep understanding of local needs.Our team delivers reliable, transparent financial solutions while maintaining strict adherence to ethical standards and member-centric values. We continuously invest in innovative tools like 24/7 audio teller services and tap-and-go ATM cards to enhance member convenience. Through community-focused initiatives like our member referral contest, we strive to strengthen financial well-being across our service area. As a trusted financial partner, we maintain rigorous compliance with industry regulations while prioritizing data security and member privacy.
Services
Auto Loans
Signature Loans
Share Secured Loans
Home Banking
E-Statements
Details
- Year established: 1967
Highlights and features
- We offer 24/7 access to account information through our audio teller system
- Our member-owned cooperative structure prioritizes community financial well-being
- We provide personalized banking services with one-on-one member support
- Our tap-and-go ATM cards combine convenience with modern payment technology
- We maintain strict compliance with financial regulations and data security standards
Services
Auto Loans
We provide financing options for both new and used vehicles with competitive interest rates. Our auto loans help members purchase reliable transportation while maintaining affordable monthly payments. The application process considers individual financial circumstances to ensure responsible lending practices.
Signature Loans
These unsecured loans are available to members with strong credit histories. Funds can be used for various personal expenses while maintaining flexible repayment terms. Approval focuses on creditworthiness rather than collateral requirements.
Share Secured Loans
Members can use their savings as collateral for lower interest rate loans while continuing to earn dividends on pledged shares. This option helps build credit history while accessing necessary funds at favorable terms.
Home Banking
Our secure online platform provides 24/7 account access with dual authentication protection. Members can manage accounts, transfer funds, and monitor transactions from any internet-connected device with complete transactional security.
E-Statements
Electronic monthly or quarterly statements offer convenient digital record-keeping. This service integrates with online banking for easy access to financial records while reducing paper waste and postal delays.
Questions
What membership requirements must I meet?
We serve Philadelphia transportation workers, Transport Workers Union members, retirees, and their immediate families. Contact us for specific eligibility details.
How can I access my account after hours?
Our 24/7 audio teller system allows account access via touchtone phone at any time for balance checks and transaction history.
What loan options are available?
We offer auto loans, signature loans, and share secured loans with competitive rates for qualified applicants.
Are there digital banking options?
Yes, we provide online banking with dual authentication security and electronic statement delivery options for member convenience.
What are your branch office hours?
Monday-Friday 8:30 AM-4:00 PM, Thursday until 5:00 PM. Closed Saturdays, Sundays, and major holidays.
Reviews (4)
Shantell Young
Feb 09, 2021
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Fast and friendly service, wish every credit union was as professional as they are. Keep up the great work guys.
Demetria Patterson
Sep 24, 2019
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Debbie is really friendly, but I agree charging for a loan whether your approved or not is ridiculous. Also no where to deposit on wknds or any day for that matter. No one returns calls, I wish they would change their practices ... also they dont specify what your credit score should be so you can apply for the loan .
Robert Dalessio
Sep 10, 2019
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If I could give less stars I would. Tried joining on July 8 and was told they would send me start up packet. 8 calls later still nothing. They even dont return calls when you ask questions and they say theyre looking into it instead of just sending the packet to you. These people are clowns.
Jason Nelson
Oct 21, 2017
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Horrible service. Not informative and slow. I don't even leave reviews but this was so bad, I had to share.
