Business Details
Your Trusted Partner for Financial Planning & Investment Management Solutions
Cornerstone Financial Management is a team of experienced financial professionals dedicated to providing personalized financial planning and investment management services. Our advisors hold prestigious industry designations including CFP, CFA, CAIA, and CKA, with over 50 years of combined experience. As a fiduciary and fee-only firm, we prioritize client interests through evidence-based investing strategies aligned with individual values. We serve individuals, families, business owners, and nonprofit institutions, offering comprehensive services spanning cash flow management, retirement planning, tax optimization, and estate strategies.Our process begins with understanding client goals, creating customized financial roadmaps, and implementing solutions with ongoing support. We integrate academic research and technology tools to deliver clarity, confidence, and financial peace. Our commitment extends beyond technical expertise to include stewardship principles that promote human flourishing through strategic giving and community impact.
Services
Financial Planning
Investment Management
Tax Planning
Estate Planning
Retirement Planning
Risk Management
Charitable Giving
Cash Flow Management
Portfolio Reporting
Investment Policy Statements
Highlights and features
- We are fiduciaries legally obligated to act in your best interest
- Our advisors hold multiple industry designations with 50+ years combined experience
- We implement evidence-based investment strategies grounded in academic research
- We integrate values-based investing aligned with client priorities
- We provide comprehensive financial planning covering all life stages
Associations and certifications
- CFP
- CFA
- CAIA
- CKA
Services
Financial Planning
We create customized financial roadmaps addressing cash flow, retirement, risk management, and estate planning. Our process organizes financial information, clarifies goals, and establishes actionable strategies. Advisors help clients navigate complex decisions with confidence through ongoing guidance.
Investment Management
Our evidence-based approach minimizes risks while optimizing returns aligned with client objectives. We develop investment policy statements, implement cost-effective strategies, and provide performance reporting. Values-based options include ESG and socially responsible investing frameworks.
Tax Planning
We collaborate with tax professionals to minimize liabilities through strategic gifting, deferral techniques, and charitable giving. Services address income, estate, and company stock taxation while maximizing available savings opportunities for individuals and businesses.
Estate Planning
Our planning ensures wealth preservation and legacy intentions through customized estate strategies. We coordinate with legal professionals to establish trusts, wills, and beneficiary designations that align with financial goals and family values.
Retirement Planning
We develop comprehensive retirement plans addressing income needs, healthcare costs, and lifestyle goals. Services include savings optimization, withdrawal strategies, and risk management to ensure financial security throughout retirement years.
People
Ted Yoos
Senior Wealth Manager
Ted Yoos, CFP, CKA, specializes in comprehensive financial planning with over 20 years of experience guiding clients through complex financial decisions while integrating values-based wealth management strategies.
George Newfield
Partner, Wealth Manager
George Newfield, CFA, CFP, CAIA, CKA, brings 25+ years of investment expertise to develop evidence-based strategies that align with client goals and ethical considerations through rigorous financial analysis.
Kevin Arruda
Partner, Wealth Manager
Kevin Arruda, CFA, CFP, CKA, focuses on wealth preservation and intergenerational planning, combining technical expertise with compassionate guidance to help families achieve long-term financial security and legacy objectives.
Questions
What services do you offer?
We provide financial planning, investment management, and tax consulting services covering retirement, estate, risk management, and values-based investing for individuals and organizations.
Are you fiduciaries?
Yes, we are legally obligated to act as fiduciaries, always prioritizing client interests through fee-only compensation with no product commissions or conflicts of interest.
What credentials do your advisors hold?
Our team includes Certified Financial Planners (CFP), Chartered Financial Analysts (CFA), Chartered Advisor for Philanthropy (CKA), and Chartered Alternative Investment Analysts (CAIA) with 50+ years combined experience.
How do you work with clients?
We follow a three-step process: organizing financial information, creating customized plans, and implementing solutions with ongoing communication through in-person or virtual meetings.
What areas do you serve?
We work with clients nationwide through virtual meetings, with physical offices located in Burlington, Massachusetts and Providence, Rhode Island.
