Built on a foundation of commitment, character, and innovation, Atlantic Coast Mortgage (ACM) was founded in 2011 with a mission to reimagine and reshape the mortgage industry. With a one team one mission mindset, we are people-focused as we build connections with our customers because we believe that a closed loan is not the end of our relationship - it's just the beginning.
Led by a seasoned group of mortgage professionals, ACM is known for offering a better solution for homebuyers through our simple, easy, and stress-free process. We do this by offering a proprietary blend of technologies, systems, and processes.
Led by a seasoned group of mortgage professionals, ACM is known for offering a better solution for homebuyers through our simple, easy, and stress-free process. We do this by offering a proprietary blend of technologies, systems, and processes.
Services
Purchase
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Before you get started on your homebuying journey, be sure to contact your local Atlantic Coast Mortgage Loan Officer to see which loan options work best for your specific situation. Home equity is the difference between what your home is worth and the amount you owe on your mortgage. As home equity increases, the value of the homeowner's assets increases!
Refinance
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Before you get started on your Refinance journey, be sure to contact your local Atlantic Coast Mortgage Loan Officer to see which loan options work best for your specific situation. Whether mortgage rates have fallen, or your credit/debt situation has improved - the opportunity to lower your mortgage interest rate could provide a variety of advantages for homeowners.
Reverse Mortgage
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A Reverse Mortgage is for homebuyers or homeowners aged 62 or older. It may be able to help them with purchasing a primary residence or allow them to access the equity in their existing home. Common uses for the Reverse Mortgage equity loan is paying monthly bills, making home improvements, paying for healthcare, helping children or grandchildren, or as additional cash for unexpected expenses.
Credit Score
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Lots of new credit account inquiries can lower your score. Mortgage and auto loan inquiries are an exception; these count as one inquiry within a 30-day period. A variety of credit types - like an auto loan, credit cards, and other credit accounts - could boost your score. Rates change daily and will vary depending on your unique situation.
Homebuying Checklist
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If you're feeling overwhelmed, trying to understand the home buying process, you're not alone. Consider what your monthly payments are today and what they will be after you purchase a home. Do you pay your bills on time, are in good standing with credit bureaus or have any errors on your credit report?
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