Offices are currently located in Chesapeake, Newport News and Virginia Beach, Virginia. The business is licensed as a mortgage lender in Virginia, North Carolina, and Florida. Loan processors are available in all offices to better serve our licensed mortgage professionals and their clients. Underwriting, closing, funding, investor shipping, and post-closing functions are centralized in Chesapeake corporate location.
Tidewater Home Funding has approved delegated underwriting authority with VA, FHA, FNMA, FHLMC, VHDA, and USDA. Tidewater Home Funding and our affiliated lenders, Benchmark Mortgage Companies and Farmers Bank Home Mortgage, are proud to serve families in Virginia, North Carolina and Florida. Founded in 2000, Tidewater Home Funding has offices serving customers throughout South Hampton Roads, the Virginia Peninsula and Northeast North Carolina.
Tidewater Home Funding has approved delegated underwriting authority with VA, FHA, FNMA, FHLMC, VHDA, and USDA. Tidewater Home Funding and our affiliated lenders, Benchmark Mortgage Companies and Farmers Bank Home Mortgage, are proud to serve families in Virginia, North Carolina and Florida. Founded in 2000, Tidewater Home Funding has offices serving customers throughout South Hampton Roads, the Virginia Peninsula and Northeast North Carolina.
Services
Careers
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If you're looking for a career with a local, fast-growing company that features an exceptional company culture and provides their team members with wonderful opportunities within the mortgage industry - look no further. As part of Tidewater Home Funding, LLC.'s work family you will collaborate with motivated team members who have pride, and passion, for what they do.
Loan Process
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Pre-qualification starts the loan process. Once a lender has gathered information about a borrower's income and debts, a determination can be made as to how much the borrower can pay for a house. Since different loan programs can cause different valuations a borrower should get pre-qualified for each loan type the borrower may qualify for.
Conventional Loans
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Conventional Loans are mortgage loans that are not insured by the government (like FHA, VA, USDA Loans), but they typically meet the lending guidelines that have been set by Fannie Mae or Freddie Mac. Typically, conventional loans have better rates, terms and/or lower fees than other types of loans.
VA Loans
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A VA loan is a mortgage loan guaranteed by the U.S. Department of Veteran Affairs (VA) that is available to most US service members. It offers some very great benefits to those that have served our country. They are usually easier to get because the Government insures the loan so that there is much less risk to the lender.
FHA Loans
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It's easy to understand why many people looking for a new home are turning to FHA insured loan programs. Because FHA Loans are insured by the Federal Housing Administration homebuyers have an easier time qualifying for a mortgage. Those who typically benefit most from an FHA loan are first-time home buyers and those who have less than perfect credit.
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