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Greater Niagara Federal Credit Union
It is our mission to provide personalized, quality financial services that meet the lifetime needs of you and your family. Bank on an all-around greater experience for every financial milestone. Use our Audio Response Service 24/7, from anywhere in the world, to check your balances, transfer funds, and more!

Founded in 1954, Greater Niagara FCU is the result of a long list of mutually beneficial mergers between small seg-based credit unions in western Niagara County. In 2003, the Credit Union expanded its charter to serve all of Niagara County, and in 2020, the charter was expanded to include Erie County.
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Founded in 1954, Greater Niagara Federal Credit Union is the result of a long list of mutually beneficial mergers between small seg-based credit unions in western Niagara County. In 2003, the Credit Union expanded its charter to serve all of Niagara County, and in 2020 the charter was expanded to include Erie County.
Rates & Services
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What are your immediate financial needs and long-term goals? Greater Niagara FCU can help you reach them quicker with competitive rates and robust financial services-all delivered with a smile and commitment to bettering our community. With APRs as low as 2.73% and fixed rate mortgages, our policies are designed to keep what you have in mind more attainable.
Home Banking
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When time is money, you need the ability to access financial information quickly and from anywhere. Greater Niagara FCU offers members full-time access to all your accounts through a single login that can be used on whatever device you're on-a desktop computer, tablet, or mobile phone.

With multiple levels of security, you can rest assured and safely transfer funds, pay bills, apply for loans, access joint accounts, and more from the comfort of your home.Plus, our convenient Greater Niagara FCU Mobile App allows you to access everything you can with online banking with the added feature of mobile deposit!.
Checking Accounts
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Take advantage of the convenient and easy ways to make purchases at millions of locations worldwide, enjoy cash back perks at certain establishments, and withdraw cash or check your balances at ATMs, all with a checking account through Greater Niagara FCU. No minimum balance? Check. Greater Niagara FCU checking accounts present easy and secure opportunities to pay, save, and grow.
Loans
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Greater Niagara FCU offers several types of loans at attractive rates and terms to fit your budget and work toward your personal, professional, and financial goals. Already have a loan with another financial institution? Speak with one of our loan officers about refinancing with Greater Niagara FCU and see how much money you could save.
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