Business Details
Afgm Credit Union Federal Credit Union - Cheektowaga, NY
Afgm Credit Union Federal Credit Union is a member-owned, not-for-profit financial institution dedicated to providing value and convenience through our comprehensive range of financial products and services. Established to serve the financial needs of our members, we prioritize personalized service and community engagement. Our commitment to excellence is reflected in our diverse savings and loan programs, including competitive certificate of deposit rates and flexible lending options. With a focus on accessibility and security, we offer 24-hour online and phone banking to meet modern financial demands. Our team of experienced professionals is dedicated to ensuring every member receives tailored support and transparent communication.Backed by federal insurance covering deposits up to $250,000, we provide peace of mind and financial stability. Through our scholarship programs and community initiatives, we actively invest in the future of our members and the broader community. Our board of directors and staff work collaboratively to maintain our core values of integrity, service, and member satisfaction. We continuously strive to enhance our digital platforms while maintaining the personal touch that defines our institution. By adhering to strict compliance standards and prioritizing member education, we aim to be the trusted financial partner for generations to come.
Services
Savings Accounts
Auto Loans
Personal Loans
Checking Accounts
Certificate of Deposit
Highlights and features
- We offer competitive CD rates with terms from 6 to 12 months
- Our 24/7 phone and online banking provides round-the-clock access
- Member-owned structure ensures community-focused financial solutions
- Personalized lending options including auto and personal loans
- Federal insurance covering deposits up to $250,000
Associations and certifications
- NCUA
What people say
Competitive CD rates
24/7 banking access
Personalized service
Quick loan approval
Community focus
Services
Certificate of Deposit
Our certificate of deposit programs offer competitive interest rates with terms ranging from 6 to 12 months. Minimum deposit requirements start at $2,500 with dividends paid at maturity. Auto-rollover options available for continued growth.
Auto Loans
We provide financing solutions for new and used vehicles with flexible terms and competitive interest rates. Our loan specialists help members secure affordable monthly payments tailored to their financial situation.
Personal Loans
Our personal loan program offers unsecured financing up to $5,000 at 4.9% APR for 36 months. Funds can be used for debt consolidation, home improvements, or unexpected expenses with quick approval processes.
Checking Accounts
Free checking accounts with VISA debit card access, ACH transactions, and direct deposit options. Available with 24/7 online banking and mobile check deposit capabilities for convenient money management.
Savings Accounts
We offer traditional savings accounts with tiered interest rates and Christmas Club programs for seasonal savings goals. Accounts include night deposit options and automatic transfer features for financial flexibility.
People
Stephanie Palumbo
President
Stephanie leads our credit union with over 15 years of financial services experience, focusing on member satisfaction and strategic growth initiatives.
Barbara Mazur
Vice President
Barbara oversees daily operations with a commitment to maintaining our not-for-profit financial institution's core values and service standards.
Sandra Randolph
Treasurer
Sandra manages financial operations and member services, ensuring transparent and ethical practices across all our banking solutions.
Questions
What loan options are available?
We offer auto loans, personal loans, and share secured loans with competitive rates and flexible terms.
Are my deposits insured?
Yes, all deposits are federally insured up to $250,000 by the NCUA.
What savings accounts do you offer?
We provide traditional savings accounts, Christmas Club programs, and certificate of deposit options.
How can I access banking services?
24/7 online banking, mobile app access, and in-person services at our Cheektowaga branch.
What are your office hours?
Monday, Tuesday, Thursday, and Friday 9 AM - 4 PM. Closed Wednesdays and Saturdays.
How do I report a lost card?
Call 1-800-325-3678 immediately for lost or stolen debit card assistance.
Reviews (1)
Katie Mikolajczak
Dec 09, 2018
Report
Shared my account information with somone who was not on the account . Nothing was done about it . Dont trust them .
